Dollar cost averaging (DCA) in SHC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+0.6%
Final Value$43.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-6.4%
Final Value$39.8K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-13.0%
Final Value$37.4K
Worst possible — still beats not investing
Best vs Worst gap13.5 pp
Your timing vs best-7.0%
Your timing vs worst+6.6%
If You Keep Investing…
Based on this stock's historical CAGR of -1.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -1.2% continues. Actual returns will vary.
Your DCA Results by Date
66 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Nov 20, 2020
$25.10
$10,000
$10,000
+0.00%
$0
Dec 21, 2020
$26.49
$10,500
$11,054
+5.27%
$554
Jan 20, 2021
$26.30
$11,000
$11,475
+4.31%
$475
Feb 22, 2021
$27.29
$11,500
$12,406
+7.88%
$906
Mar 22, 2021
$25.82
$12,000
$12,238
+1.98%
$238
Apr 20, 2021
$25.71
$12,500
$12,686
+1.49%
$186
May 20, 2021
$23.59
$13,000
$12,140
-6.62%
$-860
Jun 21, 2021
$23.39
$13,500
$12,537
-7.13%
$-963
Jul 20, 2021
$22.75
$14,000
$12,694
-9.33%
$-1,306
Aug 20, 2021
$22.90
$14,500
$13,278
-8.43%
$-1,222
Sep 20, 2021
$24.56
$15,000
$14,740
-1.73%
$-260
Oct 20, 2021
$25.90
$15,500
$16,044
+3.51%
$544
Nov 22, 2021
$21.97
$16,000
$14,110
-11.81%
$-1,890
Dec 20, 2021
$22.17
$16,500
$14,738
-10.68%
$-1,762
Jan 20, 2022
$20.70
$17,000
$14,261
-16.11%
$-2,739
Feb 22, 2022
$21.63
$17,500
$15,402
-11.99%
$-2,098
Mar 21, 2022
$21.11
$18,000
$15,532
-13.71%
$-2,468
Apr 20, 2022
$22.18
$18,500
$16,819
-9.09%
$-1,681
May 20, 2022
$20.17
$19,000
$15,795
-16.87%
$-3,205
Jun 21, 2022
$20.15
$19,500
$16,279
-16.52%
$-3,221
Jul 20, 2022
$18.95
$20,000
$15,809
-20.95%
$-4,191
Aug 22, 2022
$19.08
$20,500
$16,418
-19.91%
$-4,082
Sep 20, 2022
$8.20
$21,000
$7,556
-64.02%
$-13,444
Oct 20, 2022
$6.66
$21,500
$6,637
-69.13%
$-14,863
Nov 21, 2022
$8.00
$22,000
$8,472
-61.49%
$-13,528
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Frequently Asked Questions
Common questions about DCA investing in SHC
Investing $500 per month in Sotera Health Company (SHC) over the past 5 years would be worth approximately $40K today. That's -6.4% total return on $43K invested, with a -1.2% compound annual growth rate (CAGR).