Dollar cost averaging (DCA) in NYC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More NYC Analysis
NYC DCA Calculator
Dollar Cost Averaging — American Strategic Investment Co.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-46.2%
Final Value$23.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-51.3%
Final Value$21.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-55.7%
Final Value$19.7K
Worst possible — still beats not investing
Best vs Worst gap9.4 pp
Your timing vs best-5.1%
Your timing vs worst+4.4%
If You Keep Investing…
Based on this stock's historical CAGR of -11.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -11.8% continues. Actual returns will vary.
Your DCA Results by Date
69 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Aug 18, 2020
$140.80
$10,000
$10,000
+0.00%
$0
Sep 18, 2020
$108.00
$10,500
$8,170
-22.19%
$-2,330
Oct 19, 2020
$93.60
$11,000
$7,585
-31.05%
$-3,415
Nov 18, 2020
$80.00
$11,500
$6,983
-39.28%
$-4,517
Dec 18, 2020
$70.64
$12,000
$6,666
-44.45%
$-5,334
Jan 19, 2021
$78.72
$12,500
$7,939
-36.49%
$-4,561
Feb 18, 2021
$79.60
$13,000
$8,528
-34.40%
$-4,472
Mar 18, 2021
$68.40
$13,500
$7,828
-42.02%
$-5,672
Apr 19, 2021
$67.36
$14,000
$8,220
-41.28%
$-5,780
May 18, 2021
$79.92
$14,500
$10,253
-29.29%
$-4,247
Jun 18, 2021
$104.64
$15,000
$13,925
-7.17%
$-1,075
Jul 19, 2021
$104.96
$15,500
$14,481
-6.58%
$-1,019
Aug 18, 2021
$73.60
$16,000
$10,654
-33.41%
$-5,346
Sep 20, 2021
$66.08
$16,500
$10,065
-39.00%
$-6,435
Oct 18, 2021
$66.16
$17,000
$10,593
-37.69%
$-6,407
Nov 18, 2021
$58.80
$17,500
$9,915
-43.34%
$-7,585
Dec 20, 2021
$49.36
$18,000
$8,823
-50.98%
$-9,177
Jan 18, 2022
$90.88
$18,500
$16,764
-9.39%
$-1,736
Feb 18, 2022
$90.56
$19,000
$17,205
-9.45%
$-1,795
Mar 18, 2022
$98.80
$19,500
$19,270
-1.18%
$-230
Apr 18, 2022
$103.76
$20,000
$20,758
+3.79%
$758
May 18, 2022
$74.00
$20,500
$15,304
-25.34%
$-5,196
Jun 21, 2022
$44.88
$21,000
$9,782
-53.42%
$-11,218
Jul 18, 2022
$35.60
$21,500
$8,259
-61.58%
$-13,241
Aug 18, 2022
$27.84
$22,000
$6,959
-68.37%
$-15,041
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Frequently Asked Questions
Common questions about DCA investing in NYC
Investing $500 per month in American Strategic Investment Co. (NYC) over the past 6 years would be worth approximately $21K today. That's -51.3% total return on $44K invested, with a -11.8% compound annual growth rate (CAGR). This includes $90 from reinvested dividends.