Dollar cost averaging (DCA) in CYN means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-88.7%
Final Value$4.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-91.2%
Final Value$3.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-92.3%
Final Value$2.9K
Worst possible — still beats not investing
Best vs Worst gap3.6 pp
Your timing vs best-2.5%
Your timing vs worst+1.1%
If You Keep Investing…
Based on this stock's historical CAGR of -40.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -40.7% continues. Actual returns will vary.
Your DCA Results by Date
56 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Oct 20, 2021
$100,908.42
$10,000
$10,000
+0.00%
$0
Nov 22, 2021
$73,635.87
$10,500
$7,797
-25.74%
$-2,703
Dec 20, 2021
$67,908.64
$11,000
$7,691
-30.08%
$-3,309
Jan 20, 2022
$45,545.16
$11,500
$5,658
-50.80%
$-5,842
Feb 22, 2022
$23,318.03
$12,000
$3,397
-71.69%
$-8,603
Mar 21, 2022
$19,772.60
$12,500
$3,380
-72.96%
$-9,120
Apr 20, 2022
$14,727.17
$13,000
$3,018
-76.79%
$-9,982
May 20, 2022
$27,681.64
$13,500
$6,172
-54.28%
$-7,328
Jun 21, 2022
$17,727.15
$14,000
$4,453
-68.19%
$-9,547
Jul 20, 2022
$17,454.42
$14,500
$4,884
-66.32%
$-9,616
Aug 22, 2022
$19,908.96
$15,000
$6,071
-59.53%
$-8,929
Sep 20, 2022
$14,181.73
$15,500
$4,825
-68.87%
$-10,675
Oct 20, 2022
$13,374.45
$16,000
$5,050
-68.44%
$-10,950
Nov 21, 2022
$11,045.39
$16,500
$4,671
-71.69%
$-11,829
Dec 20, 2022
$10,090.84
$17,000
$4,767
-71.96%
$-12,233
Jan 20, 2023
$10,499.93
$17,500
$5,460
-68.80%
$-12,040
Feb 21, 2023
$12,954.45
$18,000
$7,237
-59.80%
$-10,763
Mar 20, 2023
$15,954.43
$18,500
$9,412
-49.12%
$-9,088
Apr 20, 2023
$15,818.08
$19,000
$9,832
-48.25%
$-9,168
May 22, 2023
$13,229.91
$19,500
$8,723
-55.27%
$-10,777
Jun 20, 2023
$16,772.62
$20,000
$11,559
-42.20%
$-8,441
Jul 20, 2023
$12,354.46
$20,500
$9,014
-56.03%
$-11,486
Aug 21, 2023
$9,199.03
$21,000
$7,212
-65.66%
$-13,788
Sep 20, 2023
$6,411.78
$21,500
$5,527
-74.29%
$-15,973
Oct 20, 2023
$5,099.97
$22,000
$4,896
-77.75%
$-17,104
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Frequently Asked Questions
Common questions about DCA investing in CYN
Investing $500 per month in Cyngn Inc. (CYN) over the past 5 years would be worth approximately $3K today. That's -91.2% total return on $38K invested, with a -40.7% compound annual growth rate (CAGR).