Dollar cost averaging (DCA) in RYM means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+36.1%
Final Value$57.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+10.7%
Final Value$45.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-15.2%
Final Value$35.6K
Worst possible — still beats not investing
Best vs Worst gap51.3 pp
Your timing vs best-25.5%
Your timing vs worst+25.8%
If You Keep Investing…
Based on this stock's historical CAGR of 1.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.0x your moneyfrom $18K invested
5 Years$31K~1.0x your moneyfrom $30K invested
10 Years$66K~1.1x your moneyfrom $60K invested
20 Years$146K~1.2x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.1x your money
20 Years~1.2x your money
$100/mo
$4K+$103 est. gain
$6K+$293 est. gain
$13K+$1K est. gain
$29K+$5K est. gain
$250/mo
$9K+$257 est. gain
$16K+$732 est. gain
$33K+$3K est. gain
$73K+$13K est. gain
$500/mo
$19K+$514 est. gain
$31K+$1K est. gain
$66K+$6K est. gain
$146K+$26K est. gain
$1,000/mo
$37K+$1K est. gain
$63K+$3K est. gain
$132K+$12K est. gain
$292K+$52K est. gain
* Projection assumes historical CAGR of 1.9% continues. Actual returns will vary.
Your DCA Results by Date
64 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 28, 2021
$38,220.00
$10,000
$10,000
+0.00%
$0
Mar 1, 2021
$38,670.00
$10,500
$10,618
+1.12%
$118
Mar 29, 2021
$35,610.00
$11,000
$10,278
-6.57%
$-722
Apr 28, 2021
$33,780.00
$11,500
$10,249
-10.87%
$-1,251
May 28, 2021
$28,110.00
$12,000
$9,029
-24.76%
$-2,971
Jun 28, 2021
$39,000.00
$12,500
$13,027
+4.22%
$527
Jul 28, 2021
$56,010.00
$13,000
$19,209
+47.76%
$6,209
Aug 30, 2021
$88,830.00
$13,500
$30,964
+129.37%
$17,464
Sep 28, 2021
$69,000.00
$14,000
$24,552
+75.37%
$10,552
Oct 28, 2021
$48,570.00
$14,500
$17,782
+22.64%
$3,282
Nov 29, 2021
$47,220.00
$15,000
$17,788
+18.59%
$2,788
Dec 28, 2021
$27,210.00
$15,500
$10,750
-30.64%
$-4,750
Jan 28, 2022
$16,500.00
$16,000
$7,019
-56.13%
$-8,981
Feb 28, 2022
$17,220.00
$16,500
$7,825
-52.57%
$-8,675
Mar 28, 2022
$14,670.00
$17,000
$7,166
-57.84%
$-9,834
Apr 28, 2022
$8,820.00
$17,500
$4,809
-72.52%
$-12,691
May 31, 2022
$7,620.00
$18,000
$4,654
-74.14%
$-13,346
Jun 28, 2022
$6,240.00
$18,500
$4,311
-76.69%
$-14,189
Jul 28, 2022
$4,500.00
$19,000
$3,609
-81.00%
$-15,391
Aug 29, 2022
$2,190.30
$19,500
$2,257
-88.43%
$-17,243
Sep 28, 2022
$1,350.00
$20,000
$1,891
-90.55%
$-18,109
Oct 28, 2022
$522.00
$20,500
$1,231
-93.99%
$-19,269
Nov 28, 2022
$306.00
$21,000
$1,222
-94.18%
$-19,778
Dec 28, 2022
$100.44
$21,500
$901
-95.81%
$-20,599
Jan 30, 2023
$151.50
$22,000
$1,859
-91.55%
$-20,141
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Frequently Asked Questions
Common questions about DCA investing in RYM
Investing $500 per month in RYTHM, Inc. (RYM) over the past 5 years would be worth approximately $46K today. That's +10.7% total return on $42K invested, with a +1.9% compound annual growth rate (CAGR).