Dollar cost averaging (DCA) in PNTG means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+62.9%
Final Value$78.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+47.1%
Final Value$70.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+34.8%
Final Value$64.7K
Worst possible — still beats not investing
Best vs Worst gap28.1 pp
Your timing vs best-15.8%
Your timing vs worst+12.3%
If You Keep Investing…
Based on this stock's historical CAGR of 6.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$20K~1.1x your moneyfrom $18K invested
5 Years$35K~1.2x your moneyfrom $30K invested
10 Years$82K~1.4x your moneyfrom $60K invested
20 Years$234K~1.9x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.2x your money
10 Years~1.4x your money
20 Years~1.9x your money
$100/mo
$4K+$340 est. gain
$7K+$995 est. gain
$16K+$4K est. gain
$47K+$23K est. gain
$250/mo
$10K+$849 est. gain
$17K+$2K est. gain
$41K+$11K est. gain
$117K+$57K est. gain
$500/mo
$20K+$2K est. gain
$35K+$5K est. gain
$82K+$22K est. gain
$234K+$114K est. gain
$1,000/mo
$39K+$3K est. gain
$70K+$10K est. gain
$165K+$45K est. gain
$468K+$228K est. gain
* Projection assumes historical CAGR of 6.3% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$32.16
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$26.20
$10,500
$8,647
-17.65%
$-1,853
Mar 2, 2020
$26.91
$11,000
$9,379
-14.73%
$-1,621
Apr 2, 2020
$14.26
$11,500
$5,471
-52.42%
$-6,029
May 4, 2020
$18.40
$12,000
$7,560
-37.00%
$-4,440
Jun 2, 2020
$24.24
$12,500
$10,459
-16.33%
$-2,041
Jul 2, 2020
$22.88
$13,000
$10,372
-20.21%
$-2,628
Aug 3, 2020
$25.37
$13,500
$12,001
-11.10%
$-1,499
Sep 2, 2020
$38.16
$14,000
$18,551
+32.51%
$4,551
Oct 2, 2020
$35.91
$14,500
$17,957
+23.84%
$3,457
Nov 2, 2020
$43.93
$15,000
$22,468
+49.79%
$7,468
Dec 2, 2020
$52.51
$15,500
$27,356
+76.49%
$11,856
Jan 4, 2021
$61.46
$16,000
$32,519
+103.24%
$16,519
Feb 2, 2021
$54.00
$16,500
$29,072
+76.19%
$12,572
Mar 2, 2021
$52.40
$17,000
$28,710
+68.88%
$11,710
Apr 5, 2021
$45.39
$17,500
$25,369
+44.97%
$7,869
May 3, 2021
$40.49
$18,000
$23,131
+28.50%
$5,131
Jun 2, 2021
$34.61
$18,500
$20,272
+9.58%
$1,772
Jul 2, 2021
$42.03
$19,000
$25,118
+32.20%
$6,118
Aug 2, 2021
$32.77
$19,500
$20,084
+2.99%
$584
Sep 2, 2021
$32.13
$20,000
$20,192
+0.96%
$192
Oct 4, 2021
$27.19
$20,500
$17,587
-14.21%
$-2,913
Nov 2, 2021
$20.80
$21,000
$13,954
-33.55%
$-7,046
Dec 2, 2021
$21.64
$21,500
$15,017
-30.15%
$-6,483
Jan 3, 2022
$23.75
$22,000
$16,982
-22.81%
$-5,018
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Frequently Asked Questions
Common questions about DCA investing in PNTG
Investing $500 per month in The Pennant Group, Inc. (PNTG) over the past 6 years would be worth approximately $71K today. That's +47.1% total return on $48K invested, with a +6.3% compound annual growth rate (CAGR).