Dollar cost averaging (DCA) in USGO means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+69.4%
Final Value$48.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+57.5%
Final Value$44.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+42.3%
Final Value$40.6K
Worst possible — still beats not investing
Best vs Worst gap27.0 pp
Your timing vs best-11.9%
Your timing vs worst+15.1%
If You Keep Investing…
Based on this stock's historical CAGR of 16.1%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$44K~1.5x your moneyfrom $30K invested
10 Years$138K~2.3x your moneyfrom $60K invested
20 Years$748K~6.2x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.5x your money
10 Years~2.3x your money
20 Years~6.2x your money
$100/mo
$5K+$911 est. gain
$9K+$3K est. gain
$28K+$16K est. gain
$150K+$126K est. gain
$250/mo
$11K+$2K est. gain
$22K+$7K est. gain
$69K+$39K est. gain
$374K+$314K est. gain
$500/mo
$23K+$5K est. gain
$44K+$14K est. gain
$138K+$78K est. gain
$748K+$628K est. gain
$1,000/mo
$45K+$9K est. gain
$89K+$29K est. gain
$275K+$155K est. gain
$1.5M+$1.3M est. gain
* Projection assumes historical CAGR of 16.1% continues. Actual returns will vary.
Your DCA Results by Date
37 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 20, 2023
$9.04
$10,000
$10,000
+0.00%
$0
May 22, 2023
$16.00
$10,500
$18,199
+73.32%
$7,699
Jun 20, 2023
$12.97
$11,000
$15,253
+38.66%
$4,253
Jul 20, 2023
$13.04
$11,500
$15,835
+37.70%
$4,335
Aug 21, 2023
$9.91
$12,000
$12,534
+4.45%
$534
Sep 20, 2023
$7.02
$12,500
$9,373
-25.02%
$-3,127
Oct 20, 2023
$7.08
$13,000
$9,956
-23.42%
$-3,044
Nov 20, 2023
$6.19
$13,500
$9,201
-31.85%
$-4,299
Dec 20, 2023
$7.13
$14,000
$11,106
-20.67%
$-2,894
Jan 22, 2024
$6.18
$14,500
$10,126
-30.16%
$-4,374
Feb 20, 2024
$5.86
$15,000
$10,102
-32.65%
$-4,898
Mar 20, 2024
$5.45
$15,500
$9,895
-36.16%
$-5,605
Apr 22, 2024
$5.69
$16,000
$10,831
-32.31%
$-5,169
May 20, 2024
$5.26
$16,500
$10,504
-36.34%
$-5,996
Jun 20, 2024
$5.97
$17,000
$12,422
-26.93%
$-4,578
Jul 22, 2024
$6.10
$17,500
$13,203
-24.55%
$-4,297
Aug 20, 2024
$5.20
$18,000
$11,755
-34.69%
$-6,245
Sep 20, 2024
$5.66
$18,500
$13,295
-28.13%
$-5,205
Oct 21, 2024
$10.09
$19,000
$24,201
+27.37%
$5,201
Nov 20, 2024
$10.45
$19,500
$25,564
+31.10%
$6,064
Dec 20, 2024
$8.32
$20,000
$20,854
+4.27%
$854
Jan 21, 2025
$9.37
$20,500
$23,985
+17.00%
$3,485
Feb 20, 2025
$11.78
$21,000
$30,654
+45.97%
$9,654
Mar 20, 2025
$10.17
$21,500
$26,965
+25.42%
$5,465
Apr 21, 2025
$10.25
$22,000
$27,677
+25.80%
$5,677
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Frequently Asked Questions
Common questions about DCA investing in USGO
Investing $500 per month in U.S. GoldMining Inc. (USGO) over the past 3 years would be worth approximately $44K today. That's +57.5% total return on $28K invested, with a +16.1% compound annual growth rate (CAGR).