Dollar cost averaging (DCA) in MACI means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+8.1%
Final Value$23.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+8.0%
Final Value$22.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+7.6%
Final Value$23.1K
Worst possible — still beats not investing
Best vs Worst gap0.5 pp
Your timing vs best-0.0%
Your timing vs worst+0.4%
If You Keep Investing…
Based on this stock's historical CAGR of 4.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.1x your moneyfrom $18K invested
5 Years$33K~1.1x your moneyfrom $30K invested
10 Years$74K~1.2x your moneyfrom $60K invested
20 Years$185K~1.5x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.1x your money
10 Years~1.2x your money
20 Years~1.5x your money
$100/mo
$4K+$222 est. gain
$7K+$642 est. gain
$15K+$3K est. gain
$37K+$13K est. gain
$250/mo
$10K+$556 est. gain
$17K+$2K est. gain
$37K+$7K est. gain
$92K+$32K est. gain
$500/mo
$19K+$1K est. gain
$33K+$3K est. gain
$74K+$14K est. gain
$185K+$65K est. gain
$1,000/mo
$38K+$2K est. gain
$66K+$6K est. gain
$148K+$28K est. gain
$370K+$130K est. gain
* Projection assumes historical CAGR of 4.2% continues. Actual returns will vary.
Your DCA Results by Date
23 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jul 17, 2024
$9.96
$10,000
$10,000
+0.00%
$0
Aug 19, 2024
$9.99
$10,500
$10,530
+0.29%
$30
Sep 17, 2024
$9.99
$11,000
$11,030
+0.27%
$30
Oct 17, 2024
$9.98
$11,500
$11,519
+0.17%
$19
Nov 18, 2024
$10.04
$12,000
$12,088
+0.74%
$88
Dec 17, 2024
$10.06
$12,500
$12,612
+0.90%
$112
Jan 17, 2025
$10.11
$13,000
$13,175
+1.35%
$175
Feb 18, 2025
$10.22
$13,500
$13,818
+2.36%
$318
Mar 17, 2025
$10.22
$14,000
$14,318
+2.27%
$318
Apr 17, 2025
$10.28
$14,500
$14,903
+2.78%
$403
May 19, 2025
$10.33
$15,000
$15,475
+3.17%
$475
Jun 17, 2025
$10.48
$15,500
$16,200
+4.51%
$700
Jul 17, 2025
$10.52
$16,000
$16,762
+4.76%
$762
Aug 18, 2025
$10.51
$16,500
$17,246
+4.52%
$746
Sep 17, 2025
$10.55
$17,000
$17,811
+4.77%
$811
Oct 17, 2025
$10.52
$17,500
$18,261
+4.35%
$761
Nov 17, 2025
$10.56
$18,000
$18,830
+4.61%
$830
Dec 17, 2025
$10.61
$18,500
$19,419
+4.97%
$919
Jan 20, 2026
$10.70
$19,000
$20,084
+5.70%
$1,084
Feb 17, 2026
$10.69
$19,500
$20,565
+5.46%
$1,065
Mar 17, 2026
$10.76
$20,000
$21,200
+6.00%
$1,200
Apr 17, 2026
$10.79
$20,500
$21,749
+6.09%
$1,249
May 19, 2026
$10.85
$21,000
$22,380
+6.57%
$1,380
Frequently Asked Questions
Common questions about DCA investing in MACI
Investing $500 per month in Melar Acquisition Corp. I (MACI) over the past 2 years would be worth approximately $23K today. That's +8.0% total return on $21K invested, with a +4.2% compound annual growth rate (CAGR).