Dollar cost averaging (DCA) in DDL means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-18.4%
Final Value$32.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-27.6%
Final Value$28.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-37.0%
Final Value$24.9K
Worst possible — still beats not investing
Best vs Worst gap18.7 pp
Your timing vs best-9.3%
Your timing vs worst+9.4%
If You Keep Investing…
Based on this stock's historical CAGR of -6.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -6.4% continues. Actual returns will vary.
Your DCA Results by Date
59 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jun 29, 2021
$23.52
$10,000
$10,000
+0.00%
$0
Jul 29, 2021
$23.91
$10,500
$10,666
+1.58%
$166
Aug 30, 2021
$21.31
$11,000
$10,006
-9.04%
$-994
Sep 29, 2021
$23.50
$11,500
$11,534
+0.30%
$34
Oct 29, 2021
$28.03
$12,000
$14,258
+18.81%
$2,258
Nov 29, 2021
$22.42
$12,500
$11,904
-4.77%
$-596
Dec 29, 2021
$14.09
$13,000
$7,981
-38.61%
$-5,019
Jan 31, 2022
$5.01
$13,500
$3,338
-75.27%
$-10,162
Mar 1, 2022
$4.44
$14,000
$3,458
-75.30%
$-10,542
Apr 1, 2022
$3.65
$14,500
$3,343
-76.95%
$-11,157
May 2, 2022
$5.39
$15,000
$5,436
-63.76%
$-9,564
Jun 1, 2022
$4.23
$15,500
$4,766
-69.25%
$-10,734
Jul 1, 2022
$5.48
$16,000
$6,675
-58.28%
$-9,325
Aug 1, 2022
$4.03
$16,500
$5,409
-67.22%
$-11,091
Sep 1, 2022
$4.41
$17,000
$6,419
-62.24%
$-10,581
Oct 3, 2022
$3.50
$17,500
$5,594
-68.03%
$-11,906
Nov 1, 2022
$2.72
$18,000
$4,848
-73.07%
$-13,152
Dec 1, 2022
$4.50
$18,500
$8,520
-53.95%
$-9,980
Jan 3, 2023
$4.42
$19,000
$8,868
-53.32%
$-10,132
Feb 1, 2023
$5.60
$19,500
$11,736
-39.82%
$-7,764
Mar 1, 2023
$4.39
$20,000
$9,700
-51.50%
$-10,300
Apr 3, 2023
$3.88
$20,500
$9,073
-55.74%
$-11,427
May 1, 2023
$3.80
$21,000
$9,386
-55.30%
$-11,614
Jun 1, 2023
$2.31
$21,500
$6,206
-71.14%
$-15,294
Jul 3, 2023
$2.86
$22,000
$8,183
-62.80%
$-13,817
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Frequently Asked Questions
Common questions about DCA investing in DDL
Investing $500 per month in Dingdong (Cayman) Limited (DDL) over the past 5 years would be worth approximately $28K today. That's -27.6% total return on $39K invested, with a -6.4% compound annual growth rate (CAGR).