Dollar cost averaging (DCA) in PONY means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More PONY Analysis
PONY DCA Calculator
Dollar Cost Averaging — Pony AI Inc. American Depositary Shares
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-26.1%
Final Value$14.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-35.5%
Final Value$12.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-39.2%
Final Value$11.8K
Worst possible — still beats not investing
Best vs Worst gap13.2 pp
Your timing vs best-9.4%
Your timing vs worst+3.7%
If You Keep Investing…
Based on this stock's historical CAGR of -24.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -24.8% continues. Actual returns will vary.
Your DCA Results by Date
19 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Nov 27, 2024
$12.00
$10,000
$10,000
+0.00%
$0
Dec 27, 2024
$13.72
$10,500
$11,933
+13.65%
$1,433
Jan 27, 2025
$13.10
$11,000
$11,894
+8.13%
$894
Feb 27, 2025
$16.35
$11,500
$15,345
+33.43%
$3,845
Mar 27, 2025
$10.16
$12,000
$10,035
-16.37%
$-1,965
Apr 28, 2025
$10.32
$12,500
$10,693
-14.45%
$-1,807
May 27, 2025
$21.35
$13,000
$22,623
+74.02%
$9,623
Jun 26, 2025
$14.58
$13,500
$15,949
+18.14%
$2,449
Jul 28, 2025
$14.79
$14,000
$16,679
+19.13%
$2,679
Aug 26, 2025
$14.82
$14,500
$17,213
+18.71%
$2,713
Sep 26, 2025
$21.17
$15,000
$25,088
+67.25%
$10,088
Oct 27, 2025
$19.68
$15,500
$23,822
+53.69%
$8,322
Nov 28, 2025
$13.67
$16,000
$17,047
+6.54%
$1,047
Dec 29, 2025
$14.92
$16,500
$19,106
+15.79%
$2,606
Jan 27, 2026
$15.69
$17,000
$20,592
+21.13%
$3,592
Feb 27, 2026
$14.34
$17,500
$19,320
+10.40%
$1,820
Mar 27, 2026
$9.14
$18,000
$12,814
-28.81%
$-5,186
Apr 27, 2026
$10.55
$18,500
$15,291
-17.35%
$-3,209
May 26, 2026
$9.34
$19,000
$14,037
-26.12%
$-4,963
Frequently Asked Questions
Common questions about DCA investing in PONY
Investing $500 per month in Pony AI Inc. American Depositary Shares (PONY) over the past 2 years would be worth approximately $12K today. That's -35.5% total return on $19K invested, with a -24.8% compound annual growth rate (CAGR).