Trailing Dividend / Share
$0.12
OppFi Inc. (OPFI) Dividend History
Income profile from 2024 to 2025 with payout safety and yield-on-cost trend
Dividend Yield
1.3%
Payout Ratio
32.7%
Sustainable
Dividend Streak
1 years
3-Second Income Check
Safety
32.7% payout ratio with sustainable safety profile.
Consistency
1 straight years of dividend increases.
Income Trend
Yield on cost is 2.4% and trend is unknown.
Dividend Scorecard
Yield & Income
Dividend Yield1.3%
Trailing DPS$0.12
FrequencyAnnual
Payments / 12M1
Payout Safety
Earnings Payout32.7%
Earnings SafetySustainable
FCF Payout0.7%
FCF SafetyWell Covered
Piotroski F-Score6/9
Growth
Growth Streak1 years
3Y CAGR-42.0%
5Y CAGR-30.6%
Yield on Cost (5Y)2.4%
YOC Trendunknown
Total Returns
Buyback Yield0.6%
Total Shareholder Yield1.9%
1Y Total Return-4.4%
5Y Total Return-6.7%
Div Contribution (5Y)3.6%
Estimated $10K growth (return + dividends):
5Y ago$9,32610Y ago$9,69520Y ago$9,695
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
Income Growth Story
Dividend per share and yield on cost over time (2 years of payments)
Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
OppFi Inc. distributes 32.7% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 0.7%, rated "Well Covered".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
OPFI has raised its dividend for 1 consecutive year, with a 3-year CAGR of -42.0% and 5-year CAGR of -30.6%.
Total Shareholder Returns
Beyond cash dividends, OPFI returns capital through share repurchases. The combined picture: 1.3% dividend yield, 0.6% buyback yield, 1.9% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 2.4% and is currently unknown. The 5-year total return is -6.7%, with dividends contributing 3.6% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $9,695 today.
Recent Dividend Payments
Last 2 payments · Annual
TTM Total$0.37
Avg/Payment$0.1850
Latest Change+108.3%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Apr 8, 2025Latest | $0.2500 | ↑ +108.3% | 4.67% | Apr 18, 2025 |
| Apr 18, 2024 | $0.1200 | — | 4.17% | May 1, 2024 |
Dividend Peer Comparison
Peer group: Financial services and insurance software
#5 yield in peer group
Div Yield
1.3%
#5 of 6
Safety
Sustainable
32.7% payout
Streak
1Y
-30.6% 5Y CAGR
Total Shareholder
1.9%
#5 of 6
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
OPFIOppFi Inc. | $589M | 1.3% | 32.7% | 1 | Sustainable |
INTUIntuit Inc. | $114.2B | 1.0% | 30.7% | 14 | Sustainable |
3rd SSNCSS&C Technologies Ho… | $18.3B | 1.3% | — | 12 | Unknown |
SPNSSapiens Internationa… | $2.4B | 1.3% | 44.1% | 1 | Sustainable |
1st UPBDUpbound Group, Inc. | $1.2B | 6.9% | 66.7% | 0 | Watch |
2nd MKTWMarketWise, Inc. | $191M | 5.5% | 21.3% | 0 | Sustainable |
Annual Dividend History
7 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2025 | $0.25 | 108.3% | 1 | — | — | — | 2.4% |
| 2024 | $0.12 | — | 1 | $0.36 | 33.3% | 3.00x | 1.2% |
| 2023 | $0.00 | — | 0 | $-0.06 | — | — | — |
| 2022 | $0.00 | — | 0 | $0.05 | — | — | — |
| 2021 | $0.00 | — | 0 | $0.48 | — | — | — |
| 2020 | $0.00 | — | 0 | $5.97 | — | — | — |
| 2019 | $0.00 | — | 0 | $2.54 | — | — | — |
See OPFI's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs OPFI Undervalued?
See our Bear / Base / Bull DCF models and intrinsic value estimates.
View ValuationCompare OPFI vs NVDA
See how OPFI stacks up against sector leader NVIDIA Corporation.
Start ComparisonFrequently Asked Questions
How much dividend does OPFI pay per share?
OppFi Inc. (OPFI) pays a trailing 12-month dividend of $0.12 per share, with a current dividend yield of +1.3%. Payments are made Annual.
When is OPFI's next ex-dividend date?
OPFI's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. OPFI typically pays dividends Annual.
Is OPFI's dividend safe?
OPFI's dividend safety is rated "Sustainable" based on an earnings payout ratio of +32.7% and FCF payout ratio of +0.7%. The 1-year growth streak provides moderate confidence.
How many years has OPFI increased its dividend?
OPFI has 1 consecutive years of dividend growth. The 5-year dividend CAGR is -30.6%.
How often does OPFI pay dividends?
OppFi Inc. pays dividends Annual. The trailing 12-month total is $0.12 per share. Dividend data on this page covers 1+ years from 2024 to 2025.
How much would $10,000 invested in OPFI grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in OPFI five years ago would be worth approximately $9,326 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is OPFI's yield on cost for long-term holders?
OPFI's yield on cost — the current dividend divided by the original purchase price — is +2.4% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.3% market yield, thanks to the lower original cost basis.