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First Mid Bancshares, Inc.(FMBH)Earnings, Financials & Key Ratios
FMBH•NASDAQ•Banking & Credit
$43.71
$1.16B mkt cap·11.4× P/E·Price updated May 7, 2026
AboutFirst Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real estate, and consumer loans; and other loans comprising loans to municipalities to support community projects, such as infrastructure improvements or equipment purchases. It also offers wealth management services, which include estate planning, investment, and farm management and brokerage services for individuals; and employee benefit services for business enterprises. In addition, the company provides property and casualty, senior insurance products, and group medical insurance for businesses; and personal lines insurance to individuals. It operates through a network of 52 banking centers in Illinois and 14 offices in Missouri, as well as a loan production office in Indiana. The company was formerly known as First Mid-Illinois Bancshares, Inc. and changed its name to First Mid Bancshares, Inc. in April 2019. First Mid Bancshares, Inc. was founded in 1865 and is headquartered in Mattoon, Illinois.Show more
- Net Interest Income$256M+12.0%
- Total Revenue$466M+4.2%
- Net Income$92M+16.3%
- Return on Equity10.17%+5.6%
- Net Interest Margin3.22%+5.7%
- Efficiency Ratio47.69%+2.3%
- ROA1.18%+13.4%
- Equity / Assets12.03%+6.9%
- Book Value per Share39.97+12.8%
- Tangible BV/Share29.42+20.3%
- Debt/Equity0.59-13.0%
FMBH Key Insights
First Mid Bancshares, Inc. (FMBH) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 15.2%
- ✓Efficient operations: 47.7% efficiency ratio
- ✓11 consecutive years of dividend growth
- ✓Well capitalized: 12.0% equity/assets
- ✓Healthy dividend yield of 2.2%
- ✓Trading near 52-week high
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
FMBH Price & Volume
First Mid Bancshares, Inc. (FMBH) stock price & volume — 10-year historical chart
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FMBH Growth Metrics
First Mid Bancshares, Inc. (FMBH) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years19.3%
5 Years18.27%
3 Years17.64%
TTM-
Profit CAGR
10 Years18.71%
5 Years15.17%
3 Years7.94%
TTM16.29%
EPS CAGR
10 Years7.78%
5 Years7.24%
3 Years2.09%
TTM16.72%
Return on Capital
10 Years8.84%
5 Years8.14%
3 Years8.11%
Last Year8.93%
FMBH Recent Earnings
First Mid Bancshares, Inc. (FMBH) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 7/12 qtrs (64%)●Beat Revenue 9/12 qtrs (90%)
Q2 2026Latest
Apr 29, 2026EPS
$1.06
Est $0.95
+12.1%
Revenue
$99M
Est $96M
+2.2%
Q1 2026
Jan 29, 2026EPS
$1.06
Est $1.06
+0.0%
Revenue
$90M
Est $92M
-2.5%
Q4 2025
Oct 30, 2025EPS
$0.97
Est $0.97
+0.3%
Revenue
$93M
Est $65M
+42.4%
Q3 2025
Jul 24, 2025EPS
$0.99
Est $0.92
+7.7%
Revenue
$86M
Est $66M
+31.6%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 29, 2026 | $1.06vs $0.95+12.1% | $99Mvs $96M+2.2% |
| Q1 2026 | Jan 29, 2026 | $1.06vs $1.06+0.0% | $90Mvs $92M-2.5% |
| Q4 2025 | Oct 30, 2025 | $0.97vs $0.97+0.3% | $93Mvs $65M+42.4% |
| Q3 2025 | Jul 24, 2025 | $0.99vs $0.92+7.7% | $86Mvs $66M+31.6% |
Based on last 12 quarters of dataView full earnings history →
FMBH Peer Comparison
First Mid Bancshares, Inc. (FMBH) competitors in Community and retail regional banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 MBWM | 898.44M | 52.01 | 9.53 | 2.74% | 13.54% | 1.14 | ||
 MGEE | 2.74B | 74.65 | 20.07 | 9.85% | 18.61% | 10.94% | 0.72 | |
 QCRH | 1.53B | 91.46 | 12.16 | 1.53% | 11.91% | 0.56 | ||
 MVBF | 338.97M | 26.39 | 12.81 | 18.96% | 8.46% | 0.23 | ||
 NBTB | 2.35B | 45.07 | 13.53 | 10.36% | 9.51% | 0.17 | ||
 BANF | 3.76B | 113.24 | 17.58 | 12.28% | 13.33% | 0.05 | ||
 FFIN | 4.61B | 32.39 | 20.76 | 18.79% | 13.25% | 0.12 | ||
 FULT | 4.13B | 21.45 | 10.31 | 5.03% | 11.6% | 0.37 |
Compare FMBH vs Peers
First Mid Bancshares, Inc. (FMBH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
FMBH Income Statement
First Mid Bancshares, Inc. (FMBH) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 93.07M | 111.74M | 125.67M | 127.41M | 167.75M | 184.28M | 193.46M | 228.73M | 256.17M |
| NII Growth % | 30.71% | 20.05% | 12.47% | 1.38% | 31.66% | 9.85% | 4.98% | 18.23% | 12% |
| Net Interest Margin % | 3.28% | 2.91% | 3.27% | 2.7% | 2.8% | 2.73% | 2.55% | 3.04% | 3.22% |
| Interest Income | 99.56M | 124.56M | 149.72M | 144.14M | 183.01M | 215.89M | 300.17M | 357.38M | 372.99M |
| Interest Expense | 6.48M | 12.83M | 24.05M | 16.73M | 15.26M | 31.61M | 106.7M | 128.65M | 116.83M |
| Loan Loss Provision | 7.46M | 8.67M | 6.43M | 16.1M | 15.15M | 4.81M | 6.1M | 5.63M | 9.92M |
| Non-Interest Income | 27.94M | 32.44M | 52.53M | 57.23M | 66.65M | 70.38M | 81.46M | 89.9M | 93.05M |
| Non-Interest Income % | 21.92% | 20.66% | 25.97% | 28.42% | 26.7% | 24.59% | 21.35% | 20.1% | 19.97% |
| Total Revenue | 127.5M▲ 0% | 157.01M▲ 23.1% | 202.25M▲ 28.8% | 201.37M▼ 0.4% | 249.66M▲ 24.0% | 286.27M▲ 14.7% | 381.63M▲ 33.3% | 447.28M▲ 17.2% | 466.04M▲ 4.2% |
| Revenue Growth % | 26.97% | 23.15% | 28.82% | -0.43% | 23.98% | 14.66% | 33.31% | 17.2% | 4.19% |
| Non-Interest Expense | 71.83M | 87.01M | 108.5M | 108.8M | 152.46M | 158.56M | 180.42M | 208.6M | 222.25M |
| Efficiency Ratio | 56.34% | 55.42% | 53.65% | 54.03% | 61.07% | 55.39% | 47.28% | 46.64% | 47.69% |
| Operating Income | 41.73M▲ 0% | 48.51M▲ 16.2% | 63.27M▲ 30.4% | 59.74M▼ 5.6% | 66.79M▲ 11.8% | 91.29M▲ 36.7% | 88.41M▼ 3.2% | 104.4M▲ 18.1% | 117.05M▲ 12.1% |
| Operating Margin % | 32.73% | 30.89% | 31.28% | 29.67% | 26.75% | 31.89% | 23.17% | 23.34% | 25.12% |
| Operating Income Growth % | 23.52% | 16.25% | 30.43% | -5.57% | 11.79% | 36.69% | -3.16% | 18.09% | 12.12% |
| Pretax Income | 41.73M▲ 0% | 48.51M▲ 16.2% | 63.27M▲ 30.4% | 59.74M▼ 5.6% | 66.79M▲ 11.8% | 91.29M▲ 36.7% | 88.41M▼ 3.2% | 104.4M▲ 18.1% | 117.05M▲ 12.1% |
| Pretax Margin % | 32.73% | 30.89% | 31.28% | 29.67% | 26.75% | 31.89% | 23.17% | 23.34% | 25.12% |
| Income Tax | 15.04M | 11.9M | 15.32M | 14.47M | 15.3M | 18.34M | 19.47M | 25.5M | 25.3M |
| Effective Tax Rate % | 36.05% | 24.54% | 24.22% | 24.22% | 22.91% | 20.09% | 22.02% | 24.42% | 21.61% |
| Net Income | 26.68M▲ 0% | 36.6M▲ 37.2% | 47.94M▲ 31.0% | 45.27M▼ 5.6% | 51.49M▲ 13.7% | 72.95M▲ 41.7% | 68.94M▼ 5.5% | 78.9M▲ 14.5% | 91.75M▲ 16.3% |
| Net Margin % | 20.93% | 23.31% | 23.7% | 22.48% | 20.62% | 25.48% | 18.06% | 17.64% | 19.69% |
| Net Income Growth % | 22.18% | 37.16% | 30.99% | -5.58% | 13.74% | 41.68% | -5.51% | 14.45% | 16.29% |
| Net Income (Continuing) | 26.68M | 36.6M | 47.94M | 45.27M | 51.49M | 72.95M | 68.94M | 78.9M | 91.75M |
| EPS (Diluted) | 2.13▲ 0% | 2.52▲ 18.3% | 2.87▲ 13.9% | 2.70▼ 5.9% | 2.87▲ 6.3% | 3.60▲ 25.4% | 3.15▼ 12.5% | 3.30▲ 4.8% | 3.83▲ 16.1% |
| EPS Growth % | 3.9% | 18.31% | 13.89% | -5.92% | 6.3% | 25.44% | -12.5% | 4.76% | 16.06% |
| EPS (Basic) | 2.13 | 2.53 | 2.88 | 2.71 | 2.88 | 3.62 | 3.17 | 3.31 | 3.84 |
| Diluted Shares Outstanding | 12.54M | 14.5M | 16.71M | 16.76M | 17.94M | 20.24M | 21.87M | 23.9M | 23.99M |
FMBH Balance Sheet
First Mid Bancshares, Inc. (FMBH) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 668.65M | 840.58M | 774.41M | 1.3B | 1.59B | 1.37B | 1.31B | 1.19B | 1.09B |
| Cash & Due from Banks | 90.07M | 148.3M | 88.78M | 418.67M | 169.69M | 146.28M | 135.55M | 124.64M | 256.58M |
| Short Term Investments | 578.58M | 692.27M | 685.64M | 879.24M | 1.42B | 1.22B | 1.17B | 1.06B | 828.47M |
| Total Investments | 2.57B | 3.38B | 3.42B | 3.98B | 5.37B | 5.99B | 6.69B | 6.67B | 7.02B |
| Investments Growth % | 2.56% | 31.65% | 1.3% | 16.27% | 34.88% | 11.54% | 11.69% | -0.26% | 5.22% |
| Long-Term Investments | 1.99B | 2.69B | 2.74B | 3.1B | 3.95B | 4.77B | 5.52B | 5.61B | 6.19B |
| Accounts Receivables | 10.83M | 16.88M | 15.58M | 19.29M | 19.87M | 28.36M | 35.08M | 38.64M | 39.95M |
| Goodwill & Intangibles | 70.83M | 139.1M | 133.26M | 128.12M | 141.38M | 169.9M | 264.23M | 261.91M | 253.02M |
| Goodwill | 60.15M | 105.28M | 104.99M | 104.99M | 111.85M | 140.41M | 196.46M | 203.39M | 203.39M |
| Intangible Assets | 10.68M | 33.82M | 28.27M | 23.13M | 29.52M | 29.48M | 67.77M | 58.52M | 49.63M |
| PP&E (Net) | 38.27M | 59.12M | 76.5M | 75.42M | 96.6M | 106.25M | 115.7M | 114.09M | 103.46M |
| Other Assets | 64.1M | 96.3M | 101.29M | 103.88M | 182.03M | 231.81M | 276.34M | 248.58M | 247.23M |
| Total Current Assets | 679.48M | 857.46M | 789.99M | 1.32B | 1.61B | 1.39B | 1.34B | 1.23B | 1.13B |
| Total Non-Current Assets | 2.16B | 2.98B | 3.05B | 3.41B | 4.38B | 5.35B | 6.24B | 6.29B | 6.84B |
| Total Assets | 2.84B▲ 0% | 3.84B▲ 35.1% | 3.84B▼ 0.0% | 4.73B▲ 23.1% | 5.99B▲ 26.7% | 6.74B▲ 12.7% | 7.59B▲ 12.5% | 7.52B▼ 0.9% | 7.97B▲ 5.9% |
| Asset Growth % | -1.49% | 35.13% | -0.01% | 23.1% | 26.66% | 12.66% | 12.49% | -0.88% | 5.94% |
| Return on Assets (ROA) | 0.93% | 1.1% | 1.25% | 1.06% | 0.96% | 1.15% | 0.96% | 1.04% | 1.18% |
| Accounts Payable | 602K | 1.76M | 2.26M | 2.35M | 1.35M | 3.35M | 5.44M | 5.28M | 5.78M |
| Total Debt | 249.74M | 348.8M | 362.87M | 431.54M | 361.63M | 816.44M | 622.94M | 572.58M | 564.39M |
| Net Debt | 159.67M | 200.5M | 274.09M | 12.87M | 191.94M | 670.16M | 487.38M | 447.94M | 307.8M |
| Long-Term Debt | 94.35M | 156.47M | 137.75M | 207.25M | 200.04M | 578.99M | 394.6M | 354.27M | 354.46M |
| Short-Term Debt | 155.39M | 192.33M | 208.11M | 206.94M | 146.27M | 221.41M | 213.72M | 204.12M | 196.72M |
| Other Liabilities | 8.6M | 24.63M | 30.32M | 31.45M | 33.23M | 34.28M | 41.56M | 38.38M | 42.52M |
| Total Current Liabilities | 2.43B | 3.18B | 3.13B | 3.9B | 5.1B | 5.48B | 6.34B | 6.27B | 6.6B |
| Total Non-Current Liabilities | 102.95M | 181.1M | 185.08M | 256.05M | 248.59M | 629.3M | 450.77M | 406.85M | 410.19M |
| Total Liabilities | 2.53B | 3.36B | 3.31B | 4.16B | 5.35B | 6.11B | 6.79B | 6.67B | 7.01B |
| Total Equity | 307.96M▲ 0% | 475.86M▲ 54.5% | 526.61M▲ 10.7% | 568.23M▲ 7.9% | 633.89M▲ 11.6% | 633.15M▼ 0.1% | 793.2M▲ 25.3% | 846.39M▲ 6.7% | 958.69M▲ 13.3% |
| Equity Growth % | 9.72% | 54.52% | 10.66% | 7.9% | 11.56% | -0.12% | 25.28% | 6.71% | 13.27% |
| Equity / Assets (Capital Ratio) | 10.84% | 12.39% | 13.72% | 12.02% | 10.59% | 9.39% | 10.46% | 11.26% | 12.03% |
| Return on Equity (ROE) | 9.07% | 9.34% | 9.56% | 8.27% | 8.57% | 11.52% | 9.67% | 9.62% | 10.17% |
| Book Value per Share | 24.56 | 32.82 | 31.52 | 33.90 | 35.34 | 31.28 | 36.27 | 35.42 | 39.97 |
| Tangible BV per Share | 18.91 | 23.22 | 23.54 | 26.25 | 27.46 | 22.88 | 24.19 | 24.46 | 29.42 |
| Common Stock | 54.92M | 70.88M | 71.15M | 71.45M | 76.83M | 86.37M | 99.92M | 100.26M | 100.69M |
| Additional Paid-in Capital | 163.6M | 293.94M | 295.93M | 297.81M | 340.42M | 427M | 509.31M | 512.81M | 516.98M |
| Retained Earnings | 104.68M | 131.39M | 166.67M | 197.73M | 234.16M | 289.28M | 338.66M | 395.19M | 463.54M |
| Accumulated OCI | -2.3M | -6.47M | 8.36M | 17.09M | -831K | -151.51M | -136.43M | -142.38M | -101.3M |
| Treasury Stock | -16.48M | -16.63M | -18.25M | -18.83M | -19.21M | -20.05M | -20.89M | -22.24M | -23.88M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
FMBH Cash Flow Statement
First Mid Bancshares, Inc. (FMBH) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 46.15M | 42.17M | 62.83M | 63.54M | 69.6M | 65.82M | 72.42M | 124.42M | 130.87M |
| Operating CF Growth % | 68.31% | -8.62% | 48.97% | 1.13% | 9.53% | -5.42% | 10.02% | 71.82% | 5.18% |
| Net Income | 26.68M | 36.6M | 47.94M | 45.27M | 51.49M | 72.95M | 68.94M | 78.9M | 91.75M |
| Depreciation & Amortization | 8.13M | 7.88M | 10.84M | 11.72M | 14.45M | 15.06M | 14.9M | 20.78M | 19.77M |
| Deferred Taxes | 2.5M | 4.28M | 1.89M | -4.96M | -3.35M | -2.23M | 16.74M | 590K | -2.34M |
| Other Non-Cash Items | 8.37M | 7.45M | 2.73M | 12.18M | 16.43M | 3.2M | -973K | 534K | 9.47M |
| Working Capital Changes | -488K | -14.33M | -1.03M | -1.45M | -10.72M | -24.96M | -28.84M | 21.27M | 9.58M |
| Cash from Investing | -55.96M | -10.96M | -32.07M | -562.42M | -482.5M | -178.69M | 474.38M | -7.51M | -302.63M |
| Purchase of Investments | -183.32M | -38.85M | -188.61M | -506.46M | -692.23M | -12.75M | -1.46M | -20.16M | -132.13M |
| Sale/Maturity of Investments | 232.97M | 68.19M | 215.07M | 388.21M | 238.66M | 185.99M | 450.24M | 124M | 169.31M |
| Net Investment Activity | 49.65M | 29.34M | 26.46M | -118.25M | -453.57M | 173.24M | 448.78M | 103.84M | 37.18M |
| Acquisitions | 0 | 56.39M | 0 | 0 | 27.06M | 67.32M | 44.62M | -8.94M | -2.42M |
| Other Investing | -104.34M | -93.57M | -54.43M | -441.71M | -52.28M | -414.23M | -15.38M | -97.46M | -330.55M |
| Cash from Financing | -77.22M | 21.31M | -87.08M | 831.08M | 164.22M | 96.69M | -556.17M | -138.76M | 305.45M |
| Dividends Paid | -7.23M | -8.79M | -11.86M | -12.81M | -14.72M | -17.83M | -19.56M | -22.37M | -23.39M |
| Share Repurchases | -797K | -138K | -1.29M | -213K | -326K | -340K | -465K | -659K | -724K |
| Stock Issued | 4.4M | 36.65M | 655K | 610K | 1.94M | 1.24M | 1M | 1.05M | 1.12M |
| Net Stock Activity | 3.6M | 36.51M | -638K | 397K | 1.61M | 904K | 539K | 395K | 396K |
| Debt Issuance (Net) | 1000K | -313K | -1000K | 1000K | -1000K | 1000K | -1000K | -1000K | -1000K |
| Other Financing | -85.84M | -6.09M | -50.54M | 769.25M | 212.42M | -220.27M | -336.01M | -76.16M | 330.77M |
| Net Change in Cash | -87.02M▲ 0% | 52.52M▲ 160.4% | -56.32M▼ 207.2% | 332.2M▲ 689.8% | -248.68M▼ 174.9% | -16.17M▲ 93.5% | -9.37M▲ 42.1% | -21.85M▼ 133.2% | 133.7M▲ 712.0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 175.9M | 88.88M | 141.4M | 85.08M | 417.28M | 168.6M | 152.43M | 143.06M | 121.22M |
| Cash at End | 88.88M | 141.4M | 85.08M | 417.28M | 168.6M | 152.43M | 143.06M | 121.22M | 254.92M |
| Interest Paid | 6.42M | 11.67M | 23.54M | 16.64M | 16.26M | 29.61M | 104.61M | 128.81M | 116.32M |
| Income Taxes Paid | 11.72M | 9.64M | 15.56M | 18.62M | 18.97M | 22.99M | 22.25M | 0 | 17.96M |
| Free Cash Flow | 44.88M▲ 0% | 39.06M▼ 13.0% | 58.73M▲ 50.3% | 61.08M▲ 4.0% | 65.89M▲ 7.9% | 60.8M▼ 7.7% | 68.78M▲ 13.1% | 119.48M▲ 73.7% | 124.03M▲ 3.8% |
| FCF Growth % | 68.01% | -12.96% | 50.33% | 4.01% | 7.89% | -7.72% | 13.11% | 73.72% | 3.81% |
FMBH Banking Ratios
First Mid Bancshares, Inc. (FMBH) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 8.99% | 9.07% | 9.34% | 9.56% | 8.27% | 8.57% | 11.52% | 9.67% | 9.62% | 10.17% |
| Return on Assets (ROA) | 0.87% | 0.93% | 1.1% | 1.25% | 1.06% | 0.96% | 1.15% | 0.96% | 1.04% | 1.18% |
| Net Interest Margin | 2.47% | 3.28% | 2.91% | 3.27% | 2.7% | 2.8% | 2.73% | 2.55% | 3.04% | 3.22% |
| Efficiency Ratio | 59.27% | 56.34% | 55.42% | 53.65% | 54.03% | 61.07% | 55.39% | 47.28% | 46.64% | 47.69% |
| Equity / Assets | 9.73% | 10.84% | 12.39% | 13.72% | 12.02% | 10.59% | 9.39% | 10.46% | 11.26% | 12.03% |
| Book Value / Share | 26.34 | 24.56 | 32.82 | 31.52 | 33.9 | 35.34 | 31.28 | 36.27 | 35.42 | 39.97 |
| NII Growth | 27.72% | 30.71% | 20.05% | 12.47% | 1.38% | 31.66% | 9.85% | 4.98% | 18.23% | 12% |
| Dividend Payout | 24.16% | 27.09% | 24.02% | 24.74% | 28.31% | 28.59% | 24.44% | 28.37% | 28.35% | 25.5% |
FMBH SEC Filings & Documents
First Mid Bancshares, Inc. (FMBH) SEC filings — annual & quarterly reports (10-K, 10-Q)
FMBH Frequently Asked Questions
First Mid Bancshares, Inc. (FMBH) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
First Mid Bancshares, Inc. (FMBH) grew revenue by 4.2% over the past year. Growth has been modest.
Yes, First Mid Bancshares, Inc. (FMBH) is profitable, generating $91.7M in net income for fiscal year 2025 (19.7% net margin).
Dividend & Returns
Yes, First Mid Bancshares, Inc. (FMBH) pays a dividend with a yield of 2.23%. This makes it attractive for income-focused investors.
First Mid Bancshares, Inc. (FMBH) has a return on equity (ROE) of 10.2%. This is reasonable for most industries.
Industry Metrics
First Mid Bancshares, Inc. (FMBH) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
First Mid Bancshares, Inc. (FMBH) has an efficiency ratio of 47.7%. This is excellent, indicating strong cost control.
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First Mid Bancshares, Inc. (FMBH) financial analysis — history, returns, DCA and operating performance tools
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