8-K Announcements
1Material company update
Apr 15, 2026·SEC
Bank of America Corporation(BAC)Earnings, Financials & Key Ratios
BAC•NYSE•Banking & Credit
$53.12
$404.29B mkt cap·13.9× P/E·Price updated May 6, 2026
AboutBank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Its Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, noninterest-and interest-bearing checking accounts, and investment accounts and products; and credit and debit cards, residential mortgages, and home equity loans, as well as direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The company's Global Wealth & Investment Management segment offers investment management, brokerage, banking, and trust and retirement products and services; and wealth management solutions, as well as customized solutions, including specialty asset management services. Its Global Banking segment provides lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, such as treasury management, foreign exchange, and short-term investing options and merchant services; working capital management solutions; and debt and equity underwriting and distribution, and merger-related and other advisory services. The company's Global Markets segment offers market-making, financing, securities clearing, settlement, and custody services, as well as risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. As of December 31, 2021, it served approximately 67 million consumer and small business clients with approximately 4,200 retail financial centers; approximately 16,000 ATMs; and digital banking platforms with approximately 41 million active users. The company was founded in 1784 and is based in Charlotte, North Carolina.Show more
- Net Interest Income$60.1B+7.2%
- Total Revenue$188.75B-1.9%
- Net Income$30.63B+12.9%
- Return on Equity10.23%+10.7%
- Net Interest Margin1.76%+2.5%
- Efficiency Ratio36.94%+6.4%
- ROA0.92%+9.0%
- Equity / Assets8.89%-1.9%
- Book Value per Share40.18+6.6%
- Tangible BV/Share31.04+7.5%
- Debt/Equity1.21-45.8%
BAC Key Insights
Bank of America Corporation (BAC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 36.9% efficiency ratio
- ✓Healthy dividend yield of 2.4%
- ✓Share count reduced 3.8% through buybacks
- ✓Trading at only 1.3x book value
✗Weaknesses
- ✗Weak NIM of 1.8%
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
BAC Price & Volume
Bank of America Corporation (BAC) stock price & volume — 10-year historical chart
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BAC Growth Metrics
Bank of America Corporation (BAC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years7.28%
5 Years15.02%
3 Years17.94%
TTM-
Profit CAGR
10 Years6.77%
5 Years11.35%
3 Years3.62%
TTM12.89%
EPS CAGR
10 Years11.3%
5 Years15.36%
3 Years6.19%
TTM18.63%
Return on Capital
10 Years4.89%
5 Years4.52%
3 Years3.86%
Last Year4.15%
BAC Recent Earnings
Bank of America Corporation (BAC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 11/12 qtrs (100%)●Beat Revenue 9/12 qtrs (82%)
Q2 2026Latest
Apr 15, 2026EPS
$1.11
Est $1.01
+9.9%
Revenue
$30.3B
Est $29.9B
+1.1%
Q1 2026
Feb 25, 2026EPS
$1.00
Revenue
$49.7B
Q1 2026
Jan 14, 2026EPS
$0.98
Est $0.96
+2.3%
Revenue
$28.4B
Est $27.8B
+2.2%
Q4 2025
Oct 15, 2025EPS
$1.06
Est $0.95
+11.3%
Revenue
$28.1B
Est $27.5B
+2.1%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 15, 2026 | $1.11vs $1.01+9.9% | $30.3Bvs $29.9B+1.1% |
| Q1 2026 | Feb 25, 2026 | $1.00 | $49.7B |
| Q1 2026 | Jan 14, 2026 | $0.98vs $0.96+2.3% | $28.4Bvs $27.8B+2.2% |
| Q4 2025 | Oct 15, 2025 | $1.06vs $0.95+11.3% | $28.1Bvs $27.5B+2.1% |
Based on last 12 quarters of dataView full earnings history →
BAC Peer Comparison
Bank of America Corporation (BAC) competitors in North American universal banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 JPM | 834.2B | 309.40 | 15.67 | 14.61% | 21.59% | 16.11% | 2.18 | |
 WFC | 247.08B | 79.90 | 14.88 | 8.72% | 15.73% | 11.51% | 1.23% | 1.56 |
 C | 223.75B | 128.04 | 21.52 | 9.86% | 7.43% | 6.87% | 2.82 | |
 GS | 285.46B | 918.89 | 22.67 | 17% | 11.25% | 12.59% | 5.06 | |
 MS | 301.05B | 189.21 | 23.80 | 16.83% | 12.98% | 14.57% | 3.42 | |
 USB | 86.46B | 55.60 | 12.06 | 0.35% | 17.68% | 11.54% | 1.19 | |
 PNC | 89.61B | 221.63 | 16.13 | 5.62% | 17.48% | 11.05% | 8.79% | 1.13 |
 TFC | 65.73B | 49.95 | 14.87 | -19.02% | 19.87% | 7.97% | 3.29% | 0.98 |
Compare BAC vs Peers
Bank of America Corporation (BAC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
BAC Income Statement
Bank of America Corporation (BAC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 45.24B | 48.16B | 48.89B | 43.36B | 42.93B | 52.46B | 56.93B | 56.06B | 60.1B |
| NII Growth % | 10.08% | 6.46% | 1.51% | -11.31% | -0.98% | 22.19% | 8.52% | -1.53% | 7.2% |
| Net Interest Margin % | 1.98% | 2.05% | 2.01% | 1.54% | 1.35% | 1.72% | 1.79% | 1.72% | 1.76% |
| Interest Income | 57.58B | 66.77B | 71.24B | 51.59B | 47.67B | 72.56B | 130.26B | 146.61B | 138.57B |
| Interest Expense | 12.34B | 18.61B | 22.34B | 8.22B | 4.74B | 20.1B | 73.33B | 90.55B | 78.47B |
| Loan Loss Provision | 3.4B | 3.28B | 3.59B | 11.32B | -4.59B | 2.54B | 4.39B | 5.82B | 5.67B |
| Non-Interest Income | 41.89B | 42.86B | 42.35B | 42.17B | 46.18B | 42.49B | 41.65B | 45.83B | 50.19B |
| Non-Interest Income % | 42.11% | 39.09% | 37.29% | 44.98% | 49.2% | 36.93% | 24.23% | 23.81% | 26.59% |
| Total Revenue | 99.47B▲ 0% | 109.63B▲ 10.2% | 113.59B▲ 3.6% | 93.75B▼ 17.5% | 93.85B▲ 0.1% | 115.05B▲ 22.6% | 171.91B▲ 49.4% | 192.43B▲ 11.9% | 188.75B▼ 1.9% |
| Revenue Growth % | 6.2% | 10.22% | 3.61% | -17.46% | 0.1% | 22.59% | 49.42% | 11.94% | -1.91% |
| Non-Interest Expense | 54.52B | 53.15B | 54.9B | 55.21B | 59.73B | 61.44B | 65.84B | 66.81B | 69.73B |
| Efficiency Ratio | 54.81% | 48.49% | 48.33% | 58.89% | 63.64% | 53.4% | 38.3% | 34.72% | 36.94% |
| Operating Income | 29.21B▲ 0% | 34.58B▲ 18.4% | 32.75B▼ 5.3% | 19B▼ 42.0% | 33.98B▲ 78.9% | 30.97B▼ 8.9% | 28.34B▼ 8.5% | 29.25B▲ 3.2% | 34.88B▲ 19.2% |
| Operating Margin % | 29.37% | 31.55% | 28.84% | 20.26% | 36.2% | 26.92% | 16.49% | 15.2% | 18.48% |
| Operating Income Growth % | 16.75% | 18.39% | -5.29% | -42.01% | 78.87% | -8.85% | -8.48% | 3.22% | 19.24% |
| Pretax Income | 29.21B▲ 0% | 34.58B▲ 18.4% | 32.75B▼ 5.3% | 19B▼ 42.0% | 33.98B▲ 78.9% | 30.97B▼ 8.9% | 28.34B▼ 8.5% | 29.25B▲ 3.2% | 34.88B▲ 19.2% |
| Pretax Margin % | 29.37% | 31.55% | 28.84% | 20.26% | 36.2% | 26.92% | 16.49% | 15.2% | 18.48% |
| Income Tax | 10.98B | 6.44B | 5.32B | 1.1B | 2B | 3.44B | 1.83B | 2.12B | 4.25B |
| Effective Tax Rate % | 37.59% | 18.61% | 16.25% | 5.8% | 5.88% | 11.11% | 6.45% | 7.25% | 12.2% |
| Net Income | 18.23B▲ 0% | 28.15B▲ 54.4% | 27.43B▼ 2.5% | 17.89B▼ 34.8% | 31.98B▲ 78.7% | 27.53B▼ 13.9% | 26.52B▼ 3.7% | 27.13B▲ 2.3% | 30.63B▲ 12.9% |
| Net Margin % | 18.33% | 25.68% | 24.15% | 19.09% | 34.07% | 23.93% | 15.42% | 14.1% | 16.23% |
| Net Income Growth % | 2.3% | 54.38% | -2.55% | -34.76% | 78.71% | -13.92% | -3.68% | 2.33% | 12.89% |
| Net Income (Continuing) | 18.23B | 28.15B | 27.43B | 17.89B | 31.98B | 27.53B | 26.52B | 27.13B | 30.63B |
| EPS (Diluted) | 1.56▲ 0% | 2.61▲ 67.3% | 2.75▲ 5.4% | 1.87▼ 32.0% | 3.57▲ 90.9% | 3.19▼ 10.6% | 3.08▼ 3.4% | 3.22▲ 4.5% | 3.82▲ 18.6% |
| EPS Growth % | 4% | 67.31% | 5.36% | -32% | 90.91% | -10.64% | -3.45% | 4.55% | 18.63% |
| EPS (Basic) | 1.63 | 2.64 | 2.77 | 1.88 | 3.60 | 3.21 | 3.10 | 3.25 | 3.88 |
| Diluted Shares Outstanding | 10.78B | 10.24B | 9.44B | 8.8B | 8.56B | 8.17B | 8.08B | 7.84B | 7.55B |
BAC Balance Sheet
Bank of America Corporation (BAC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 471.22B | 414.26B | 414.31B | 621.5B | 654.54B | 458.25B | 608.07B | 642.92B | 963.73B |
| Cash & Due from Banks | 168.59B | 184.9B | 168.67B | 387.01B | 355.37B | 237.46B | 341.42B | 296.49B | 231.84B |
| Short Term Investments | 302.63B | 229.37B | 245.64B | 234.49B | 299.18B | 220.79B | 266.65B | 346.43B | 731.89B |
| Total Investments | 1.39T | 1.41T | 1.48T | 1.63T | 1.99T | 1.94T | 1.94T | 2.03T | 2.83T |
| Investments Growth % | 2.02% | 1.22% | 4.63% | 10.65% | 21.56% | -2.41% | 0.23% | 4.76% | 39.09% |
| Long-Term Investments | 1.09T | 1.18T | 1.23T | 1.4T | 1.69T | 1.72T | 1.68T | 1.69T | 2.1T |
| Accounts Receivables | 61.62B | 65.81B | 55.94B | 64.22B | 72.26B | 67.54B | 81.88B | 82.25B | 98.19B |
| Goodwill & Intangibles | 71.25B | 68.95B | 68.95B | 68.95B | 69.02B | 69.02B | 69.02B | 69.02B | 69.02B |
| Goodwill | 68.95B | 68.95B | 68.95B | 68.95B | 69.02B | 69.02B | 69.02B | 69.02B | 69.02B |
| Intangible Assets | 2.3B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 9.25B | 9.91B | 10.56B | 11B | 10.83B | 11.51B | 11.86B | 12.17B | 12.52B |
| Other Assets | 557.15B | 591.8B | 634.11B | 638.12B | 661.67B | 714.44B | 718.85B | 751.23B | 163.64B |
| Total Current Assets | 554.8B | 502.46B | 489.96B | 702.66B | 741.56B | 539.38B | 704.76B | 740.84B | 1.07T |
| Total Non-Current Assets | 1.73T | 1.85T | 1.94T | 2.12T | 2.43T | 2.51T | 2.48T | 2.52T | 2.34T |
| Total Assets | 2.28T▲ 0% | 2.35T▲ 3.2% | 2.43T▲ 3.4% | 2.82T▲ 15.8% | 3.17T▲ 12.4% | 3.05T▼ 3.7% | 3.18T▲ 4.2% | 3.26T▲ 2.6% | 3.41T▲ 4.6% |
| Asset Growth % | 4.26% | 3.21% | 3.38% | 15.84% | 12.41% | -3.73% | 4.22% | 2.56% | 4.56% |
| Return on Assets (ROA) | 0.82% | 1.21% | 1.15% | 0.68% | 1.07% | 0.89% | 0.85% | 0.84% | 0.92% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 436.93B | 436.57B | 430.17B | 452.58B | 496.2B | 498.55B | 618.19B | 658.43B | 365.9B |
| Net Debt | 268.35B | 251.67B | 261.5B | 65.57B | 140.83B | 261.09B | 276.77B | 361.94B | 134.06B |
| Long-Term Debt | 227.4B | 229.39B | 240.86B | 262.93B | 280.12B | 275.98B | 302.2B | 283.28B | 317.82B |
| Short-Term Debt | 209.53B | 207.18B | 189.31B | 189.64B | 216.08B | 222.57B | 315.99B | 375.15B | 48.09B |
| Other Liabilities | 34.3B | 37.89B | 38.23B | 47.4B | 39.13B | 46.36B | 250.96B | 249.52B | 229.73B |
| Total Current Liabilities | 1.75T | 1.82T | 1.89T | 2.24T | 2.58T | 2.46T | 2.34T | 2.43T | 2.56T |
| Total Non-Current Liabilities | 261.7B | 267.28B | 279.08B | 310.34B | 319.25B | 322.34B | 553.16B | 532.8B | 547.55B |
| Total Liabilities | 2.01T | 2.09T | 2.17T | 2.55T | 2.9T | 2.78T | 2.89T | 2.97T | 3.11T |
| Total Equity | 267.15B▲ 0% | 265.32B▼ 0.7% | 264.81B▼ 0.2% | 272.92B▲ 3.1% | 270.07B▼ 1.0% | 273.2B▲ 1.2% | 291.65B▲ 6.8% | 295.56B▲ 1.3% | 303.24B▲ 2.6% |
| Equity Growth % | 0.36% | -0.68% | -0.19% | 3.06% | -1.05% | 1.16% | 6.75% | 1.34% | 2.6% |
| Equity / Assets (Capital Ratio) | 11.71% | 11.27% | 10.88% | 9.68% | 8.52% | 8.95% | 9.17% | 9.06% | 8.89% |
| Return on Equity (ROE) | 6.84% | 10.57% | 10.35% | 6.66% | 11.78% | 10.13% | 9.39% | 9.24% | 10.23% |
| Book Value per Share | 24.79 | 25.92 | 28.04 | 31.03 | 31.56 | 33.45 | 36.09 | 37.68 | 40.18 |
| Tangible BV per Share | 18.17 | 19.18 | 20.74 | 23.19 | 23.49 | 25.00 | 27.55 | 28.88 | 31.04 |
| Common Stock | 138.09B | 118.9B | 91.72B | 85.98B | 62.4B | 58.95B | 56.37B | 45.34B | 26.08B |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 113.82B | 136.31B | 156.32B | 164.09B | 188.06B | 207B | 224.67B | 242.35B | 261.69B |
| Accumulated OCI | -7.08B | -12.21B | -6.63B | -1.66B | -5.1B | -21.16B | -17.79B | -15.29B | -10.53B |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 22.32B | 22.33B | 23.4B | 24.51B | 24.71B | 28.4B | 28.4B | 23.16B | 25.99B |
BAC Cash Flow Statement
Bank of America Corporation (BAC) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 9.86B | 39.52B | 61.78B | 37.99B | -7.19B | -6.33B | 44.98B | -8.8B | 12.61B |
| Operating CF Growth % | -42.91% | 300.65% | 56.32% | -38.5% | -118.93% | 12.04% | 810.95% | -119.57% | 243.25% |
| Net Income | 18.23B | 28.15B | 27.43B | 17.89B | 31.98B | 27.53B | 26.52B | 27.13B | 30.51B |
| Depreciation & Amortization | 2.1B | 2.06B | 1.73B | 1.84B | 1.9B | 1.98B | 2.06B | 2.19B | 2.31B |
| Deferred Taxes | 8.18B | 3.04B | 2.44B | -1.74B | -838M | 739M | -2.01B | -1.73B | 295M |
| Other Non-Cash Items | 9.79B | 3.28B | 15.04B | 18.29B | -3.08B | 12.51B | 12.75B | 8.72B | -24.51B |
| Working Capital Changes | -30.08B | 1.26B | 13.17B | -326M | -39.92B | -51.94B | 2.73B | -48.55B | 0 |
| Cash from Investing | -51.54B | -71.47B | -80.63B | -177.66B | -313.29B | -2.53B | -35.39B | -90.69B | -145.16B |
| Purchase of Investments | -192.06B | -112.62B | -189.9B | -452.41B | -601.13B | -159.06B | -291.06B | -390.91B | 0 |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Net Investment Activity | -192.06B | -112.62B | -189.9B | -452.41B | -601.13B | -159.06B | -291.06B | -390.91B | 1000K |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -43.36B | -61.27B | -56.62B | 12.3B | -3.55B | -86.63B | -31.15B | -42.24B | -154.75B |
| Cash from Financing | 49.2B | 53.12B | 3.38B | 355.82B | 291.65B | -106.04B | 93.34B | 60.37B | 69.95B |
| Dividends Paid | -5.7B | -6.89B | -5.93B | -7.73B | -8.05B | -8.58B | -9.09B | -9.5B | -9.56B |
| Share Repurchases | -12.81B | -24.61B | -28.14B | -7.03B | -25.13B | -5.07B | -4.58B | -13.1B | -21.43B |
| Stock Issued | 0 | 4.51B | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -12.81B | -20.09B | -28.14B | -7.03B | -25.13B | -5.07B | -4.58B | -13.1B | -21.43B |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K | 0 |
| Other Financing | 55.24B | 81.35B | 30.75B | 366.4B | 290.55B | -131.2B | 81.02B | 89.38B | 100.94B |
| Net Change in Cash | 9.7B▲ 0% | 19.97B▲ 106.0% | -15.84B▼ 179.3% | 218.9B▲ 1481.6% | -32.24B▼ 114.7% | -118.02B▼ 266.0% | 102.87B▲ 187.2% | -42.96B▼ 141.8% | -58.27B▼ 35.6% |
| Exchange Rate Effect | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K |
| Cash at Beginning | 147.74B | 157.43B | 177.4B | 161.56B | 380.46B | 348.22B | 230.2B | 333.07B | 0 |
| Cash at End | 157.43B | 177.4B | 161.56B | 380.46B | 348.22B | 230.2B | 333.07B | 290.11B | -58.27B |
| Interest Paid | 12.85B | 19.09B | 22.2B | 8.66B | 4.51B | 18.53B | 69.6B | 89.69B | 0 |
| Income Taxes Paid | 3.23B | 2.47B | 4.36B | 2.89B | 2.76B | 2.29B | 3.4B | 3.82B | 0 |
| Free Cash Flow | 9.86B▲ 0% | 39.52B▲ 300.6% | 61.78B▲ 56.3% | 37.99B▼ 38.5% | -7.19B▼ 118.9% | -6.33B▲ 12.0% | 44.98B▲ 811.0% | -8.8B▼ 119.6% | 12.61B▲ 243.2% |
| FCF Growth % | -42.91% | 300.65% | 56.32% | -38.5% | -118.93% | 12.04% | 810.95% | -119.57% | 243.25% |
BAC Banking Ratios
Bank of America Corporation (BAC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 6.82% | 6.84% | 10.57% | 10.35% | 6.66% | 11.78% | 10.13% | 9.39% | 9.24% | 10.23% |
| Return on Assets (ROA) | 0.82% | 0.82% | 1.21% | 1.15% | 0.68% | 1.07% | 0.89% | 0.85% | 0.84% | 0.92% |
| Net Interest Margin | 1.88% | 1.98% | 2.05% | 2.01% | 1.54% | 1.35% | 1.72% | 1.79% | 1.72% | 1.76% |
| Efficiency Ratio | 58.81% | 54.81% | 48.49% | 48.33% | 58.89% | 63.64% | 53.4% | 38.3% | 34.72% | 36.94% |
| Equity / Assets | 12.17% | 11.71% | 11.27% | 10.88% | 9.68% | 8.52% | 8.95% | 9.17% | 9.06% | 8.89% |
| Book Value / Share | 24.1 | 24.79 | 25.92 | 28.04 | 31.03 | 31.56 | 33.45 | 36.09 | 37.68 | 40.18 |
| NII Growth | 5.49% | 10.08% | 6.46% | 1.51% | -11.31% | -0.98% | 22.19% | 8.52% | -1.53% | 7.2% |
| Dividend Payout | 23.53% | 31.26% | 24.5% | 21.63% | 43.18% | 25.19% | 31.15% | 34.27% | 35.03% | 31.22% |
BAC SEC Filings & Documents
Bank of America Corporation (BAC) SEC filings — annual & quarterly reports (10-K, 10-Q)
BAC Frequently Asked Questions
Bank of America Corporation (BAC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Bank of America Corporation (BAC) saw revenue decline by 1.9% over the past year.
Yes, Bank of America Corporation (BAC) is profitable, generating $30.63B in net income for fiscal year 2025 (16.2% net margin).
Dividend & Returns
Yes, Bank of America Corporation (BAC) pays a dividend with a yield of 2.39%. This makes it attractive for income-focused investors.
Bank of America Corporation (BAC) has a return on equity (ROE) of 10.2%. This is reasonable for most industries.
Industry Metrics
Bank of America Corporation (BAC) has a net interest margin (NIM) of 1.8%. NIM has been under pressure due to interest rate environment.
Bank of America Corporation (BAC) has an efficiency ratio of 36.9%. This is excellent, indicating strong cost control.
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Bank of America Corporation (BAC) financial analysis — history, returns, DCA and operating performance tools
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