Dollar cost averaging (DCA) in TAYD means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+265.6%
Final Value$175.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+248.1%
Final Value$167.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+231.8%
Final Value$159.3K
Worst possible — still beats not investing
Best vs Worst gap33.8 pp
Your timing vs best-17.4%
Your timing vs worst+16.4%
If You Keep Investing…
Based on this stock's historical CAGR of 21.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$24K~1.4x your moneyfrom $18K invested
5 Years$51K~1.7x your moneyfrom $30K invested
10 Years$186K~3.1x your moneyfrom $60K invested
20 Years$1.5M~12.6x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.4x your money
5 Years~1.7x your money
10 Years~3.1x your money
20 Years~12.6x your money
$100/mo
$5K+$1K est. gain
$10K+$4K est. gain
$37K+$25K est. gain
$303K+$279K est. gain
$250/mo
$12K+$3K est. gain
$25K+$10K est. gain
$93K+$63K est. gain
$757K+$697K est. gain
$500/mo
$24K+$6K est. gain
$51K+$21K est. gain
$186K+$126K est. gain
$1.5M+$1.4M est. gain
$1,000/mo
$49K+$13K est. gain
$101K+$41K est. gain
$372K+$252K est. gain
$3.0M+$2.8M est. gain
* Projection assumes historical CAGR of 21.7% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$11.05
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$12.35
$10,500
$11,676
+11.20%
$1,176
Mar 2, 2020
$10.62
$11,000
$10,541
-4.17%
$-459
Apr 2, 2020
$8.41
$11,500
$8,847
-23.07%
$-2,653
May 4, 2020
$10.34
$12,000
$11,378
-5.18%
$-622
Jun 2, 2020
$10.69
$12,500
$12,263
-1.90%
$-237
Jul 2, 2020
$9.96
$13,000
$11,925
-8.27%
$-1,075
Aug 3, 2020
$10.06
$13,500
$12,545
-7.07%
$-955
Sep 2, 2020
$9.98
$14,000
$12,945
-7.53%
$-1,055
Oct 2, 2020
$9.45
$14,500
$12,758
-12.01%
$-1,742
Nov 2, 2020
$9.10
$15,000
$12,785
-14.76%
$-2,215
Dec 2, 2020
$10.37
$15,500
$15,070
-2.78%
$-430
Jan 4, 2021
$10.35
$16,000
$15,541
-2.87%
$-459
Feb 2, 2021
$10.35
$16,500
$16,041
-2.78%
$-459
Mar 2, 2021
$11.18
$17,000
$17,827
+4.86%
$827
Apr 5, 2021
$11.67
$17,500
$19,108
+9.19%
$1,608
May 3, 2021
$12.22
$18,000
$20,509
+13.94%
$2,509
Jun 2, 2021
$11.92
$18,500
$20,499
+10.81%
$1,999
Jul 2, 2021
$11.98
$19,000
$21,109
+11.10%
$2,109
Aug 2, 2021
$11.92
$19,500
$21,503
+10.27%
$2,003
Sep 2, 2021
$11.56
$20,000
$21,354
+6.77%
$1,354
Oct 4, 2021
$11.16
$20,500
$21,115
+3.00%
$615
Nov 2, 2021
$11.79
$21,000
$22,807
+8.60%
$1,807
Dec 2, 2021
$10.98
$21,500
$21,740
+1.12%
$240
Jan 3, 2022
$10.66
$22,000
$21,606
-1.79%
$-394
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Frequently Asked Questions
Common questions about DCA investing in TAYD
Investing $500 per month in Taylor Devices, Inc. (TAYD) over the past 6 years would be worth approximately $167K today. That's +248.1% total return on $48K invested, with a +21.7% compound annual growth rate (CAGR).