Wells Fargo is navigating a complex transition as it balances persistent regulatory asset cap constraints with a strategic pivot toward fee-based revenue streams, which now account for 29.4% of total revenue. While the bank has demonstrated resilience through ...
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Net interest income growth turned positive at 5.2% in 2026Q1, though the efficiency ratio remains pressured, fluctuating between 41.3% and 51.7% over the last ten quarters.
A significant number of analysts have a 'Buy' or 'Strong Buy' rating on WFC, with a consensus price target around $95-$100, suggesting potential upside of 18-20% from current levels.
The Federal Reserve lifted Wells Fargo's asset cap in Q2 2025, allowing the bank to grow its loan book and corporate and investment banking operations more freely.
Wells Fargo has resolved major consent orders, indicating progress in addressing past regulatory issues.
Wells Fargo has experienced some recent earnings misses, breaking a streak of beats, which has weighed on the stock.
Concerns remain about NIM compression and its impact on near-term earnings.
The bank faces headwinds from high expenses and struggling performance in its wealth and investment management sector.
Trailing total returns as of 10/4/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 14, 2026 | $1.96+13.3% vs $1.73 | $22.6B+3.5% vs $21.9B |
Q2 2026 Apr 14, 2026 | $1.56-1.3% vs $1.58 | $21.4B-1.6% vs $21.8B |
Q1 2026 Jan 14, 2026 | $1.62-2.4% vs $1.66 | $21.3B-1.7% vs $21.6B |
Q4 2025 Oct 14, 2025 | $1.73+11.6% vs $1.55 | $21.4B+1.4% vs $21.1B |
Senator Mitch McConnell (Republican-Kentucky) recently bought shares of Wells Fargo and Company (NYSE: WFC). In a filing disclosed on September 21st, the Senator disclosed that they had bought between $15,001 and $50,000 in Wells Fargo and Company stock on September 1st. Wells Fargo and Company Stock Down 1.5% Wells Fargo and Company stock opened at $81.89
Scott Powell will succeed Derek Flowers, who is retiring from the bank in January.
Wells Fargo said on Wednesday its chief risk officer, Derek Flowers, would retire in mid-January after nearly three decades at the US banking giant.
Fed's latest rate hike could support WFC's NII expansion, but rising deposit costs and may limit the upside to some extent.
Benchmark WFC against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Wells Fargo & Company (WFC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $80.45 | $246.19B | 12.73 | 1.7% | 17.27% | 11.72% | 2.1% | |
| $332.38 | $890.62B | 16.58 | 7.32% | 20.66% | 16.32% | — | |
| $53.75 | $381.44B | 14.07 | 11% | 18.13% | 10.5% | — | |
| $128.50 | $220.37B | 18.38 | 5.11% | 9.34% | 7.49% | — | |
| $57.51 | $89.59B | 12.48 | 4.41% | 18.02% | 12.13% | — | |
| $221.03 | $88.19B | 13.32 | -1.75% | 22.51% | 11.97% | — |
Wells Fargo & Company (WFC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Wells Fargo & Company (WFC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 14, 2026·SEC
May 20, 2026·SEC
Apr 30, 2026·SEC
Feb 24, 2026·SEC
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Wells Fargo & Company (WFC) stock FAQ — growth, dividends, profitability & financials explained
Wells Fargo & Company (WFC) grew revenue by 1.7% over the past year. Growth has been modest.
Yes, Wells Fargo & Company (WFC) is profitable, generating $21.73B in net income for fiscal year 2025 (17.3% net margin).
Yes, Wells Fargo & Company (WFC) pays a dividend with a yield of 2.10%. This makes it attractive for income-focused investors.
Wells Fargo & Company (WFC) has a return on equity (ROE) of 11.7%. This is reasonable for most industries.
Wells Fargo & Company (WFC) has a net interest margin (NIM) of 2.2%. NIM has been under pressure due to interest rate environment.
Wells Fargo & Company (WFC) has an efficiency ratio of 44.4%. This is excellent, indicating strong cost control.
