Dollar cost averaging (DCA) in PACS means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+83.2%
Final Value$41.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+72.7%
Final Value$38.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+55.3%
Final Value$34.9K
Worst possible — still beats not investing
Best vs Worst gap27.8 pp
Your timing vs best-10.5%
Your timing vs worst+17.3%
If You Keep Investing…
Based on this stock's historical CAGR of 30.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$27K~1.5x your moneyfrom $18K invested
5 Years$62K~2.1x your moneyfrom $30K invested
10 Years$292K~4.9x your moneyfrom $60K invested
20 Years$4.4M~36.5x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.5x your money
5 Years~2.1x your money
10 Years~4.9x your money
20 Years~36.5x your money
$100/mo
$5K+$2K est. gain
$12K+$6K est. gain
$58K+$46K est. gain
$877K+$853K est. gain
$250/mo
$14K+$5K est. gain
$31K+$16K est. gain
$146K+$116K est. gain
$2.2M+$2.1M est. gain
$500/mo
$27K+$9K est. gain
$62K+$32K est. gain
$292K+$232K est. gain
$4.4M+$4.3M est. gain
$1,000/mo
$54K+$18K est. gain
$123K+$63K est. gain
$585K+$465K est. gain
$8.8M+$8.5M est. gain
* Projection assumes historical CAGR of 30.2% continues. Actual returns will vary.
Your DCA Results by Date
25 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 11, 2024
$23.00
$10,000
$10,000
+0.00%
$0
May 13, 2024
$25.08
$10,500
$11,404
+8.61%
$904
Jun 11, 2024
$29.66
$11,000
$13,987
+27.15%
$2,987
Jul 11, 2024
$30.87
$11,500
$15,058
+30.94%
$3,558
Aug 12, 2024
$32.35
$12,000
$16,279
+35.66%
$4,279
Sep 11, 2024
$39.52
$12,500
$20,388
+63.10%
$7,888
Oct 11, 2024
$39.14
$13,000
$20,692
+59.17%
$7,692
Nov 11, 2024
$21.96
$13,500
$12,109
-10.30%
$-1,391
Dec 11, 2024
$15.12
$14,000
$8,838
-36.87%
$-5,162
Jan 13, 2025
$13.34
$14,500
$8,297
-42.78%
$-6,203
Feb 11, 2025
$14.21
$15,000
$9,338
-37.74%
$-5,662
Mar 11, 2025
$12.33
$15,500
$8,603
-44.50%
$-6,897
Apr 11, 2025
$9.16
$16,000
$6,891
-56.93%
$-9,109
May 12, 2025
$11.14
$16,500
$8,881
-46.18%
$-7,619
Jun 11, 2025
$10.60
$17,000
$8,950
-47.35%
$-8,050
Jul 11, 2025
$12.68
$17,500
$11,206
-35.96%
$-6,294
Aug 11, 2025
$11.36
$18,000
$10,540
-41.45%
$-7,460
Sep 11, 2025
$9.60
$18,500
$9,407
-49.15%
$-9,093
Oct 13, 2025
$12.40
$19,000
$12,651
-33.42%
$-6,349
Nov 11, 2025
$12.31
$19,500
$13,059
-33.03%
$-6,441
Dec 11, 2025
$33.38
$20,000
$35,910
+79.55%
$15,910
Jan 12, 2026
$41.51
$20,500
$45,156
+120.28%
$24,656
Feb 11, 2026
$39.18
$21,000
$43,122
+105.34%
$22,122
Mar 11, 2026
$34.44
$21,500
$38,405
+78.63%
$16,905
Apr 13, 2026
$33.89
$22,000
$38,292
+74.05%
$16,292
Frequently Asked Questions
Common questions about DCA investing in PACS
Investing $500 per month in PACS Group, Inc. (PACS) over the past 2 years would be worth approximately $38K today. That's +72.7% total return on $22K invested, with a +30.2% compound annual growth rate (CAGR).