Dollar cost averaging (DCA) in MAYS means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+27.4%
Final Value$61.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+23.1%
Final Value$59.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+18.0%
Final Value$56.6K
Worst possible — still beats not investing
Best vs Worst gap9.4 pp
Your timing vs best-4.3%
Your timing vs worst+5.1%
If You Keep Investing…
Based on this stock's historical CAGR of 3.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.0x your moneyfrom $18K invested
5 Years$33K~1.1x your moneyfrom $30K invested
10 Years$71K~1.2x your moneyfrom $60K invested
20 Years$169K~1.4x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.1x your money
10 Years~1.2x your money
20 Years~1.4x your money
$100/mo
$4K+$178 est. gain
$7K+$512 est. gain
$14K+$2K est. gain
$34K+$10K est. gain
$250/mo
$9K+$445 est. gain
$16K+$1K est. gain
$35K+$5K est. gain
$85K+$25K est. gain
$500/mo
$19K+$890 est. gain
$33K+$3K est. gain
$71K+$11K est. gain
$169K+$49K est. gain
$1,000/mo
$38K+$2K est. gain
$65K+$5K est. gain
$142K+$22K est. gain
$339K+$99K est. gain
* Projection assumes historical CAGR of 3.3% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$30.75
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$30.17
$10,500
$10,311
-1.80%
$-189
Mar 2, 2020
$28.48
$11,000
$10,234
-6.97%
$-766
Apr 2, 2020
$23.00
$11,500
$8,765
-23.79%
$-2,735
May 4, 2020
$20.56
$12,000
$8,335
-30.54%
$-3,665
Jun 2, 2020
$22.50
$12,500
$9,621
-23.03%
$-2,879
Jul 2, 2020
$22.50
$13,000
$10,121
-22.14%
$-2,879
Aug 3, 2020
$19.77
$13,500
$9,393
-30.42%
$-4,107
Sep 2, 2020
$18.50
$14,000
$9,290
-33.64%
$-4,710
Oct 2, 2020
$22.60
$14,500
$11,849
-18.29%
$-2,651
Nov 2, 2020
$23.30
$15,000
$12,716
-15.23%
$-2,284
Dec 2, 2020
$23.00
$15,500
$13,052
-15.79%
$-2,448
Jan 4, 2021
$22.50
$16,000
$13,268
-17.07%
$-2,732
Feb 2, 2021
$28.45
$16,500
$17,277
+4.71%
$777
Mar 2, 2021
$32.00
$17,000
$19,933
+17.25%
$2,933
Apr 5, 2021
$26.45
$17,500
$16,977
-2.99%
$-523
May 3, 2021
$27.00
$18,000
$17,829
-0.95%
$-171
Jun 2, 2021
$28.50
$18,500
$19,319
+4.43%
$819
Jul 2, 2021
$34.00
$19,000
$23,547
+23.93%
$4,547
Aug 2, 2021
$34.63
$19,500
$24,484
+25.56%
$4,984
Sep 2, 2021
$36.33
$20,000
$26,186
+30.93%
$6,186
Oct 4, 2021
$38.00
$20,500
$27,889
+36.04%
$7,389
Nov 2, 2021
$35.28
$21,000
$26,396
+25.69%
$5,396
Dec 2, 2021
$37.95
$21,500
$28,890
+34.37%
$7,390
Jan 3, 2022
$40.61
$22,000
$31,415
+42.80%
$9,415
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Frequently Asked Questions
Common questions about DCA investing in MAYS
Investing $500 per month in J.W. Mays, Inc. (MAYS) over the past 6 years would be worth approximately $59K today. That's +23.1% total return on $48K invested, with a +3.3% compound annual growth rate (CAGR).