Dollar cost averaging (DCA) in MCTA means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More MCTA Analysis
MCTA DCA Calculator
Dollar Cost Averaging — Charming Medical Limited Class A Ordinary Shares
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+257.1%
Final Value$44.6K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+266.1%
Final Value$43.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+255.4%
Final Value$44.4K
Worst possible — still beats not investing
Best vs Worst gap1.7 pp
Your timing vs best+9.0%
Your timing vs worst+10.6%
If You Keep Investing…
Based on this stock's historical CAGR of 3525.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$68.3M~3796.0x your moneyfrom $18K invested
5 Years$89829.7M~2994321.7x your moneyfrom $30K invested
10 Years$5629344484692.9M~93822408078215.0x your moneyfrom $60K invested
20 Years$2.210721449550624e+28M~1.84226787462552e+29x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~3796.0x your money
5 Years~2994321.7x your money
10 Years~93822408078215.0x your money
20 Years~1.84226787462552e+29x your money
$100/mo
$13.7M+$13.7M est. gain
$17965.9M+$17965.9M est. gain
$1125868896938.6M+$1125868896938.6M est. gain
$4.4214428991012477e+27M+$4.4214428991012477e+27M est. gain
$250/mo
$34.2M+$34.2M est. gain
$44914.8M+$44914.8M est. gain
$2814672242346.4M+$2814672242346.4M est. gain
$1.105360724775312e+28M+$1.105360724775312e+28M est. gain
$500/mo
$68.3M+$68.3M est. gain
$89829.7M+$89829.6M est. gain
$5629344484692.9M+$5629344484692.8M est. gain
$2.210721449550624e+28M+$2.210721449550624e+28M est. gain
$1,000/mo
$136.7M+$136.6M est. gain
$179659.3M+$179659.2M est. gain
$11258688969385.8M+$11258688969385.7M est. gain
$4.421442899101248e+28M+$4.421442899101248e+28M est. gain
* Projection assumes historical CAGR of 3525.8% continues. Actual returns will vary.
Your DCA Results by Date
5 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Oct 21, 2025
$7.00
$10,000
$10,000
+0.00%
$0
Nov 21, 2025
$29.35
$10,500
$42,429
+304.08%
$31,929
Dec 22, 2025
$29.36
$11,000
$42,936
+290.33%
$31,936
Jan 21, 2026
$29.36
$11,500
$43,436
+277.70%
$31,936
Feb 23, 2026
$29.35
$12,000
$43,928
+266.07%
$31,928
Frequently Asked Questions
Common questions about DCA investing in MCTA
Investing $500 per month in Charming Medical Limited Class A Ordinary Shares (MCTA) over the past 0 years would be worth approximately $44K today. That's +266.1% total return on $12K invested, with a +3525.8% compound annual growth rate (CAGR).