Dollar cost averaging (DCA) in CUB means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+6.1%
Final Value$21.7K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+8.3%
Final Value$21.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+5.7%
Final Value$21.7K
Worst possible — still beats not investing
Best vs Worst gap0.3 pp
Your timing vs best+2.3%
Your timing vs worst+2.6%
If You Keep Investing…
Based on this stock's historical CAGR of 4.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.1x your moneyfrom $18K invested
5 Years$34K~1.1x your moneyfrom $30K invested
10 Years$76K~1.3x your moneyfrom $60K invested
20 Years$196K~1.6x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.1x your money
10 Years~1.3x your money
20 Years~1.6x your money
$100/mo
$4K+$252 est. gain
$7K+$731 est. gain
$15K+$3K est. gain
$39K+$15K est. gain
$250/mo
$10K+$630 est. gain
$17K+$2K est. gain
$38K+$8K est. gain
$98K+$38K est. gain
$500/mo
$19K+$1K est. gain
$34K+$4K est. gain
$76K+$16K est. gain
$196K+$76K est. gain
$1,000/mo
$39K+$3K est. gain
$67K+$7K est. gain
$152K+$32K est. gain
$392K+$152K est. gain
* Projection assumes historical CAGR of 4.7% continues. Actual returns will vary.
Your DCA Results by Date
21 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Aug 9, 2024
$9.98
$10,000
$10,000
+0.00%
$0
Sep 9, 2024
$10.01
$10,500
$10,943
+4.22%
$443
Oct 9, 2024
$10.02
$11,000
$11,454
+4.12%
$454
Nov 11, 2024
$10.03
$11,500
$11,965
+4.04%
$465
Dec 9, 2024
$10.08
$12,000
$12,525
+4.37%
$525
Jan 10, 2025
$10.12
$12,500
$13,074
+4.59%
$574
Feb 10, 2025
$10.15
$13,000
$13,613
+4.72%
$613
Mar 10, 2025
$10.22
$13,500
$14,207
+5.24%
$707
Apr 9, 2025
$10.26
$14,000
$14,763
+5.45%
$763
May 9, 2025
$10.36
$14,500
$15,406
+6.25%
$906
Jun 9, 2025
$10.52
$15,000
$16,144
+7.63%
$1,144
Jul 9, 2025
$10.48
$15,500
$16,583
+6.99%
$1,083
Aug 11, 2025
$10.48
$16,000
$17,083
+6.77%
$1,083
Sep 9, 2025
$10.50
$16,500
$17,616
+6.76%
$1,116
Oct 9, 2025
$10.56
$17,000
$18,216
+7.15%
$1,216
Nov 10, 2025
$10.64
$17,500
$18,854
+7.74%
$1,354
Dec 9, 2025
$10.60
$18,000
$19,283
+7.13%
$1,283
Jan 9, 2026
$10.67
$18,500
$19,911
+7.63%
$1,411
Feb 9, 2026
$10.68
$19,000
$20,429
+7.52%
$1,429
Mar 9, 2026
$10.71
$19,500
$20,987
+7.62%
$1,487
Apr 10, 2026
$10.80
$20,000
$21,663
+8.32%
$1,663
Frequently Asked Questions
Common questions about DCA investing in CUB
Investing $500 per month in Lionheart Holdings (CUB) over the past 2 years would be worth approximately $22K today. That's +8.3% total return on $20K invested, with a +4.7% compound annual growth rate (CAGR). This includes $411 from reinvested dividends.