8-K Announcements
6Material company update
May 7, 2026·SEC
Material company update
Apr 29, 2026·SEC
Material company update
Apr 16, 2026·SEC
OppFi Inc.(OPFI)Earnings, Financials & Key Ratios
OPFI•NYSE
8.5× P/E·Price updated Jun 19, 2026
AboutOppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.Show more
- Revenue$597M+13.5%
- EBITDA$198M+90.5%
- Net Income$26M+262.8%
- EPS (Diluted)0.99+175.0%
- Gross Margin95.09%+18.9%
- EBITDA Margin33.23%+67.8%
- Operating Margin32.37%+80.1%
- Net Margin4.41%+219.6%
- ROE9.7%+186.0%
OPFI Key Insights
OppFi Inc. (OPFI) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓FCF machine: 64.0% free cash flow margin
- ✓High quality earnings: Operating CF exceeds net income
- ✓Strong 5Y sales CAGR of 15.5%
- ✓Trading at only 0.7x book value
✗Weaknesses
- ✗Weak 3Y average ROE of 4.2%
- ✗Profits declining 19.4% over 5 years
- ✗Dividend payout exceeds 100% of earnings
- ✗Shares diluted 31.6% in last year
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Get notified when OPFI posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
OPFI Price & Volume
OppFi Inc. (OPFI) stock price & volume — 10-year historical chart
Loading chart...
OPFI Growth Metrics
OppFi Inc. (OPFI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years15.46%
3 Years9.65%
TTM12.95%
Profit CAGR
10 Years-
5 Years-19.42%
3 Years54.8%
TTM784.92%
EPS CAGR
10 Years-
5 Years-30.19%
3 Years169.82%
TTM289.74%
Return on Capital
10 Years16.3%
5 Years14.33%
3 Years18.76%
Last Year30.93%
OPFI Recent Earnings
OppFi Inc. (OPFI) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (91%)●Beat Revenue 7/12 qtrs (64%)
Q2 2026Latest
May 7, 2026Metric
Actual
Est
EPS
$0.35+6.1%
$0.33
Rev
$152M+0.5%
$151M
Q2 2026
Mar 11, 2026Metric
Actual
Est
EPS
$0.30+7.1%
$0.28
Rev
$159M-0.3%
$160M
Q4 2025
Oct 29, 2025Metric
Actual
Est
EPS
$0.46+48.4%
$0.31
Rev
$155M+1.1%
$153M
Q3 2025
Aug 7, 2025Metric
Actual
Est
EPS
$0.78
—
Rev
$142M
—
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 7, 2026 | $0.35vs $0.33+6.1% | $152Mvs $151M+0.5% |
| Q2 2026 | Mar 11, 2026 | $0.30vs $0.28+7.1% | $159Mvs $160M-0.3% |
| Q4 2025 | Oct 29, 2025 | $0.46vs $0.31+48.4% | $155Mvs $153M+1.1% |
| Q3 2025 | Aug 7, 2025 | $0.78 | $142M |
Based on last 12 quarters of dataView full earnings history →
OPFI Peer Comparison
OppFi Inc. (OPFI) competitors in Financial services and insurance software — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 ENVA | 5.05B | 202.55 | 17.49 | 18.58% | 9.95% | 24.88% | 3.41 | |
 WRLD | 896.53M | 177.95 | 10.92 | -1.46% | 7.46% | 10.79% | 1.20 | |
 RM | 349.57M | 37.20 | 8.36 | 9.7% | 7.4% | 13.16% | 4.65 | |
 ATLC | 1.51B | 100.12 | 16.80 | 53.29% | 10.79% | 21.82% | 10.84 | |
 QFIN | 1.98B | 15.21 | 1.20 | 8.83% | 33.86% | 24.95% | 0.16 | |
 CACC | 6.04B | 579.73 | 15.44 | 8.57% | 19.61% | 29.39% | 4.17 | |
 PRAA | 569.83M | 14.94 | -1.92 | 10.36% | -21.88% | -25% | 0.03 | |
 ECPG | 1.78B | 83.05 | 7.61 | 33.89% | 16.02% | 30.7% | 4.23 |
Compare OPFI vs Peers
OppFi Inc. (OPFI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
OPFI Income Statement
OppFi Inc. (OPFI) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|
Sales/Revenue | 107.3M | 291.01M | 350.57M | 452.86M | 508.95M | 525.96M | 597.05M | 608.66M |
Revenue Growth % | - | 171.22% | 20.46% | 29.18% | 12.39% | 3.34% | 13.52% | 12.95% |
Cost of Goods Sold | 0 | 44.2M | 89.17M | 95.14M | 107.43M | 105.18M | 29.34M | 11.48M |
COGS % of Revenue | - | 15.19% | 25.44% | 21.01% | 21.11% | 20% | 4.91% | - |
Gross Profit | 107.3M▲ 0% | 246.82M▲ 130.0% | 261.4M▲ 5.9% | 357.72M▲ 36.8% | 401.52M▲ 12.2% | 420.78M▲ 4.8% | 567.71M▲ 34.9% | 597.18M▲ 0% |
Gross Margin % | 100% | 84.81% | 74.56% | 78.99% | 78.89% | 80% | 95.09% | 98.11% |
Gross Profit Growth % | - | 130.03% | 5.91% | 36.85% | 12.24% | 4.8% | 34.92% | - |
Operating Expenses | 74.3M | 169.3M | 204.14M | 364.06M | 355.16M | 326.24M | 374.46M | 381.25M |
OpEx % of Revenue | 69.25% | 58.18% | 58.23% | 80.39% | 69.78% | 62.03% | 62.72% | - |
Selling, General & Admin | 29.34M | 38.11M | 88.94M | 87.54M | 86.66M | 89.86M | 87.58M | 90.92M |
SG&A % of Revenue | 27.34% | 13.1% | 25.37% | 19.33% | 17.03% | 17.09% | 14.67% | - |
Research & Development | 8.38M | 0 | 0 | 0 | 0 | 21.17M | 0 | 0 |
R&D % of Revenue | 7.81% | - | - | - | - | 4.03% | - | - |
Other Operating Expenses | 36.59M | 131.19M | 115.2M | 276.52M | 268.5M | 215.21M | 286.88M | 4M |
Operating Income | 32.99M▲ 0% | 77.52M▲ 134.9% | 57.26M▼ 26.1% | -6.34M▼ 111.1% | 46.35M▲ 830.9% | 94.54M▲ 103.9% | 193.25M▲ 104.4% | 215.92M▲ 0% |
Operating Margin % | 30.75% | 26.64% | 16.33% | -1.4% | 9.11% | 17.97% | 32.37% | 35.48% |
Operating Income Growth % | - | 134.93% | -26.14% | -111.08% | 830.92% | 103.94% | 104.42% | - |
EBITDA | 32.99M | 84.25M | 67.54M | 7.24M | 59.09M | 104.16M | 198.41M | 219.91M |
EBITDA Margin % | 30.75% | 28.95% | 19.27% | 1.6% | 11.61% | 19.8% | 33.23% | 36.13% |
EBITDA Growth % | - | 155.34% | -19.83% | -89.28% | 716.27% | 76.27% | 90.49% | 56.63% |
D&A (Non-Cash Add-back) | 0 | 6.73M | 10.28M | 13.58M | 12.73M | 9.62M | 5.16M | 3.99M |
EBIT | 0 | 96.8M | 90.24M | 231.19M | 277.77M | 298.98M | 195.5M | 170.07M |
Net Interest Income | 0 | -21.23M | -137K | -35.16M | -46.75M | -182.23M | 557.68M | 438.23M |
Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 597.05M | 466.22M |
Interest Expense | 0 | 19.28M | 137K | 35.16M | 46.75M | 182.23M | 39.37M | 27.99M |
Other Income/Expense | 0 | 0 | 32.85M | 9.4M | -4.54M | -6.48M | -37.12M | -23.82M |
Pretax Income | 32.99M▲ 0% | 77.52M▲ 134.9% | 90.11M▲ 16.2% | 3.06M▼ 96.6% | 41.81M▲ 1265.0% | 88.05M▲ 110.6% | 156.13M▲ 77.3% | 192.1M▲ 0% |
Pretax Margin % | 30.75% | 26.64% | 25.7% | 0.68% | 8.21% | 16.74% | 26.15% | 31.56% |
Income Tax | 0 | 0 | 311K | -277K | 2.33M | 4.21M | 9.88M | 12.21M |
Effective Tax Rate % | 0% | 0% | 0.35% | -9.04% | 5.58% | 4.79% | 6.33% | 6.35% |
Net Income | 32.99M▲ 0% | 77.52M▲ 134.9% | 25.55M▼ 67.0% | 7.1M▼ 72.2% | -1M▼ 114.2% | 7.26M▲ 822.2% | 26.33M▲ 262.8% | 66.1M▲ 0% |
Net Margin % | 30.75% | 26.64% | 7.29% | 1.57% | -0.2% | 1.38% | 4.41% | 10.86% |
Net Income Growth % | - | 134.93% | -67.03% | -72.22% | -114.16% | 822.19% | 262.76% | 784.92% |
Net Income (Continuing) | 32.99M | 77.52M | 89.8M | 3.34M | 39.48M | 83.84M | 146.25M | 179.9M |
Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Minority Interest | 0 | 0 | 166.92M | 159.64M | 183.59M | 201.44M | 250.39M | 267.33M |
EPS (Diluted) | 2.54▲ 0% | 5.97▲ 135.0% | 0.48▼ 92.0% | 0.05▼ 89.5% | -0.06▼ 221.6% | 0.36▲ 687.3% | 0.99▲ 175.0% | 0.77▲ 0% |
EPS Growth % | - | 135.04% | -91.96% | -89.5% | -221.63% | 687.28% | 175% | 289.74% |
EPS (Basic) | 2.54 | 5.97 | 1.93 | 0.51 | -0.06 | 0.36 | 0.99 | - |
Diluted Shares Outstanding | 12.98M | 12.98M | 84.47M | 84.26M | 16.39M | 20.15M | 26.51M | 86.2M |
Basic Shares Outstanding | 12.98M | 12.98M | 13.22M | 13.91M | 16.39M | 20.15M | 26.51M | 26.78M |
Dividend Payout Ratio | 28.75% | 20.35% | 199.67% | 18.44% | - | 32.71% | 246.55% | - |
OPFI Balance Sheet
OppFi Inc. (OPFI) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|
Total Current Assets | 16.79M | 267.9M | 450.47M | 510.16M | 539.28M | 564.02M | 639.5M | 63.87M |
Cash & Short-Term Investments | 16.79M | 25.6M | 25.06M | 16.24M | 31.79M | 61.34M | 49.45M | 63.87M |
Cash Only | 16.79M | 25.6M | 25.06M | 16.24M | 31.79M | 61.34M | 49.45M | 63.87M |
Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accounts Receivable | 0 | 222.24M | 388.11M | 459.94M | 465.33M | 475.73M | 546.24M | 502.56M |
Days Sales Outstanding | - | 278.75 | 404.09 | 370.71 | 333.72 | 330.14 | 333.94 | 312.76 |
Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Days Inventory Outstanding | - | - | - | - | - | - | - | - |
Other Current Assets | 0 | 20.06M | 37.3M | 33.98M | 42.15M | 26.94M | 43.81M | -502.56M |
Total Non-Current Assets | 269.84M | 17.94M | 51.63M | 69.68M | 62.27M | 77.15M | 114.59M | 72.1M |
Property, Plant & Equipment | 6.57M | 10.56M | 14.64M | 27.63M | 22.47M | 24.26M | 36.46M | 40.61M |
Fixed Asset Turnover | 16.33x | 27.56x | 23.94x | 16.39x | 22.65x | 21.68x | 16.37x | 17.53x |
Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long-Term Investments | 0 | 0 | 0 | 0 | 1.9M | 19.19M | 19.08M | 75.68M |
Other Non-Current Assets | 263.27M | 7.38M | 11.4M | 15.3M | 12.11M | 12.36M | 26.41M | -19.14M |
Total Assets | 286.63M▲ 0% | 285.84M▼ 0.3% | 502.11M▲ 75.7% | 579.84M▲ 15.5% | 601.54M▲ 3.7% | 641.17M▲ 6.6% | 754.09M▲ 17.6% | 719.99M▲ 0% |
Asset Turnover | 0.37x | 1.02x | 0.70x | 0.78x | 0.85x | 0.82x | 0.79x | 0.85x |
Asset Growth % | - | -0.27% | 75.66% | 15.48% | 3.74% | 6.59% | 17.61% | 63.96% |
Total Current Liabilities | 15.35M | 44.43M | 58.14M | 55.18M | 51.47M | 59.8M | 85.98M | 56.18M |
Accounts Payable | 0 | 1.38M | 6.1M | 6.34M | 4.44M | 879K | 2.77M | 1.84M |
Days Payables Outstanding | - | 11.4 | 24.97 | 24.32 | 15.09 | 3.05 | 34.5 | 83.05 |
Short-Term Debt | 0 | 16.02M | 22.44M | 0 | 0 | 0 | 0 | 56.18M |
Deferred Revenue (Current) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3.48M |
Other Current Liabilities | 15.35M | 6.37M | 2.51M | 0 | 0 | 0 | 0 | -1.84M |
Current Ratio | 1.09x | 6.03x | 7.75x | 9.24x | 10.48x | 9.43x | 7.44x | 1.14x |
Quick Ratio | 1.09x | 6.03x | 7.75x | 9.24x | 10.48x | 9.43x | 7.44x | 1.14x |
Cash Conversion Cycle | - | - | - | - | - | - | - | 229.71 |
Total Non-Current Liabilities | 233.83M | 142.08M | 286.09M | 365.51M | 356.04M | 347.16M | 359.23M | 320.82M |
Long-Term Debt | 223.9M | 142.08M | 251.58M | 347.06M | 334.12M | 318.76M | 321.35M | 235.64M |
Capital Lease Obligations | 0 | 0 | 0 | 16.56M | 15.06M | 13.29M | 11.42M | 44.72M |
Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Non-Current Liabilities | 9.93M | 0 | 34.51M | 1.89M | 6.86M | 15.11M | 26.45M | 76.18M |
Total Liabilities | 249.18M | 186.51M | 344.23M | 420.69M | 407.51M | 406.96M | 445.21M | 377M |
Total Debt | 223.9M | 158.1M | 274.02M | 363.62M | 349.18M | 332.05M | 332.78M | 300.83M |
Net Debt | 207.11M | 132.5M | 248.96M | 347.38M | 317.39M | 270.71M | 283.33M | 236.96M |
Debt / Equity | 5.98x | 1.59x | 1.74x | 2.28x | 1.80x | 1.42x | 1.08x | 0.88x |
Debt / EBITDA | 6.79x | 1.88x | 4.06x | 50.23x | 5.91x | 3.19x | 1.68x | 1.37x |
Net Debt / EBITDA | 6.28x | 1.57x | 3.69x | 47.99x | 5.37x | 2.60x | 1.43x | 1.08x |
Interest Coverage | - | 5.02x | 658.71x | 6.57x | 5.94x | 1.64x | 4.97x | 6.08x |
Total Equity | 37.45M▲ 0% | 99.33M▲ 165.3% | 157.88M▲ 58.9% | 159.15M▲ 0.8% | 194.03M▲ 21.9% | 234.21M▲ 20.7% | 308.88M▲ 31.9% | 342.98M▲ 0% |
Equity Growth % | - | 165.26% | 58.94% | 0.81% | 21.92% | 20.71% | 31.88% | 110.53% |
Book Value per Share | 2.89 | 7.65 | 1.87 | 1.89 | 11.84 | 11.63 | 11.65 | 3.98 |
Total Shareholders' Equity | 37.45M | 99.33M | -9.04M | -494K | 10.44M | 32.77M | 58.48M | 75.65M |
Common Stock | 0 | 217.18M | 11K | 11K | 11K | 9K | 9K | 3K |
Retained Earnings | 30.58M | 92.32M | -70.72M | -63.55M | -63.59M | -55.13M | -33.51M | -5.18M |
Treasury Stock | 0 | 0 | 0 | -2.46M | -2.46M | -6.01M | -21.53M | -31.47M |
Accumulated OCI | 0 | -217.18M | 0 | 0 | 0 | 0 | 0 | 0 |
Minority Interest | 0 | 0 | 166.92M | 159.64M | 183.59M | 201.44M | 250.39M | 267.33M |
OPFI Cash Flow Statement
OppFi Inc. (OPFI) cash flow — operating, investing & free cash flow history
| Metric | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|
Cash from Operations | 148.92M | 192.11M | 167.35M | 243.3M | 296.15M | 323.81M | 401.31M | 413.26M |
Operating CF Margin % | 138.79% | 66.01% | 47.74% | 53.72% | 58.19% | 61.56% | 67.21% | - |
Operating CF Growth % | - | 29% | -12.89% | 45.39% | 21.72% | 9.34% | 23.93% | 96.43% |
Net Income | 32.99M | 77.52M | 89.8M | 3.34M | -1M | 83.84M | 146.25M | 66.1M |
Depreciation & Amortization | 4.28M | 6.73M | 10.28M | 13.58M | 12.73M | 9.62M | 5.16M | 3.99M |
Stock-Based Compensation | 66K | 144K | 3.01M | 3.4M | 4.1M | 5.27M | 9.99M | 13.82M |
Deferred Taxes | 114.25M | 0 | -248K | -589K | 1.83M | 3.52M | 4.9M | 5.52M |
Other Non-Cash Items | 1.78M | 92.73M | 60.56M | 232.91M | 280.53M | 214.75M | 236.33M | 233.6M |
Working Capital Changes | -4.46M | 14.99M | 3.94M | -9.35M | -2.04M | 6.81M | -1.32M | 2.06M |
Change in Receivables | -5.06M | 5.89M | -2.75M | -2M | -2.16M | -417K | 2.32M | 1.45M |
Change in Inventory | 5.06M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Change in Payables | 1.14M | -3.37M | 3.44M | 238K | -1.9M | -3.56M | 1.89M | -116K |
Cash from Investing | -214.15M | -98.31M | -199.47M | -317.24M | -244.29M | -243.44M | -307.8M | -295M |
Capital Expenditures | -6.64M | -10.72M | -14.37M | -13.25M | -8.99M | -13.01M | 0 | -14.47M |
CapEx % of Revenue | 6.19% | 3.68% | 4.1% | 2.93% | 1.77% | 2.47% | 3.2% | 2.38% |
Acquisitions | 0 | 0 | 0 | -1.31M | 0 | 0 | 0 | 0 |
Investments | - | - | - | - | - | - | - | - |
Other Investing | -207.51M | -87.59M | -185.1M | -302.69M | -235.3M | -230.43M | -307.8M | -280.53M |
Cash from Financing | 78.01M | -84.12M | 48.83M | 61.26M | -27.58M | -66.02M | -88.53M | -109.11M |
Debt Issued (Net) | 0 | -65.97M | 123.36M | 69.42M | -15.75M | -15.83M | -2.88M | -9.14M |
Equity Issued (Net) | 0 | 0 | 0 | -2.46M | 387K | -3.55M | -15.09M | -25.21M |
Dividends Paid | -9.48M | -15.78M | -51.02M | -1.31M | -10.23M | -2.37M | -64.91M | -53.66M |
Share Repurchases | 0 | 0 | 0 | -2.46M | 0 | -3.55M | -15.52M | -25.46M |
Other Financing | 87.5M | -2.37M | -23.51M | -4.4M | -1.99M | -44.26M | -5.64M | -21.09M |
Net Change in Cash | 12.78M▲ 0% | 9.68M▼ 24.3% | 16.7M▲ 72.6% | -12.69M▼ 176.0% | 24.27M▲ 291.2% | 14.35M▼ 40.9% | 4.97M▼ 65.3% | -90.77M▲ 0% |
Free Cash Flow | 142.28M▲ 0% | 181.39M▲ 27.5% | 152.97M▼ 15.7% | 230.05M▲ 50.4% | 287.15M▲ 24.8% | 310.8M▲ 8.2% | 382.19M▲ 23.0% | 307.75M▲ 0% |
FCF Margin % | 132.6% | 62.33% | 43.64% | 50.8% | 56.42% | 59.09% | 64.01% | 50.56% |
FCF Growth % | - | 27.49% | -15.67% | 50.38% | 24.82% | 8.23% | 22.97% | -3.18% |
FCF per Share | 10.96 | 13.98 | 1.81 | 2.73 | 17.52 | 15.43 | 14.42 | 3.57 |
FCF Conversion (FCF/Net Income) | 4.51x | 2.48x | 6.55x | 34.28x | -294.67x | 44.61x | 15.24x | 4.66x |
Interest Paid | 0 | 19.97M | 22.04M | 32.09M | 43.73M | 42.57M | 36.11M | 26.92M |
Taxes Paid | 0 | 0 | 0 | 356K | 73K | 475K | 6.09M | 6.08M |
OPFI Key Ratios
OppFi Inc. (OPFI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 113.34% | 19.87% | 4.48% | -0.57% | 3.39% | 9.7% | 23.06% |
Return on Invested Capital (ROIC) | 24.41% | 13.45% | -1.04% | 6.83% | 13.95% | 26.42% | 29.08% |
Gross Margin | 84.81% | 74.56% | 78.99% | 78.89% | 80% | 95.09% | 98.11% |
Net Margin | 26.64% | 7.29% | 1.57% | -0.2% | 1.38% | 4.41% | 10.86% |
Debt / Equity | 1.59x | 1.74x | 2.28x | 1.80x | 1.42x | 1.08x | 0.88x |
Interest Coverage | 5.02x | 658.71x | 6.57x | 5.94x | 1.64x | 4.97x | 6.08x |
FCF Conversion | 2.48x | 6.55x | 34.28x | -294.67x | 44.61x | 15.24x | 4.66x |
Revenue Growth | 171.22% | 20.46% | 29.18% | 12.39% | 3.34% | 13.52% | 12.95% |
Related:OPFI Dividend History·OPFI Revenue History·OPFI Price History·OPFI P/E History·OPFI Financial Ratios·OPFI Institutional Holders
OPFI SEC Filings & Documents
OppFi Inc. (OPFI) SEC filings — annual & quarterly reports (10-K, 10-Q)
OPFI Frequently Asked Questions
OppFi Inc. (OPFI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
OppFi Inc. (OPFI) reported $608.7M in revenue for fiscal year 2025. This represents a 467% increase from $107.3M in 2019.
OppFi Inc. (OPFI) grew revenue by 13.5% over the past year. This is steady growth.
Yes, OppFi Inc. (OPFI) is profitable, generating $66.1M in net income for fiscal year 2025 (4.4% net margin).
Dividend & Returns
Yes, OppFi Inc. (OPFI) pays a dividend with a yield of 29.05%. This makes it attractive for income-focused investors.
OppFi Inc. (OPFI) has a return on equity (ROE) of 9.7%. This is below average, suggesting room for improvement.
OppFi Inc. (OPFI) generated $307.8M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.