Dollar cost averaging (DCA) in LPLA means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More LPLA Analysis
LPLA DCA Calculator
Dollar Cost Averaging — LPL Financial Holdings Inc.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+142.7%
Final Value$116.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+129.6%
Final Value$110.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+117.9%
Final Value$104.6K
Worst possible — still beats not investing
Best vs Worst gap24.8 pp
Your timing vs best-13.1%
Your timing vs worst+11.7%
If You Keep Investing…
Based on this stock's historical CAGR of 14.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$22K~1.2x your moneyfrom $18K invested
5 Years$42K~1.4x your moneyfrom $30K invested
10 Years$123K~2.1x your moneyfrom $60K invested
20 Years$581K~4.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.4x your money
10 Years~2.1x your money
20 Years~4.8x your money
$100/mo
$4K+$787 est. gain
$8K+$2K est. gain
$25K+$13K est. gain
$116K+$92K est. gain
$250/mo
$11K+$2K est. gain
$21K+$6K est. gain
$62K+$32K est. gain
$291K+$231K est. gain
$500/mo
$22K+$4K est. gain
$42K+$12K est. gain
$123K+$63K est. gain
$581K+$461K est. gain
$1,000/mo
$44K+$8K est. gain
$84K+$24K est. gain
$247K+$127K est. gain
$1.2M+$923K est. gain
* Projection assumes historical CAGR of 14.0% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$93.91
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$90.90
$10,500
$10,179
-3.05%
$-321
Mar 2, 2020
$82.50
$11,000
$9,739
-11.47%
$-1,261
Apr 2, 2020
$51.39
$11,500
$6,597
-42.64%
$-4,903
May 4, 2020
$61.74
$12,000
$8,425
-29.79%
$-3,575
Jun 2, 2020
$75.44
$12,500
$10,830
-13.36%
$-1,670
Jul 2, 2020
$77.12
$13,000
$11,571
-10.99%
$-1,429
Aug 3, 2020
$80.49
$13,500
$12,576
-6.84%
$-924
Sep 2, 2020
$84.40
$14,000
$13,727
-1.95%
$-273
Oct 2, 2020
$77.12
$14,500
$13,043
-10.05%
$-1,457
Nov 2, 2020
$80.53
$15,000
$14,119
-5.87%
$-881
Dec 2, 2020
$95.13
$15,500
$17,227
+11.14%
$1,727
Jan 4, 2021
$103.34
$16,000
$19,213
+20.08%
$3,213
Feb 2, 2021
$114.38
$16,500
$21,766
+31.91%
$5,266
Mar 2, 2021
$134.60
$17,000
$26,114
+53.61%
$9,114
Apr 5, 2021
$145.18
$17,500
$28,715
+64.09%
$11,215
May 3, 2021
$153.53
$18,000
$30,867
+71.48%
$12,867
Jun 2, 2021
$146.68
$18,500
$30,039
+62.37%
$11,539
Jul 2, 2021
$139.99
$19,000
$29,169
+53.52%
$10,169
Aug 2, 2021
$138.32
$19,500
$29,321
+50.36%
$9,821
Sep 2, 2021
$150.03
$20,000
$32,357
+61.78%
$12,357
Oct 4, 2021
$157.69
$20,500
$34,509
+68.34%
$14,009
Nov 2, 2021
$170.09
$21,000
$37,723
+79.63%
$16,723
Dec 2, 2021
$161.38
$21,500
$36,345
+69.05%
$14,845
Jan 3, 2022
$162.80
$22,000
$37,165
+68.93%
$15,165
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in LPLA
Investing $500 per month in LPL Financial Holdings Inc. (LPLA) over the past 6 years would be worth approximately $110K today. That's +129.6% total return on $48K invested, with a +14.0% compound annual growth rate (CAGR). This includes $2K from reinvested dividends.