8-K Announcements
6Material company update
Apr 30, 2026·SEC
Material company update
Apr 15, 2026·SEC
Material company update
Feb 17, 2026·SEC
World Acceptance Corporation(WRLD)Earnings, Financials & Key Ratios
WRLD•NASDAQ•Banking & Credit
$149.09
$751M mkt cap·9.1× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryCredit ServicesSub-IndustryConsumer Credit Issuers and Installment Lenders
AboutWorld Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2022, it operated 1,167 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.Show more
- Net Interest Income$422M+0.5%
- Total Revenue$565M-1.5%
- Net Income$90M+16.0%
- Return on Equity20.78%+8.7%
- Net Interest Margin41.92%+5.4%
- Efficiency Ratio41.98%-10.4%
- ROA8.7%+22.2%
- Equity / Assets43.62%+8.6%
- Book Value per Share79.80+10.2%
- Tangible BV/Share77.12+11.4%
- Debt/Equity1.20-12.2%
WRLD Key Insights
World Acceptance Corporation (WRLD) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 26.1%
- ✓Strong Piotroski F-Score: 9/9
- ✓Strong NIM of 41.9%
- ✓Efficient operations: 42.0% efficiency ratio
- ✓Well capitalized: 43.6% equity/assets
- ✓Good 3Y average ROE of 15.2%
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
WRLD Price & Volume
World Acceptance Corporation (WRLD) stock price & volume — 10-year historical chart
Loading chart...
WRLD Growth Metrics
World Acceptance Corporation (WRLD) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-0.77%
5 Years-0.87%
3 Years-1.17%
TTM-
Profit CAGR
10 Years-2.09%
5 Years26.09%
3 Years18.51%
TTM-46.89%
EPS CAGR
10 Years3.2%
5 Years35.72%
3 Years24.39%
TTM-44.73%
Return on Capital
10 Years10.46%
5 Years9.3%
3 Years9.45%
Last Year16.3%
WRLD Recent Earnings
World Acceptance Corporation (WRLD) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 8/12 qtrs (67%)
Q2 2026Latest
Apr 30, 2026EPS
$7.70
Est $7.74
-0.5%
Revenue
$178M
Est $168M
+5.4%
Q1 2026
Jan 27, 2026EPS
$0.19
Est $0.58
-132.8%
Revenue
$141M
Est $129M
+9.2%
Q4 2025
Oct 23, 2025EPS
$0.38
Est $1.87
-120.3%
Revenue
$134M
Est $133M
+0.7%
Q3 2025
Jul 24, 2025EPS
$0.25
Est $2.44
-89.8%
Revenue
$132M
Est $129M
+2.6%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $7.70vs $7.74-0.5% | $178Mvs $168M+5.4% |
| Q1 2026 | Jan 27, 2026 | $0.19vs $0.58-132.8% | $141Mvs $129M+9.2% |
| Q4 2025 | Oct 23, 2025 | $0.38vs $1.87-120.3% | $134Mvs $133M+0.7% |
| Q3 2025 | Jul 24, 2025 | $0.25vs $2.44-89.8% | $132Mvs $129M+2.6% |
Based on last 12 quarters of dataView full earnings history →
WRLD Peer Comparison
World Acceptance Corporation (WRLD) competitors in Consumer Credit Issuers and Installment Lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 RM | 328.61M | 34.97 | 7.86 | 9.7% | 13.16% | 4.65 | ||
 PRAA | 818.67M | 21.29 | -2.73 | 10.36% | -25.96% | 0.03 | ||
 FCFS | 9.99B | 226.38 | 30.51 | 8.04% | 15.91% | 1.24 | ||
 SLM | 4.46B | 22.53 | 6.51 | 4.1% | 31.01% | 2.39 | ||
 NAVI | 820.53M | 8.73 | -10.78 | -23.74% | -2.45% | 19.05 | ||
 ENVA | 4.3B | 172.57 | 14.90 | 18.58% | 24.88% | 3.41 | ||
 OPRT | 258.55M | 5.81 | 10.96 | 19.49% | 6.66% | 7.21 | ||
 FICO | 24.74B | 1067.00 | 40.20 | 15.91% | 33.67% |
Compare WRLD vs Peers
World Acceptance Corporation (WRLD) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
WRLD Income Statement
World Acceptance Corporation (WRLD) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 406.37M | 416.61M | 451.22M | 482.43M | 425.41M | 452.24M | 457.87M | 420.3M | 422.38M | 429.92M |
| NII Growth % | -13.22% | 2.52% | 8.31% | 6.92% | -11.82% | 6.31% | 1.25% | -8.21% | 0.5% | 9.06% |
| Net Interest Margin % | 50.76% | 49.54% | 52.78% | 46.83% | 44.58% | 37.12% | 40.98% | 39.79% | 41.92% | 37.63% |
| Interest Income | 427.87M | 435.7M | 469.15M | 508.33M | 451.11M | 485.67M | 508.34M | 468.53M | 465.09M | 477.87M |
| Interest Expense | 21.5M | 19.09M | 17.93M | 25.9M | 25.7M | 33.42M | 50.46M | 48.23M | 42.71M | 47.95M |
| Loan Loss Provision | 119.1M | 117.62M | 148.43M | 181.73M | 86.24M | 186.21M | 259.46M | 156.97M | 126.5M | 172.02M |
| Non-Interest Income | 62.95M | 66.97M | 75.39M | 81.7M | 76.88M | 99.52M | 108.21M | 104.69M | 99.75M | 95.57M |
| Non-Interest Income % | 12.83% | 13.32% | 13.84% | 13.85% | 14.56% | 17.01% | 17.55% | 18.26% | 17.66% | 16.67% |
| Total Revenue | 490.82M▲ 0% | 502.67M▲ 2.4% | 544.54M▲ 8.3% | 590.03M▲ 8.4% | 527.99M▼ 10.5% | 585.19M▲ 10.8% | 616.55M▲ 5.4% | 573.21M▼ 7.0% | 564.84M▼ 1.5% | 573.44M▲ 0% |
| Revenue Growth % | -11.96% | 2.41% | 8.33% | 8.35% | -10.51% | 10.83% | 5.36% | -7.03% | -1.46% | 10.24% |
| Non-Interest Expense | 244.27M | 269.11M | 288.3M | 347.49M | 304.64M | 299.98M | 279.47M | 268.6M | 237.12M | 299.11M |
| Efficiency Ratio | 49.77% | 53.54% | 52.94% | 58.89% | 57.7% | 51.26% | 45.33% | 46.86% | 41.98% | 52.16% |
| Operating Income | 105.95M▲ 0% | 96.85M▼ 8.6% | 89.88M▼ 7.2% | 34.91M▼ 61.2% | 111.4M▲ 219.1% | 65.58M▼ 41.1% | 27.15M▼ 58.6% | 99.41M▲ 266.2% | 158.5M▲ 59.4% | 54.36M▲ 0% |
| Operating Margin % | 21.59% | 19.27% | 16.51% | 5.92% | 21.1% | 11.21% | 4.4% | 17.34% | 28.06% | 9.48% |
| Operating Income Growth % | -23.16% | -8.59% | -7.2% | -61.16% | 219.12% | -41.13% | -58.61% | 266.2% | 59.45% | - |
| Pretax Income | 105.95M▲ 0% | 96.85M▼ 8.6% | 89.88M▼ 7.2% | 34.91M▼ 61.2% | 111.4M▲ 219.1% | 65.58M▼ 41.1% | 27.15M▼ 58.6% | 99.41M▲ 266.2% | 111.98M▲ 12.7% | 54.36M▲ 0% |
| Pretax Margin % | 21.59% | 19.27% | 16.51% | 5.92% | 21.1% | 11.21% | 4.4% | 17.34% | 19.83% | 9.48% |
| Income Tax | 38.16M | 47.76M | 15.98M | 6.75M | 23.12M | 11.66M | 5.91M | 22.06M | 22.24M | 11.6M |
| Effective Tax Rate % | 36.02% | 49.31% | 17.78% | 19.34% | 20.75% | 17.78% | 21.79% | 22.19% | 19.86% | 21.34% |
| Net Income | 73.6M▲ 0% | 53.69M▼ 27.1% | 37.24M▼ 30.6% | 28.16M▼ 24.4% | 88.28M▲ 213.5% | 53.92M▼ 38.9% | 21.23M▼ 60.6% | 77.35M▲ 264.3% | 89.74M▲ 16.0% | 42.76M▲ 0% |
| Net Margin % | 15% | 10.68% | 6.84% | 4.77% | 16.72% | 9.21% | 3.44% | 13.49% | 15.89% | 7.46% |
| Net Income Growth % | -15.78% | -27.05% | -30.65% | -24.38% | 213.53% | -38.92% | -60.62% | 264.29% | 16.03% | -46.89% |
| Net Income (Continuing) | 67.79M | 49.09M | 73.9M | 28.16M | 88.28M | 53.92M | 21.23M | 77.35M | 89.74M | 42.76M |
| EPS (Diluted) | 8.38▲ 0% | 5.99▼ 28.5% | 4.01▼ 33.1% | 3.54▼ 11.7% | 13.23▲ 273.7% | 8.47▼ 36.0% | 3.60▼ 57.5% | 13.19▲ 266.4% | 16.30▲ 23.6% | 8.51▲ 0% |
| EPS Growth % | -16.62% | -28.52% | -33.06% | -11.72% | 273.73% | -35.98% | -57.5% | 266.39% | 23.58% | -44.73% |
| EPS (Basic) | 8.45 | 6.11 | 4.01 | 3.66 | 13.59 | 8.88 | 3.69 | 13.45 | 16.54 | - |
| Diluted Shares Outstanding | 8.78M | 8.96M | 9.2M | 7.95M | 6.67M | 6.36M | 5.9M | 5.86M | 5.51M | 5.03M |
WRLD Balance Sheet
World Acceptance Corporation (WRLD) balance sheet — assets, liabilities & shareholders' equity
| Line item | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 15.2M | 12.47M | 9.34M | 11.62M | 15.75M | 19.24M | 16.51M | 11.84M | 9.73M | 42.19M |
| Cash & Due from Banks | 15.2M | 12.47M | 9.34M | 11.62M | 15.75M | 19.24M | 16.51M | 11.84M | 9.73M | 9.45M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 695.7M | 758.63M | 755.62M | 808.39M | 734.8M | 985.52M | 887.79M | 847.44M | 812.97M | 913.09M |
| Investments Growth % | -1.56% | 9.05% | -0.4% | 6.98% | -9.1% | 34.12% | -9.92% | -4.54% | -4.07% | -1.86% |
| Long-Term Investments | 695.7M | 758.63M | 755.62M | 808.39M | 734.8M | 985.52M | 887.79M | 847.44M | 812.97M | 3.41B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 733.66M | 985.52M | 887.79M | 0 | 812.97M | 913.09M |
| Goodwill & Intangibles | 12.68M | 13.68M | 22.37M | 31.82M | 30.91M | 27.13M | 22.66M | 18.44M | 14.77M | 12.35M |
| Goodwill | 6.07M | 7.03M | 7.03M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M |
| Intangible Assets | 6.61M | 6.64M | 15.34M | 24.45M | 23.54M | 19.76M | 15.29M | 11.07M | 7.39M | 4.98M |
| PP&E (Net) | 24.18M | 22.79M | 25.42M | 126.45M | 116.4M | 110.72M | 105.22M | 102.4M | 96M | 164.82M |
| Other Assets | 13.8M | 13.24M | 18.4M | 28.55M | 31.42M | 35.9M | 43.42M | 42.2M | -738.81M | -913.09M |
| Total Current Assets | 15.2M | 12.47M | 9.34M | 11.62M | 15.75M | 19.24M | 16.51M | 14.93M | 822.7M | 922.53M |
| Total Non-Current Assets | 785.39M | 828.51M | 845.65M | 1.02B | 938.52M | 1.2B | 1.1B | 1.04B | 184.93M | 177.17M |
| Total Assets | 800.59M▲ 0% | 840.99M▲ 5.0% | 854.99M▲ 1.7% | 1.03B▲ 20.5% | 954.27M▼ 7.4% | 1.22B▲ 27.7% | 1.12B▼ 8.3% | 1.06B▼ 5.5% | 1.01B▼ 4.6% | 1.14B▲ 0% |
| Asset Growth % | -0.7% | 5.05% | 1.66% | 20.48% | -7.36% | 27.67% | -8.29% | -5.46% | -4.61% | -2.81% |
| Return on Assets (ROA) | 9.16% | 6.54% | 4.39% | 2.99% | 8.9% | 4.96% | 1.82% | 7.12% | 8.7% | 4.04% |
| Accounts Payable | 31.87M | 33.5M | 39.38M | 59.3M | 41.04M | 58.04M | 50.56M | 53.97M | 37.07M | 38.85M |
| Total Debt | 295.14M | 244.9M | 251.94M | 553.86M | 496.73M | 779.85M | 679M | 577.95M | 525.56M | 751.93M |
| Net Debt | 279.94M | 232.43M | 242.6M | 542.24M | 480.98M | 760.61M | 662.49M | 566.11M | 515.83M | 742.48M |
| Long-Term Debt | 295.14M | 244.9M | 251.94M | 451.1M | 405.01M | 692.37M | 595.26M | 496.03M | 446.87M | 677.23M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 12.52M | 21.48M | 11.55M | 4.97M | 11.58M | 7.38M | 2.53M | 0 | 0 | 0 |
| Total Current Liabilities | 31.87M | 33.5M | 39.38M | 59.3M | 41.04M | 58.04M | 50.56M | 53.97M | 65.55M | 38.85M |
| Total Non-Current Liabilities | 307.66M | 266.38M | 263.49M | 558.82M | 508.3M | 787.23M | 681.53M | 577.95M | 502.6M | 751.93M |
| Total Liabilities | 339.53M | 299.88M | 302.87M | 618.12M | 549.34M | 845.27M | 732.09M | 631.92M | 568.15M | 790.78M |
| Total Equity | 461.06M▲ 0% | 541.11M▲ 17.4% | 552.12M▲ 2.0% | 411.96M▼ 25.4% | 404.93M▼ 1.7% | 373.02M▼ 7.9% | 385.23M▲ 3.3% | 424.43M▲ 10.2% | 439.48M▲ 3.5% | 351.6M▲ 0% |
| Equity Growth % | 17.65% | 17.36% | 2.03% | -25.38% | -1.71% | -7.88% | 3.27% | 10.18% | 3.55% | -25.51% |
| Equity / Assets (Capital Ratio) | 57.59% | 64.34% | 64.58% | 39.99% | 42.43% | 30.62% | 34.48% | 40.18% | 43.62% | 30.78% |
| Return on Equity (ROE) | 17.26% | 10.71% | 6.81% | 5.84% | 21.61% | 13.86% | 5.6% | 19.11% | 20.78% | 10.79% |
| Book Value per Share | 52.49 | 60.40 | 59.99 | 51.80 | 60.69 | 58.61 | 65.30 | 72.40 | 79.80 | 69.97 |
| Tangible BV per Share | 51.05 | 58.87 | 57.56 | 47.80 | 56.06 | 54.35 | 61.46 | 69.26 | 77.12 | 67.51 |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Additional Paid-in Capital | 144.24M | 175.89M | 198.13M | 227.21M | 255.59M | 280.91M | 288.07M | 286.43M | 266.43M | 275.45M |
| Retained Earnings | 344.61M | 391.28M | 353.99M | 184.75M | 149.34M | 92.12M | 97.15M | 137.99M | 173.05M | 76.15M |
| Accumulated OCI | -27.78M | -26.06M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
WRLD Cash Flow Statement
World Acceptance Corporation (WRLD) cash flow — operating, investing & free cash flow history
| Line item | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 219.36M | 218.03M | 244.66M | 280.98M | 226.95M | 272.45M | 291.55M | 265.78M | 254.16M | 254.16M |
| Operating CF Growth % | 6.45% | -0.61% | 12.22% | 14.84% | -19.23% | 20.04% | 7.01% | -8.84% | -4.37% | 14.09% |
| Net Income | 73.6M | 53.69M | 37.23M | 28.16M | 88.28M | 53.92M | 21.23M | 77.34M | 89.74M | 42.76M |
| Depreciation & Amortization | 7.41M | 8.33M | 8.14M | 12.16M | 12.42M | 11.67M | 10.91M | 10.89M | 10.13M | 9.23M |
| Deferred Taxes | -894K | 8.79M | -3.66M | 1.44M | 7.39M | -10.88M | -2.1M | 10.74M | -2.35M | -138.89K |
| Other Non-Cash Items | 130.57M | 132.06M | 187.49M | 205.9M | 115.46M | 195.53M | 273.94M | 169.79M | 184.04M | 198.79M |
| Working Capital Changes | 3.87M | 9.73M | -2.18M | 4.37M | -15.88M | 4.62M | -21.48M | -1.29M | -7.71M | -8.4M |
| Cash from Investing | -131.61M | -169.81M | -206.97M | -279.09M | -82M | -451.89M | -180.58M | -135.14M | -152.75M | -206.14M |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Investment Activity | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Acquisitions | -20.84M | -15.59M | 37.49M | 0 | 0 | 0 | -22.6M | -1.63M | -18.4M | 111.19K |
| Other Investing | -99.83M | -143.06M | -234.66M | -267.81M | -70.31M | -445.82M | -152.15M | -127.58M | -130.67M | -202.62M |
| Cash from Financing | -84.15M | -31.46M | -63.12M | 394.49K | -140.83M | 182.93M | -113.7M | -135.31M | -103.52M | -22.94M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | -5M | -4.61M | -74.52M | -197.4M | -102.45M | -111.14M | -14.31M | -36.2M | -54.2M | -126.59M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 146.84K |
| Net Stock Activity | -5M | -4.61M | -74.52M | -197.4M | -102.45M | -111.14M | -14.31M | -36.2M | -54.2M | -126.44M |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | 1000K | -1000K | 1000K | -1000K | -1000K | -1000K | 2M |
| Other Financing | 395K | -1.94M | -1.64M | -854.63K | 8.31M | 2.61M | -1.89M | -575K | -367K | -9.64M |
| Net Change in Cash | 2.82M▲ 0% | 16.89M▲ 498.2% | -22.75M▼ 234.7% | 2.28M▲ 110.0% | 4.13M▲ 80.8% | 3.49M▼ 15.4% | -2.73M▼ 178.1% | -4.67M▼ 71.2% | -2.11M▲ 54.8% | 26.63M▲ 0% |
| Exchange Rate Effect | -775K | 132.43K | 2.67M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 12.38M | 15.2M | 32.09M | 9.34M | 11.62M | 15.75M | 19.24M | 16.51M | 11.84M | 14.88M |
| Cash at End | 15.2M | 32.09M | 9.34M | 11.62M | 15.75M | 19.24M | 16.51M | 11.84M | 9.73M | 42.21M |
| Interest Paid | 19.25M | 17.7M | 16.84M | 23.94M | 24.99M | 21.32M | 51.76M | 48.84M | 44.69M | 43.05M |
| Income Taxes Paid | 38.04M | 38.74M | 23.26M | 15.71M | 14.86M | 30.94M | 10.78M | 8.95M | 3.65M | 2.91M |
| Free Cash Flow | 208.42M▲ 0% | 206.87M▼ 0.7% | 224.64M▲ 8.6% | 255.24M▲ 13.6% | 215.27M▼ 15.7% | 266.38M▲ 23.7% | 285.73M▲ 7.3% | 259.85M▼ 9.1% | 250.48M▼ 3.6% | 252.08M▲ 0% |
| FCF Growth % | 5.62% | -0.74% | 8.59% | 13.63% | -15.66% | 23.74% | 7.26% | -9.06% | -3.61% | 3.87% |
WRLD Banking Ratios
World Acceptance Corporation (WRLD) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 17.26% | 10.71% | 6.81% | 5.84% | 21.61% | 13.86% | 5.6% | 19.11% | 20.78% | 10.79% |
| Return on Assets (ROA) | 9.16% | 6.54% | 4.39% | 2.99% | 8.9% | 4.96% | 1.82% | 7.12% | 8.7% | 4.04% |
| Net Interest Margin | 50.76% | 49.54% | 52.78% | 46.83% | 44.58% | 37.12% | 40.98% | 39.79% | 41.92% | 37.63% |
| Efficiency Ratio | 49.77% | 53.54% | 52.94% | 58.89% | 57.7% | 51.26% | 45.33% | 46.86% | 41.98% | 52.16% |
| Equity / Assets | 57.59% | 64.34% | 64.58% | 39.99% | 42.43% | 30.62% | 34.48% | 40.18% | 43.62% | 30.78% |
| Book Value / Share | 52.49 | 60.4 | 59.99 | 51.8 | 60.69 | 58.61 | 65.3 | 72.4 | 79.8 | 69.97 |
| NII Growth | -13.22% | 2.52% | 8.31% | 6.92% | -11.82% | 6.31% | 1.25% | -8.21% | 0.5% | 2.25% |
| Dividend Payout | - | - | - | - | - | - | - | - | - | 0% |
WRLD SEC Filings & Documents
World Acceptance Corporation (WRLD) SEC filings — annual & quarterly reports (10-K, 10-Q)
WRLD Frequently Asked Questions
World Acceptance Corporation (WRLD) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
World Acceptance Corporation (WRLD) saw revenue decline by 1.5% over the past year.
Yes, World Acceptance Corporation (WRLD) is profitable, generating $42.8M in net income for fiscal year 2025 (15.9% net margin).
Dividend & Returns
World Acceptance Corporation (WRLD) has a return on equity (ROE) of 20.8%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
World Acceptance Corporation (WRLD) has a net interest margin (NIM) of 41.9%. This indicates healthy earnings from lending activities.
World Acceptance Corporation (WRLD) has an efficiency ratio of 42.0%. This is excellent, indicating strong cost control.
Explore More WRLD
World Acceptance Corporation (WRLD) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates