Dollar cost averaging (DCA) in DB means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+216.5%
Final Value$151.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+201.4%
Final Value$144.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+183.2%
Final Value$135.9K
Worst possible — still beats not investing
Best vs Worst gap33.3 pp
Your timing vs best-15.1%
Your timing vs worst+18.2%
If You Keep Investing…
Based on this stock's historical CAGR of 19.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$47K~1.6x your moneyfrom $30K invested
10 Years$161K~2.7x your moneyfrom $60K invested
20 Years$1.1M~9.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.6x your money
10 Years~2.7x your money
20 Years~9.0x your money
$100/mo
$5K+$1K est. gain
$9K+$3K est. gain
$32K+$20K est. gain
$215K+$191K est. gain
$250/mo
$12K+$3K est. gain
$24K+$9K est. gain
$80K+$50K est. gain
$539K+$479K est. gain
$500/mo
$23K+$5K est. gain
$47K+$17K est. gain
$161K+$101K est. gain
$1.1M+$957K est. gain
$1,000/mo
$47K+$11K est. gain
$95K+$35K est. gain
$322K+$202K est. gain
$2.2M+$1.9M est. gain
* Projection assumes historical CAGR of 19.0% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$8.33
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$8.96
$10,500
$11,256
+7.20%
$756
Mar 2, 2020
$8.59
$11,000
$11,291
+2.65%
$291
Apr 2, 2020
$6.02
$11,500
$8,413
-26.84%
$-3,087
May 4, 2020
$7.05
$12,000
$10,353
-13.73%
$-1,647
Jun 2, 2020
$8.90
$12,500
$13,569
+8.56%
$1,069
Jul 2, 2020
$9.53
$13,000
$15,030
+15.61%
$2,030
Aug 3, 2020
$9.22
$13,500
$15,041
+11.41%
$1,541
Sep 2, 2020
$9.45
$14,000
$15,916
+13.69%
$1,916
Oct 2, 2020
$8.50
$14,500
$14,816
+2.18%
$316
Nov 2, 2020
$9.64
$15,000
$17,303
+15.36%
$2,303
Dec 2, 2020
$11.58
$15,500
$21,285
+37.33%
$5,785
Jan 4, 2021
$10.74
$16,000
$20,241
+26.51%
$4,241
Feb 2, 2021
$10.45
$16,500
$20,195
+22.39%
$3,695
Mar 2, 2021
$12.63
$17,000
$24,908
+46.52%
$7,908
Apr 5, 2021
$12.21
$17,500
$24,580
+40.45%
$7,080
May 3, 2021
$13.74
$18,000
$28,159
+56.44%
$10,159
Jun 2, 2021
$15.18
$18,500
$31,611
+70.87%
$13,111
Jul 2, 2021
$13.00
$19,000
$27,571
+45.11%
$8,571
Aug 2, 2021
$12.40
$19,500
$26,799
+37.43%
$7,299
Sep 2, 2021
$12.45
$20,000
$27,407
+37.03%
$7,407
Oct 4, 2021
$12.34
$20,500
$27,664
+34.95%
$7,164
Nov 2, 2021
$13.13
$21,000
$29,936
+42.55%
$8,936
Dec 2, 2021
$12.41
$21,500
$28,794
+33.93%
$7,294
Jan 3, 2022
$12.82
$22,000
$30,245
+37.48%
$8,245
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Frequently Asked Questions
Common questions about DCA investing in DB
Investing $500 per month in Deutsche Bank AG (DB) over the past 6 years would be worth approximately $145K today. That's +201.4% total return on $48K invested, with a +19.0% compound annual growth rate (CAGR). This includes $7K from reinvested dividends.