Dollar cost averaging (DCA) in KB means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+212.9%
Final Value$150.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+199.1%
Final Value$143.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+184.0%
Final Value$136.3K
Worst possible — still beats not investing
Best vs Worst gap28.9 pp
Your timing vs best-13.8%
Your timing vs worst+15.1%
If You Keep Investing…
Based on this stock's historical CAGR of 18.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$47K~1.6x your moneyfrom $30K invested
10 Years$160K~2.7x your moneyfrom $60K invested
20 Years$1.1M~8.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.6x your money
10 Years~2.7x your money
20 Years~8.8x your money
$100/mo
$5K+$1K est. gain
$9K+$3K est. gain
$32K+$20K est. gain
$212K+$188K est. gain
$250/mo
$12K+$3K est. gain
$24K+$9K est. gain
$80K+$50K est. gain
$529K+$469K est. gain
$500/mo
$23K+$5K est. gain
$47K+$17K est. gain
$160K+$100K est. gain
$1.1M+$938K est. gain
$1,000/mo
$47K+$11K est. gain
$95K+$35K est. gain
$319K+$199K est. gain
$2.1M+$1.9M est. gain
* Projection assumes historical CAGR of 18.9% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$40.87
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$36.92
$10,500
$9,534
-9.20%
$-966
Mar 2, 2020
$32.38
$11,000
$8,861
-19.44%
$-2,139
Apr 2, 2020
$25.52
$11,500
$7,484
-34.92%
$-4,016
May 4, 2020
$26.61
$12,000
$8,304
-30.80%
$-3,696
Jun 2, 2020
$29.71
$12,500
$9,771
-21.83%
$-2,729
Jul 2, 2020
$28.77
$13,000
$9,962
-23.37%
$-3,038
Aug 3, 2020
$29.60
$13,500
$10,749
-20.38%
$-2,751
Sep 2, 2020
$31.71
$14,000
$12,015
-14.18%
$-1,985
Oct 2, 2020
$32.31
$14,500
$12,743
-12.12%
$-1,757
Nov 2, 2020
$37.31
$15,000
$15,215
+1.43%
$215
Dec 2, 2020
$42.75
$15,500
$17,933
+15.70%
$2,433
Jan 4, 2021
$39.13
$16,000
$17,567
+9.80%
$1,567
Feb 2, 2021
$37.77
$16,500
$17,457
+5.80%
$957
Mar 2, 2021
$39.76
$17,000
$18,876
+11.04%
$1,876
Apr 5, 2021
$48.45
$17,500
$23,502
+34.30%
$6,002
May 3, 2021
$48.24
$18,000
$23,900
+32.78%
$5,900
Jun 2, 2021
$52.81
$18,500
$26,664
+44.13%
$8,164
Jul 2, 2021
$48.32
$19,000
$25,214
+32.71%
$6,214
Aug 2, 2021
$43.66
$19,500
$23,283
+19.40%
$3,783
Sep 2, 2021
$45.88
$20,000
$24,967
+24.83%
$4,967
Oct 4, 2021
$46.83
$20,500
$25,983
+26.75%
$5,483
Nov 2, 2021
$48.16
$21,000
$27,221
+29.63%
$6,221
Dec 2, 2021
$47.19
$21,500
$27,173
+26.39%
$5,673
Jan 3, 2022
$46.92
$22,000
$28,539
+29.72%
$6,539
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Frequently Asked Questions
Common questions about DCA investing in KB
Investing $500 per month in KB Financial Group Inc. (KB) over the past 6 years would be worth approximately $144K today. That's +199.1% total return on $48K invested, with a +18.9% compound annual growth rate (CAGR). This includes $12K from reinvested dividends.