Dollar cost averaging (DCA) in DIBS means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-20.2%
Final Value$31.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-26.7%
Final Value$28.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-32.9%
Final Value$26.5K
Worst possible — still beats not investing
Best vs Worst gap12.7 pp
Your timing vs best-6.5%
Your timing vs worst+6.2%
If You Keep Investing…
Based on this stock's historical CAGR of -6.1%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -6.1% continues. Actual returns will vary.
Your DCA Results by Date
59 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jun 10, 2021
$28.50
$10,000
$10,000
+0.00%
$0
Jul 12, 2021
$27.00
$10,500
$9,974
-5.01%
$-526
Aug 10, 2021
$17.88
$11,000
$7,105
-35.41%
$-3,895
Sep 10, 2021
$15.72
$11,500
$6,746
-41.33%
$-4,754
Oct 11, 2021
$14.59
$12,000
$6,762
-43.65%
$-5,238
Nov 10, 2021
$13.98
$12,500
$6,979
-44.17%
$-5,521
Dec 10, 2021
$12.87
$13,000
$6,925
-46.73%
$-6,075
Jan 10, 2022
$10.98
$13,500
$6,408
-52.53%
$-7,092
Feb 10, 2022
$11.17
$14,000
$7,019
-49.87%
$-6,981
Mar 10, 2022
$7.93
$14,500
$5,483
-62.19%
$-9,017
Apr 11, 2022
$7.56
$15,000
$5,727
-61.82%
$-9,273
May 10, 2022
$6.55
$15,500
$5,462
-64.76%
$-10,038
Jun 10, 2022
$5.53
$16,000
$5,107
-68.08%
$-10,893
Jul 11, 2022
$5.85
$16,500
$5,908
-64.20%
$-10,592
Aug 10, 2022
$6.60
$17,000
$7,165
-57.85%
$-9,835
Sep 12, 2022
$6.50
$17,500
$7,556
-56.82%
$-9,944
Oct 10, 2022
$6.28
$18,000
$7,801
-56.66%
$-10,199
Nov 10, 2022
$5.79
$18,500
$7,692
-58.42%
$-10,808
Dec 12, 2022
$5.35
$19,000
$7,607
-59.96%
$-11,393
Jan 10, 2023
$5.51
$19,500
$8,335
-57.26%
$-11,165
Feb 10, 2023
$5.26
$20,000
$8,457
-57.72%
$-11,543
Mar 10, 2023
$4.12
$20,500
$7,124
-65.25%
$-13,376
Apr 10, 2023
$3.90
$21,000
$7,244
-65.51%
$-13,756
May 10, 2023
$4.05
$21,500
$8,022
-62.69%
$-13,478
Jun 12, 2023
$3.73
$22,000
$7,878
-64.19%
$-14,122
Page 1 of 3
Frequently Asked Questions
Common questions about DCA investing in DIBS
Investing $500 per month in 1stdibs.Com, Inc. (DIBS) over the past 5 years would be worth approximately $29K today. That's -26.7% total return on $39K invested, with a -6.1% compound annual growth rate (CAGR).