Dollar cost averaging (DCA) in TRT means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+183.8%
Final Value$136.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+164.4%
Final Value$126.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+143.6%
Final Value$116.9K
Worst possible — still beats not investing
Best vs Worst gap40.2 pp
Your timing vs best-19.4%
Your timing vs worst+20.8%
If You Keep Investing…
Based on this stock's historical CAGR of 16.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$45K~1.5x your moneyfrom $30K invested
10 Years$141K~2.4x your moneyfrom $60K invested
20 Years$796K~6.6x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.5x your money
10 Years~2.4x your money
20 Years~6.6x your money
$100/mo
$5K+$942 est. gain
$9K+$3K est. gain
$28K+$16K est. gain
$159K+$135K est. gain
$250/mo
$11K+$2K est. gain
$22K+$7K est. gain
$71K+$41K est. gain
$398K+$338K est. gain
$500/mo
$23K+$5K est. gain
$45K+$15K est. gain
$141K+$81K est. gain
$796K+$676K est. gain
$1,000/mo
$45K+$9K est. gain
$90K+$30K est. gain
$283K+$163K est. gain
$1.6M+$1.4M est. gain
* Projection assumes historical CAGR of 16.6% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$3.89
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$4.73
$10,500
$12,666
+20.63%
$2,166
Mar 2, 2020
$3.47
$11,000
$9,793
-10.97%
$-1,207
Apr 2, 2020
$2.52
$11,500
$7,611
-33.82%
$-3,889
May 4, 2020
$2.73
$12,000
$8,745
-27.12%
$-3,255
Jun 2, 2020
$3.01
$12,500
$10,152
-18.79%
$-2,348
Jul 2, 2020
$3.14
$13,000
$11,063
-14.90%
$-1,937
Aug 3, 2020
$3.60
$13,500
$13,204
-2.20%
$-296
Sep 2, 2020
$3.68
$14,000
$13,979
-0.15%
$-21
Oct 2, 2020
$3.43
$14,500
$13,547
-6.57%
$-953
Nov 2, 2020
$3.74
$15,000
$15,271
+1.81%
$271
Dec 2, 2020
$3.86
$15,500
$16,268
+4.95%
$768
Jan 4, 2021
$4.03
$16,000
$17,465
+9.16%
$1,465
Feb 2, 2021
$4.74
$16,500
$21,076
+27.73%
$4,576
Mar 2, 2021
$5.40
$17,000
$24,488
+44.05%
$7,488
Apr 5, 2021
$4.86
$17,500
$22,539
+28.80%
$5,039
May 3, 2021
$4.68
$18,000
$22,204
+23.36%
$4,204
Jun 2, 2021
$5.26
$18,500
$25,456
+37.60%
$6,956
Jul 2, 2021
$5.01
$19,000
$24,746
+30.24%
$5,746
Aug 2, 2021
$4.80
$19,500
$24,209
+24.15%
$4,709
Sep 2, 2021
$4.60
$20,000
$23,700
+18.50%
$3,700
Oct 4, 2021
$4.42
$20,500
$23,273
+13.53%
$2,773
Nov 2, 2021
$4.66
$21,000
$25,037
+19.22%
$4,037
Dec 2, 2021
$8.53
$21,500
$46,329
+115.48%
$24,829
Jan 3, 2022
$12.44
$22,000
$68,065
+209.39%
$46,065
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Frequently Asked Questions
Common questions about DCA investing in TRT
Investing $500 per month in Trio-Tech International (TRT) over the past 6 years would be worth approximately $127K today. That's +164.4% total return on $48K invested, with a +16.6% compound annual growth rate (CAGR).