Dollar cost averaging (DCA) in NXC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More NXC Analysis
NXC DCA Calculator
Dollar Cost Averaging — Nuveen California Select Tax-Free Income Portfolio
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+7.1%
Final Value$49.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+4.8%
Final Value$48.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+2.7%
Final Value$47.2K
Worst possible — still beats not investing
Best vs Worst gap4.4 pp
Your timing vs best-2.3%
Your timing vs worst+2.2%
If You Keep Investing…
Based on this stock's historical CAGR of 0.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$31K~1.0x your moneyfrom $30K invested
10 Years$62K~1.0x your moneyfrom $60K invested
20 Years$130K~1.1x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.1x your money
$100/mo
$4K+$41 est. gain
$6K+$117 est. gain
$12K+$479 est. gain
$26K+$2K est. gain
$250/mo
$9K+$104 est. gain
$15K+$293 est. gain
$31K+$1K est. gain
$65K+$5K est. gain
$500/mo
$18K+$207 est. gain
$31K+$586 est. gain
$62K+$2K est. gain
$130K+$10K est. gain
$1,000/mo
$36K+$415 est. gain
$61K+$1K est. gain
$125K+$5K est. gain
$260K+$20K est. gain
* Projection assumes historical CAGR of 0.8% continues. Actual returns will vary.
Your DCA Results by Date
73 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$16.17
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$16.24
$10,500
$10,571
+0.68%
$71
Mar 2, 2020
$16.54
$11,000
$11,296
+2.69%
$296
Apr 2, 2020
$14.28
$11,500
$10,283
-10.58%
$-1,217
May 4, 2020
$14.33
$12,000
$10,849
-9.59%
$-1,151
Jun 2, 2020
$16.39
$12,500
$12,945
+3.56%
$445
Jul 2, 2020
$16.15
$13,000
$13,292
+2.25%
$292
Aug 3, 2020
$16.07
$13,500
$13,762
+1.94%
$262
Sep 2, 2020
$15.94
$14,000
$14,187
+1.33%
$187
Oct 2, 2020
$16.00
$14,500
$14,779
+1.93%
$279
Nov 2, 2020
$16.01
$15,000
$15,330
+2.20%
$330
Dec 2, 2020
$15.79
$15,500
$15,661
+1.04%
$161
Jan 4, 2021
$16.18
$16,000
$16,592
+3.70%
$592
Feb 2, 2021
$16.15
$16,500
$17,106
+3.67%
$606
Mar 2, 2021
$16.20
$17,000
$17,706
+4.15%
$706
Apr 5, 2021
$16.02
$17,500
$18,057
+3.18%
$557
May 3, 2021
$16.03
$18,000
$18,614
+3.41%
$614
Jun 2, 2021
$16.72
$18,500
$19,960
+7.89%
$1,460
Jul 2, 2021
$17.11
$19,000
$20,976
+10.40%
$1,976
Aug 2, 2021
$16.29
$19,500
$20,519
+5.22%
$1,019
Sep 2, 2021
$16.53
$20,000
$21,371
+6.86%
$1,371
Oct 4, 2021
$15.78
$20,500
$20,951
+2.20%
$451
Nov 2, 2021
$15.53
$21,000
$21,172
+0.82%
$172
Dec 2, 2021
$15.29
$21,500
$21,399
-0.47%
$-101
Jan 3, 2022
$16.42
$22,000
$23,598
+7.26%
$1,598
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Frequently Asked Questions
Common questions about DCA investing in NXC
Investing $500 per month in Nuveen California Select Tax-Free Income Portfolio (NXC) over the past 6 years would be worth approximately $48K today. That's +4.8% total return on $46K invested, with a +0.8% compound annual growth rate (CAGR). This includes $6K from reinvested dividends.