Dollar cost averaging (DCA) in IBAC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More IBAC Analysis
IBAC DCA Calculator
Dollar Cost Averaging — IB Acquisition Corp. Common Stock
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+6.6%
Final Value$23.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+6.5%
Final Value$23.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+6.1%
Final Value$23.3K
Worst possible — still beats not investing
Best vs Worst gap0.5 pp
Your timing vs best-0.1%
Your timing vs worst+0.4%
If You Keep Investing…
Based on this stock's historical CAGR of 3.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.0x your moneyfrom $18K invested
5 Years$32K~1.1x your moneyfrom $30K invested
10 Years$70K~1.2x your moneyfrom $60K invested
20 Years$166K~1.4x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.1x your money
10 Years~1.2x your money
20 Years~1.4x your money
$100/mo
$4K+$169 est. gain
$6K+$486 est. gain
$14K+$2K est. gain
$33K+$9K est. gain
$250/mo
$9K+$423 est. gain
$16K+$1K est. gain
$35K+$5K est. gain
$83K+$23K est. gain
$500/mo
$19K+$846 est. gain
$32K+$2K est. gain
$70K+$10K est. gain
$166K+$46K est. gain
$1,000/mo
$38K+$2K est. gain
$65K+$5K est. gain
$141K+$21K est. gain
$333K+$93K est. gain
* Projection assumes historical CAGR of 3.2% continues. Actual returns will vary.
Your DCA Results by Date
25 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
May 1, 2024
$9.98
$10,000
$10,000
+0.00%
$0
Jun 3, 2024
$9.97
$10,500
$10,490
-0.10%
$-10
Jul 1, 2024
$9.97
$11,000
$10,990
-0.09%
$-10
Aug 1, 2024
$10.05
$11,500
$11,578
+0.68%
$78
Sep 3, 2024
$10.01
$12,000
$12,032
+0.27%
$32
Oct 1, 2024
$10.02
$12,500
$12,544
+0.35%
$44
Nov 1, 2024
$10.09
$13,000
$13,132
+1.01%
$132
Dec 2, 2024
$10.08
$13,500
$13,619
+0.88%
$119
Jan 2, 2025
$10.13
$14,000
$14,186
+1.33%
$186
Feb 3, 2025
$10.23
$14,500
$14,826
+2.25%
$326
Mar 3, 2025
$10.26
$15,000
$15,370
+2.47%
$370
Apr 1, 2025
$10.30
$15,500
$15,930
+2.77%
$430
May 1, 2025
$10.36
$16,000
$16,523
+3.27%
$523
Jun 2, 2025
$10.44
$16,500
$17,150
+3.94%
$650
Jul 1, 2025
$10.47
$17,000
$17,699
+4.11%
$699
Aug 1, 2025
$10.48
$17,500
$18,216
+4.09%
$716
Sep 2, 2025
$10.54
$18,000
$18,821
+4.56%
$821
Oct 1, 2025
$10.50
$18,500
$19,249
+4.05%
$749
Nov 3, 2025
$10.43
$19,000
$19,621
+3.27%
$621
Dec 1, 2025
$10.46
$19,500
$20,177
+3.47%
$677
Jan 2, 2026
$10.50
$20,000
$20,754
+3.77%
$754
Feb 2, 2026
$10.55
$20,500
$21,353
+4.16%
$853
Mar 2, 2026
$10.74
$21,000
$22,238
+5.89%
$1,238
Apr 1, 2026
$10.71
$21,500
$22,676
+5.47%
$1,176
May 1, 2026
$10.82
$22,000
$23,409
+6.40%
$1,409
Frequently Asked Questions
Common questions about DCA investing in IBAC
Investing $500 per month in IB Acquisition Corp. Common Stock (IBAC) over the past 2 years would be worth approximately $23K today. That's +6.5% total return on $22K invested, with a +3.2% compound annual growth rate (CAGR).