Dollar cost averaging (DCA) in LOT means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More LOT Analysis
LOT DCA Calculator
Dollar Cost Averaging — Lotus Technology Inc. American Depositary Shares
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-60.2%
Final Value$9.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-64.8%
Final Value$8.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-67.3%
Final Value$7.7K
Worst possible — still beats not investing
Best vs Worst gap7.2 pp
Your timing vs best-4.7%
Your timing vs worst+2.5%
If You Keep Investing…
Based on this stock's historical CAGR of -37.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -37.7% continues. Actual returns will vary.
Your DCA Results by Date
27 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Feb 20, 2024
$10.85
$10,000
$10,000
+0.00%
$0
Mar 20, 2024
$7.44
$10,500
$7,357
-29.93%
$-3,143
Apr 22, 2024
$5.88
$11,000
$6,315
-42.60%
$-4,685
May 20, 2024
$8.54
$11,500
$9,671
-15.90%
$-1,829
Jun 20, 2024
$6.62
$12,000
$7,997
-33.36%
$-4,003
Jul 22, 2024
$6.31
$12,500
$8,122
-35.02%
$-4,378
Aug 20, 2024
$5.52
$13,000
$7,605
-41.50%
$-5,395
Sep 20, 2024
$5.19
$13,500
$7,651
-43.33%
$-5,849
Oct 21, 2024
$4.35
$14,000
$6,912
-50.63%
$-7,088
Nov 20, 2024
$4.45
$14,500
$7,571
-47.78%
$-6,929
Dec 20, 2024
$3.65
$15,000
$6,710
-55.27%
$-8,290
Jan 21, 2025
$3.20
$15,500
$6,383
-58.82%
$-9,117
Feb 20, 2025
$2.59
$16,000
$5,666
-64.59%
$-10,334
Mar 20, 2025
$1.50
$16,500
$3,782
-77.08%
$-12,718
Apr 21, 2025
$1.28
$17,000
$3,727
-78.08%
$-13,273
May 20, 2025
$2.27
$17,500
$7,110
-59.37%
$-10,390
Jun 20, 2025
$2.19
$18,000
$7,359
-59.12%
$-10,641
Jul 21, 2025
$2.39
$18,500
$8,531
-53.89%
$-9,969
Aug 20, 2025
$2.05
$19,000
$7,817
-58.86%
$-11,183
Sep 22, 2025
$2.22
$19,500
$8,966
-54.02%
$-10,534
Oct 20, 2025
$1.97
$20,000
$8,456
-57.72%
$-11,544
Nov 20, 2025
$1.22
$20,500
$5,737
-72.02%
$-14,763
Dec 22, 2025
$1.36
$21,000
$6,895
-67.17%
$-14,105
Jan 20, 2026
$1.45
$21,500
$7,851
-63.48%
$-13,649
Feb 20, 2026
$1.11
$22,000
$6,510
-70.41%
$-15,490
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Frequently Asked Questions
Common questions about DCA investing in LOT
Investing $500 per month in Lotus Technology Inc. American Depositary Shares (LOT) over the past 2 years would be worth approximately $8K today. That's -64.8% total return on $23K invested, with a -37.7% compound annual growth rate (CAGR).