Dollar cost averaging (DCA) in HUIZ means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-66.5%
Final Value$15.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-71.6%
Final Value$13.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-74.5%
Final Value$12.1K
Worst possible — still beats not investing
Best vs Worst gap8.0 pp
Your timing vs best-5.1%
Your timing vs worst+2.9%
If You Keep Investing…
Based on this stock's historical CAGR of -18.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -18.3% continues. Actual returns will vary.
Your DCA Results by Date
75 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Feb 12, 2020
$50.00
$10,000
$10,000
+0.00%
$0
Mar 12, 2020
$38.80
$10,500
$8,260
-21.33%
$-2,240
Apr 13, 2020
$25.85
$11,000
$6,003
-45.43%
$-4,997
May 12, 2020
$34.50
$11,500
$8,512
-25.98%
$-2,988
Jun 12, 2020
$35.50
$12,000
$9,259
-22.84%
$-2,741
Jul 13, 2020
$45.90
$12,500
$12,471
-0.23%
$-29
Aug 12, 2020
$43.15
$13,000
$12,224
-5.97%
$-776
Sep 14, 2020
$42.90
$13,500
$12,653
-6.27%
$-847
Oct 12, 2020
$39.40
$14,000
$12,121
-13.42%
$-1,879
Nov 12, 2020
$36.85
$14,500
$11,836
-18.37%
$-2,664
Dec 14, 2020
$36.25
$15,000
$12,144
-19.04%
$-2,856
Jan 12, 2021
$34.00
$15,500
$11,890
-23.29%
$-3,610
Feb 12, 2021
$41.20
$16,000
$14,908
-6.83%
$-1,092
Mar 12, 2021
$48.25
$16,500
$17,959
+8.84%
$1,459
Apr 12, 2021
$39.80
$17,000
$15,313
-9.92%
$-1,687
May 12, 2021
$32.25
$17,500
$12,909
-26.24%
$-4,591
Jun 14, 2021
$30.50
$18,000
$12,708
-29.40%
$-5,292
Jul 12, 2021
$26.05
$18,500
$11,354
-38.63%
$-7,146
Aug 12, 2021
$14.25
$19,000
$6,711
-64.68%
$-12,289
Sep 13, 2021
$11.15
$19,500
$5,751
-70.51%
$-13,749
Oct 12, 2021
$11.05
$20,000
$6,199
-69.00%
$-13,801
Nov 12, 2021
$9.55
$20,500
$5,858
-71.43%
$-14,642
Dec 13, 2021
$7.60
$21,000
$5,162
-75.42%
$-15,838
Jan 12, 2022
$7.00
$21,500
$5,254
-75.56%
$-16,246
Feb 14, 2022
$6.90
$22,000
$5,679
-74.19%
$-16,321
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Frequently Asked Questions
Common questions about DCA investing in HUIZ
Investing $500 per month in Huize Holding Limited (HUIZ) over the past 6 years would be worth approximately $13K today. That's -71.6% total return on $47K invested, with a -18.3% compound annual growth rate (CAGR).