Dollar cost averaging (DCA) in WHLRD means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More WHLRD Analysis
WHLRD DCA Calculator
Dollar Cost Averaging — Wheeler Real Estate Investment Trust, Inc.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+156.6%
Final Value$123.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+139.9%
Final Value$115.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+129.3%
Final Value$110.1K
Worst possible — still beats not investing
Best vs Worst gap27.3 pp
Your timing vs best-16.8%
Your timing vs worst+10.5%
If You Keep Investing…
Based on this stock's historical CAGR of 14.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$22K~1.2x your moneyfrom $18K invested
5 Years$43K~1.4x your moneyfrom $30K invested
10 Years$128K~2.1x your moneyfrom $60K invested
20 Years$628K~5.2x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.4x your money
10 Years~2.1x your money
20 Years~5.2x your money
$100/mo
$4K+$825 est. gain
$9K+$3K est. gain
$26K+$14K est. gain
$126K+$102K est. gain
$250/mo
$11K+$2K est. gain
$21K+$6K est. gain
$64K+$34K est. gain
$314K+$254K est. gain
$500/mo
$22K+$4K est. gain
$43K+$13K est. gain
$128K+$68K est. gain
$628K+$508K est. gain
$1,000/mo
$44K+$8K est. gain
$86K+$26K est. gain
$255K+$135K est. gain
$1.3M+$1.0M est. gain
* Projection assumes historical CAGR of 14.6% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$14.99
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$15.05
$10,500
$10,543
+0.41%
$43
Mar 2, 2020
$14.07
$11,000
$10,357
-5.85%
$-643
Apr 1, 2020
$9.20
$11,500
$7,271
-36.78%
$-4,229
May 1, 2020
$9.02
$12,000
$7,630
-36.42%
$-4,370
Jun 1, 2020
$11.25
$12,500
$10,012
-19.90%
$-2,488
Jul 1, 2020
$12.16
$13,000
$11,325
-12.89%
$-1,675
Aug 3, 2020
$11.95
$13,500
$11,631
-13.84%
$-1,869
Sep 1, 2020
$14.83
$14,000
$14,931
+6.65%
$931
Oct 1, 2020
$15.18
$14,500
$15,782
+8.84%
$1,282
Nov 2, 2020
$15.00
$15,000
$16,100
+7.33%
$1,100
Dec 2, 2020
$17.23
$15,500
$18,998
+22.57%
$3,498
Jan 4, 2021
$17.85
$16,000
$20,177
+26.10%
$4,177
Feb 2, 2021
$17.60
$16,500
$20,394
+23.60%
$3,894
Mar 2, 2021
$17.77
$17,000
$21,091
+24.07%
$4,091
Apr 1, 2021
$18.10
$17,500
$21,983
+25.62%
$4,483
May 3, 2021
$18.15
$18,000
$22,543
+25.24%
$4,543
Jun 1, 2021
$18.25
$18,500
$23,168
+25.23%
$4,668
Jul 1, 2021
$18.03
$19,000
$23,388
+23.10%
$4,388
Aug 2, 2021
$17.30
$19,500
$22,941
+17.65%
$3,441
Sep 1, 2021
$16.52
$20,000
$22,407
+12.04%
$2,407
Oct 1, 2021
$16.85
$20,500
$23,355
+13.93%
$2,855
Nov 2, 2021
$15.88
$21,000
$22,510
+7.19%
$1,510
Dec 2, 2021
$15.86
$21,500
$22,982
+6.89%
$1,482
Jan 3, 2022
$15.17
$22,000
$22,488
+2.22%
$488
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Frequently Asked Questions
Common questions about DCA investing in WHLRD
Investing $500 per month in Wheeler Real Estate Investment Trust, Inc. (WHLRD) over the past 6 years would be worth approximately $115K today. That's +139.9% total return on $48K invested, with a +14.6% compound annual growth rate (CAGR).