Dollar cost averaging (DCA) in SPMC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More SPMC Analysis
SPMC DCA Calculator
Dollar Cost Averaging — Sound Point Meridian Capital Inc
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-20.5%
Final Value$17.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-23.6%
Final Value$16.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-25.1%
Final Value$16.1K
Worst possible — still beats not investing
Best vs Worst gap4.6 pp
Your timing vs best-3.1%
Your timing vs worst+1.5%
If You Keep Investing…
Based on this stock's historical CAGR of -13.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -13.3% continues. Actual returns will vary.
Your DCA Results by Date
23 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jun 14, 2024
$20.00
$10,000
$10,000
+0.00%
$0
Jul 15, 2024
$19.74
$10,500
$10,520
+0.19%
$20
Aug 14, 2024
$19.90
$11,000
$11,105
+0.96%
$105
Sep 16, 2024
$19.85
$11,500
$11,802
+2.62%
$302
Oct 14, 2024
$19.88
$12,000
$12,320
+2.66%
$320
Nov 14, 2024
$20.17
$12,500
$13,140
+5.12%
$640
Dec 16, 2024
$21.25
$13,000
$14,643
+12.64%
$1,643
Jan 14, 2025
$20.50
$13,500
$14,626
+8.34%
$1,126
Feb 14, 2025
$21.25
$14,000
$16,013
+14.38%
$2,013
Mar 14, 2025
$20.82
$14,500
$16,369
+12.89%
$1,869
Apr 14, 2025
$18.59
$15,000
$15,116
+0.77%
$116
May 14, 2025
$19.36
$15,500
$16,453
+6.15%
$953
Jun 16, 2025
$17.07
$16,000
$15,407
-3.71%
$-593
Jul 14, 2025
$18.35
$16,500
$17,062
+3.41%
$562
Aug 14, 2025
$18.30
$17,000
$17,752
+4.42%
$752
Sep 15, 2025
$17.70
$17,500
$18,156
+3.75%
$656
Oct 14, 2025
$17.30
$18,000
$18,246
+1.36%
$246
Nov 14, 2025
$16.41
$18,500
$18,331
-0.92%
$-169
Dec 15, 2025
$13.58
$19,000
$15,949
-16.06%
$-3,051
Jan 14, 2026
$14.35
$19,500
$17,353
-11.01%
$-2,147
Feb 17, 2026
$10.69
$20,000
$13,956
-30.22%
$-6,044
Mar 16, 2026
$8.87
$20,500
$12,406
-39.48%
$-8,094
Apr 14, 2026
$10.26
$21,000
$14,850
-29.28%
$-6,150
Frequently Asked Questions
Common questions about DCA investing in SPMC
Investing $500 per month in Sound Point Meridian Capital Inc (SPMC) over the past 2 years would be worth approximately $16K today. That's -23.6% total return on $21K invested, with a -13.3% compound annual growth rate (CAGR). This includes $5K from reinvested dividends.