Trailing Dividend / Share
$2.45
OppFi Inc. (OPFI) Dividend History
Income profile from 2024 to 2025 with payout safety and yield-on-cost trend
Dividend Yield
29.1%
Payout Ratio
2.5%
Sustainable
Dividend Streak
1 years
OPFI Dividend Income Check
Safety
2.5% payout ratio with sustainable safety profile.
Consistency
1 straight years of dividend increases.
Income Trend
Yield on cost is 2.4% and trend is unknown.
OPFI Dividend Scorecard
Yield & Income
Dividend Yield29.1%
Trailing DPS$2.45
FrequencyAnnual
Payments / 12M0
Payout Safety
Earnings Payout2.5%
Earnings SafetySustainable
FCF Payout68.6%
FCF SafetyAdequate
Piotroski F-Score6/9
Growth
Growth Streak1 years
3Y CAGR4.4%
5Y CAGR15.0%
Yield on Cost (5Y)2.4%
YOC Trendunknown
Total Returns
Buyback Yield2.1%
Total Shareholder Yield31.2%
1Y Total Return-33.0%
5Y Total Return-13.5%
Div Contribution (5Y)3.6%
Estimated $10K growth (return + dividends):
5Y ago$8,65310Y ago$8,93420Y ago$8,934
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
OPFI Income Growth Story
Dividend per share and yield on cost over time (2 years of payments)
OPFI Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
OppFi Inc. distributes 2.5% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 68.6%, rated "Adequate".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
OPFI has raised its dividend for 1 consecutive year, with a 3-year CAGR of 4.4% and 5-year CAGR of 15.0%.
Total Shareholder Returns
Beyond cash dividends, OPFI returns capital through share repurchases. The combined picture: 29.1% dividend yield, 2.1% buyback yield, 31.2% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 2.4% and is currently unknown. The 5-year total return is -13.5%, with dividends contributing 3.6% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $8,934 today.
OPFI Recent Dividend Payments
Last 2 payments · Annual
TTM Total$0.37
Avg/Payment$0.1850
Latest Change+108.3%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Apr 8, 2025Latest | $0.2500 | ↑ +108.3% | 4.67% | Apr 18, 2025 |
| Apr 18, 2024 | $0.1200 | — | 4.17% | May 1, 2024 |
OPFI Dividend vs Peers
Comparable companies in the same industry
#1 yield in peer group
Div Yield
29.1%
#1 of 4
Safety
Sustainable
2.5% payout
Streak
1Y
15.0% 5Y CAGR
Total Shareholder
31.2%
#2 of 4
RM
ATLC
QFINOPFI Annual Dividend History (2019–2025)
7 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2025 | $0.25 | 108.3% | 1 | $0.99 | 25.3% | 3.96x | 2.4% |
| 2024 | $0.12 | — | 1 | $0.36 | 33.3% | 3.00x | 1.2% |
| 2023 | $0.00 | — | 0 | $-0.06 | — | — | — |
| 2022 | $0.00 | — | 0 | $0.05 | — | — | — |
| 2021 | $0.00 | — | 0 | $0.48 | — | — | — |
| 2020 | $0.00 | — | 0 | $5.97 | — | — | — |
| 2019 | $0.00 | — | 0 | $2.54 | — | — | — |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
2+ years return with dividends reinvested.
Calculate
DCA Calculator
See how regular investing compounds over time.
Run Numbers
Peer Comparison
Compare growth, multiples, and margins vs sector.
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OPFI — Frequently Asked Questions
Quick answers to the most common questions about buying OPFI stock.
How much dividend does OPFI pay per share?
OppFi Inc. (OPFI) pays a trailing 12-month dividend of $2.45 per share, with a current dividend yield of +29.1%. Payments are made Annual.
When is OPFI's next ex-dividend date?
OPFI's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. OPFI typically pays dividends Annual.
Is OPFI's dividend safe?
OPFI's dividend safety is rated "Sustainable" based on an earnings payout ratio of +2.5% and FCF payout ratio of +68.6%. The 1-year growth streak provides moderate confidence.
How many years has OPFI increased its dividend?
OPFI has 1 consecutive years of dividend growth. The 5-year dividend CAGR is +15.0%.
How often does OPFI pay dividends?
OppFi Inc. pays dividends Annual. The trailing 12-month total is $2.45 per share. Dividend data on this page covers 1+ years from 2024 to 2025.
How much would $10,000 invested in OPFI grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in OPFI five years ago would be worth approximately $8,653 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is OPFI's yield on cost for long-term holders?
OPFI's yield on cost — the current dividend divided by the original purchase price — is +2.4% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +29.1% market yield, thanks to consistent dividend growth.