Dollar cost averaging (DCA) in HSHP means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+203.0%
Final Value$87.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+190.5%
Final Value$82.8K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+173.6%
Final Value$79.3K
Worst possible — still beats not investing
Best vs Worst gap29.4 pp
Your timing vs best-12.5%
Your timing vs worst+16.9%
If You Keep Investing…
Based on this stock's historical CAGR of 41.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$31K~1.7x your moneyfrom $18K invested
5 Years$79K~2.6x your moneyfrom $30K invested
10 Years$518K~8.6x your moneyfrom $60K invested
20 Years$16.7M~138.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.7x your money
5 Years~2.6x your money
10 Years~8.6x your money
20 Years~138.8x your money
$100/mo
$6K+$3K est. gain
$16K+$10K est. gain
$104K+$92K est. gain
$3.3M+$3.3M est. gain
$250/mo
$16K+$7K est. gain
$39K+$24K est. gain
$259K+$229K est. gain
$8.3M+$8.3M est. gain
$500/mo
$31K+$13K est. gain
$79K+$49K est. gain
$518K+$458K est. gain
$16.7M+$16.5M est. gain
$1,000/mo
$62K+$26K est. gain
$158K+$98K est. gain
$1.0M+$917K est. gain
$33.3M+$33.1M est. gain
* Projection assumes historical CAGR of 41.0% continues. Actual returns will vary.
Your DCA Results by Date
38 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Mar 31, 2023
$5.80
$10,000
$10,000
+0.00%
$0
May 1, 2023
$5.78
$10,500
$10,466
-0.33%
$-34
Jun 1, 2023
$5.14
$11,000
$9,807
-10.85%
$-1,193
Jul 3, 2023
$5.59
$11,500
$11,165
-2.91%
$-335
Aug 1, 2023
$5.86
$12,000
$12,205
+1.70%
$205
Sep 1, 2023
$4.99
$12,500
$10,893
-12.86%
$-1,607
Oct 2, 2023
$4.93
$13,000
$11,262
-13.37%
$-1,738
Nov 1, 2023
$4.56
$13,500
$10,916
-19.14%
$-2,584
Dec 1, 2023
$6.09
$14,000
$15,079
+7.71%
$1,079
Jan 2, 2024
$6.55
$14,500
$16,718
+15.30%
$2,218
Feb 1, 2024
$6.51
$15,000
$17,116
+14.11%
$2,116
Mar 1, 2024
$8.04
$15,500
$21,666
+39.78%
$6,166
Apr 1, 2024
$7.65
$16,000
$21,190
+32.44%
$5,190
May 1, 2024
$8.17
$16,500
$23,218
+40.72%
$6,718
Jun 3, 2024
$9.63
$17,000
$27,992
+64.66%
$10,992
Jul 1, 2024
$9.08
$17,500
$27,017
+54.38%
$9,517
Aug 1, 2024
$7.78
$18,000
$23,789
+32.16%
$5,789
Sep 3, 2024
$7.33
$18,500
$23,092
+24.82%
$4,592
Oct 1, 2024
$8.56
$19,000
$27,943
+47.07%
$8,943
Nov 1, 2024
$6.63
$19,500
$22,747
+16.65%
$3,247
Dec 2, 2024
$5.54
$20,000
$19,717
-1.42%
$-283
Jan 2, 2025
$5.07
$20,500
$18,616
-9.19%
$-1,884
Feb 3, 2025
$4.63
$21,000
$17,535
-16.50%
$-3,465
Mar 3, 2025
$5.34
$21,500
$20,743
-3.52%
$-757
Apr 1, 2025
$5.45
$22,000
$21,689
-1.42%
$-311
Page 1 of 2
Frequently Asked Questions
Common questions about DCA investing in HSHP
Investing $500 per month in Himalaya Shipping Ltd. (HSHP) over the past 3 years would be worth approximately $83K today. That's +190.5% total return on $29K invested, with a +41.0% compound annual growth rate (CAGR). This includes $6K from reinvested dividends.