Bank of Montreal's growth trajectory appears to be decelerating as the earnings benefits from the Bank of the West acquisition cycle through, evidenced by a Net Interest Income growth rate falling to just 1.3% in 2026Q3. The bank's profitability is under clear...
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Revenue growth is stalling as a stagnant 0.4% Net Interest Margin and a sharply deteriorating efficiency ratio of 67.1% in 2026Q3 indicate the bank is losing operating leverage.
BMO operates across personal and commercial banking, reducing exposure to economic swings. The multi-segment structure supports steady revenue streams across varying market conditions.
The bank invests in tokenized cash settlement and AI-powered customer engagement tools. Initiatives include the DollarGPS financial planning app and the Institute for Applied Artificial Intelligence & Quantum, positioning BMO at the forefront of fintech.
BMO seeks to expand its California footprint and improve results in U.S. operations. The bank targets growth in its U.S. markets, leveraging its North American franchise to capture new customer segments.
Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 25, 2026 | $2.84+4.8% vs $2.71 | $7.1B+2.4% vs $6.9B |
Q2 2026 May 27, 2026 | $2.68+5.5% vs $2.54 | $7.0B+0.9% vs $7.0B |
Q1 2026 Feb 25, 2026 | $2.51+6.8% vs $2.35 | $7.2B+3.2% vs $7.0B |
Q4 2025 Dec 4, 2025 | $2.36+9.3% vs $2.16 | $6.7B+3.4% vs $6.4B |
MACOM Technology (MTSI) stock is inching higher on Friday after a senior BMO Capital analyst – Harsh Kumar – issued a bullish note in favour of the semiconductor firm. In his research note, Kumar upgraded MTSI to Outperform and reiterated his $335 price objective, which signals potential upside of about 23% from current levels.
Northeast Community Bancorp (NASDAQ: NECB - Get Free Report) and Bank Of Montreal (NYSE: BMO - Get Free Report) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, institutional ownership, risk, valuation, earnings, profitability and analyst recommendations. Profitability This table compares Northeast Community
Bank Of Montreal (NYSE: BMO - Get Free Report) and BV Financial (NASDAQ: BVFL - Get Free Report) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, dividends, profitability, institutional ownership, risk and valuation. Valuation and Earnings This table compares Bank
Bank of Montreal (BMO) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
Benchmark BMO against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Bank of Montreal (BMO)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $174.35 | $122.12B | 21.38 | 12.67% | 24.13% | 10.1% | 2.84% | |
| $122.65 | $207.22B | 14.88 | 8.93% | 24.95% | 12.83% | — | |
| $203.83 | $284.67B | 20.29 | 15.73% | 31.01% | 16.1% | — | |
| $94.06 | $115.32B | 23.19 | 387.04% | 25.41% | 11.22% | — | |
| $114.76 | $106.34B | 18.79 | 13.66% | 31.47% | 15.37% | — | |
| $44.17 | $73.71B | 20.18 | 827.41% | 11.61% | 12.61% | — |
Bank of Montreal (BMO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Bank of Montreal (BMO) stock FAQ — growth, dividends, profitability & financials explained
Bank of Montreal (BMO) grew revenue by 12.7% over the past year. This is steady growth.
Yes, Bank of Montreal (BMO) is profitable, generating $9.15B in net income for fiscal year 2025 (24.1% net margin).
Yes, Bank of Montreal (BMO) pays a dividend with a yield of 2.84%. This makes it attractive for income-focused investors.
Bank of Montreal (BMO) has a return on equity (ROE) of 10.1%. This is reasonable for most industries.
Bank of Montreal (BMO) has a net interest margin (NIM) of 1.5%. NIM has been under pressure due to interest rate environment.
Bank of Montreal (BMO) has an efficiency ratio of 58.0%. This is reasonable for a bank.
