Dollar cost averaging (DCA) in FRHC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+320.7%
Final Value$201.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+308.4%
Final Value$196.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+290.8%
Final Value$187.6K
Worst possible — still beats not investing
Best vs Worst gap29.8 pp
Your timing vs best-12.3%
Your timing vs worst+17.5%
If You Keep Investing…
Based on this stock's historical CAGR of 24.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$25K~1.4x your moneyfrom $18K invested
5 Years$54K~1.8x your moneyfrom $30K invested
10 Years$220K~3.7x your moneyfrom $60K invested
20 Years$2.2M~18.7x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.4x your money
5 Years~1.8x your money
10 Years~3.7x your money
20 Years~18.7x your money
$100/mo
$5K+$1K est. gain
$11K+$5K est. gain
$44K+$32K est. gain
$448K+$424K est. gain
$250/mo
$13K+$4K est. gain
$27K+$12K est. gain
$110K+$80K est. gain
$1.1M+$1.1M est. gain
$500/mo
$25K+$7K est. gain
$54K+$24K est. gain
$220K+$160K est. gain
$2.2M+$2.1M est. gain
$1,000/mo
$51K+$15K est. gain
$109K+$49K est. gain
$439K+$319K est. gain
$4.5M+$4.2M est. gain
* Projection assumes historical CAGR of 24.8% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$14.69
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$15.19
$10,500
$10,840
+3.24%
$340
Mar 2, 2020
$15.90
$11,000
$11,847
+7.70%
$847
Apr 2, 2020
$14.09
$11,500
$10,998
-4.36%
$-502
May 4, 2020
$15.49
$12,000
$12,591
+4.93%
$591
Jun 2, 2020
$17.40
$12,500
$14,644
+17.15%
$2,144
Jul 2, 2020
$19.02
$13,000
$16,507
+26.98%
$3,507
Aug 3, 2020
$19.30
$13,500
$17,250
+27.78%
$3,750
Sep 2, 2020
$24.29
$14,000
$22,210
+58.64%
$8,210
Oct 2, 2020
$24.38
$14,500
$22,793
+57.19%
$8,293
Nov 2, 2020
$27.33
$15,000
$26,050
+73.67%
$11,050
Dec 2, 2020
$39.35
$15,500
$38,008
+145.21%
$22,508
Jan 4, 2021
$49.97
$16,000
$48,765
+204.78%
$32,765
Feb 2, 2021
$49.91
$16,500
$49,207
+198.22%
$32,707
Mar 2, 2021
$54.83
$17,000
$54,558
+220.93%
$37,558
Apr 5, 2021
$56.25
$17,500
$56,471
+222.69%
$38,971
May 3, 2021
$49.25
$18,000
$49,943
+177.46%
$31,943
Jun 2, 2021
$53.10
$18,500
$54,347
+193.77%
$35,847
Jul 2, 2021
$65.62
$19,000
$67,661
+256.11%
$48,661
Aug 2, 2021
$63.10
$19,500
$65,563
+236.22%
$46,063
Sep 2, 2021
$63.79
$20,000
$66,780
+233.90%
$46,780
Oct 4, 2021
$62.04
$20,500
$65,448
+219.26%
$44,948
Nov 2, 2021
$69.08
$21,000
$73,375
+249.40%
$52,375
Dec 2, 2021
$65.83
$21,500
$70,423
+227.55%
$48,923
Jan 3, 2022
$69.92
$22,000
$75,298
+242.26%
$53,298
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Frequently Asked Questions
Common questions about DCA investing in FRHC
Investing $500 per month in Freedom Holding Corp. (FRHC) over the past 6 years would be worth approximately $196K today. That's +308.4% total return on $48K invested, with a +24.8% compound annual growth rate (CAGR).