Dollar cost averaging (DCA) in YAAS means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-77.6%
Final Value$4.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-82.7%
Final Value$3.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-85.2%
Final Value$2.7K
Worst possible — still beats not investing
Best vs Worst gap7.6 pp
Your timing vs best-5.1%
Your timing vs worst+2.5%
If You Keep Investing…
Based on this stock's historical CAGR of -72.1%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -72.1% continues. Actual returns will vary.
Your DCA Results by Date
17 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Dec 20, 2024
$316.00
$10,000
$10,000
+0.00%
$0
Jan 21, 2025
$292.00
$10,500
$9,741
-7.23%
$-759
Feb 20, 2025
$183.20
$11,000
$6,611
-39.90%
$-4,389
Mar 20, 2025
$185.60
$11,500
$7,198
-37.41%
$-4,302
Apr 21, 2025
$149.60
$12,000
$6,302
-47.49%
$-5,698
May 20, 2025
$139.20
$12,500
$6,364
-49.09%
$-6,136
Jun 20, 2025
$242.40
$13,000
$11,581
-10.91%
$-1,419
Jul 21, 2025
$34.56
$13,500
$2,151
-84.07%
$-11,349
Aug 20, 2025
$28.88
$14,000
$2,298
-83.59%
$-11,702
Sep 22, 2025
$6.72
$14,500
$1,035
-92.86%
$-13,465
Oct 20, 2025
$2.58
$15,000
$897
-94.02%
$-14,103
Nov 20, 2025
$1.47
$15,500
$1,011
-93.48%
$-14,489
Dec 22, 2025
$1.63
$16,000
$1,621
-89.87%
$-14,379
Jan 20, 2026
$1.60
$16,500
$2,091
-87.32%
$-14,409
Feb 20, 2026
$1.26
$17,000
$2,147
-87.37%
$-14,853
Mar 20, 2026
$0.97
$17,500
$2,159
-87.66%
$-15,341
Apr 20, 2026
$0.96
$18,000
$2,640
-85.34%
$-15,360
Frequently Asked Questions
Common questions about DCA investing in YAAS
Investing $500 per month in Youxin Technology Ltd (YAAS) over the past 1 years would be worth approximately $3K today. That's -82.7% total return on $18K invested, with a -72.1% compound annual growth rate (CAGR).