Dollar cost averaging (DCA) in RYDE means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+81.7%
Final Value$41.8K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+53.3%
Final Value$35.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+23.9%
Final Value$28.5K
Worst possible — still beats not investing
Best vs Worst gap57.9 pp
Your timing vs best-28.5%
Your timing vs worst+29.4%
If You Keep Investing…
Based on this stock's historical CAGR of 21.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$24K~1.4x your moneyfrom $18K invested
5 Years$51K~1.7x your moneyfrom $30K invested
10 Years$187K~3.1x your moneyfrom $60K invested
20 Years$1.5M~12.7x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.4x your money
5 Years~1.7x your money
10 Years~3.1x your money
20 Years~12.7x your money
$100/mo
$5K+$1K est. gain
$10K+$4K est. gain
$37K+$25K est. gain
$306K+$282K est. gain
$250/mo
$12K+$3K est. gain
$25K+$10K est. gain
$93K+$63K est. gain
$764K+$704K est. gain
$500/mo
$24K+$6K est. gain
$51K+$21K est. gain
$187K+$127K est. gain
$1.5M+$1.4M est. gain
$1,000/mo
$49K+$13K est. gain
$101K+$41K est. gain
$373K+$253K est. gain
$3.1M+$2.8M est. gain
* Projection assumes historical CAGR of 21.8% continues. Actual returns will vary.
Your DCA Results by Date
27 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Mar 6, 2024
$4.00
$10,000
$10,000
+0.00%
$0
Apr 8, 2024
$2.46
$10,500
$6,650
-36.67%
$-3,850
May 6, 2024
$5.46
$11,000
$15,260
+38.73%
$4,260
Jun 6, 2024
$7.89
$11,500
$22,551
+96.10%
$11,051
Jul 8, 2024
$6.42
$12,000
$18,850
+57.08%
$6,850
Aug 6, 2024
$6.87
$12,500
$20,671
+65.37%
$8,171
Sep 6, 2024
$17.33
$13,000
$52,644
+304.95%
$39,644
Oct 7, 2024
$0.74
$13,500
$2,735
-79.74%
$-10,765
Nov 6, 2024
$0.45
$14,000
$2,176
-84.46%
$-11,824
Dec 6, 2024
$0.38
$14,500
$2,322
-83.98%
$-12,178
Jan 6, 2025
$0.49
$15,000
$3,483
-76.78%
$-11,517
Feb 6, 2025
$0.36
$15,500
$3,110
-79.93%
$-12,390
Mar 6, 2025
$0.35
$16,000
$3,493
-78.17%
$-12,507
Apr 7, 2025
$0.22
$16,500
$2,667
-83.84%
$-13,833
May 6, 2025
$0.24
$17,000
$3,445
-79.74%
$-13,555
Jun 6, 2025
$0.21
$17,500
$3,482
-80.10%
$-14,018
Jul 7, 2025
$0.32
$18,000
$5,889
-67.28%
$-12,111
Aug 6, 2025
$0.31
$18,500
$6,114
-66.95%
$-12,386
Sep 8, 2025
$0.29
$19,000
$6,354
-66.56%
$-12,646
Oct 6, 2025
$0.38
$19,500
$8,806
-54.84%
$-10,694
Nov 6, 2025
$0.47
$20,000
$11,237
-43.81%
$-8,763
Dec 8, 2025
$0.46
$20,500
$11,617
-43.33%
$-8,883
Jan 6, 2026
$0.27
$21,000
$7,390
-64.81%
$-13,610
Feb 6, 2026
$0.28
$21,500
$7,944
-63.05%
$-13,556
Mar 6, 2026
$0.64
$22,000
$18,920
-14.00%
$-3,080
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Frequently Asked Questions
Common questions about DCA investing in RYDE
Investing $500 per month in Ryde Group Ltd. (RYDE) over the past 2 years would be worth approximately $35K today. That's +53.3% total return on $23K invested, with a +21.8% compound annual growth rate (CAGR).