8-K Announcements
6Material company update
Apr 29, 2026·SEC
Material company update
Mar 5, 2026·SEC
Material company update
Feb 20, 2026·SEC
Regional Management Corp.(RM)Earnings, Financials & Key Ratios
RM•NYSE•Banking & Credit
8.4× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryCredit ServicesSub-IndustryConsumer Credit Issuers and Installment Lenders
AboutRegional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally managed direct mail campaigns, digital partners, and retailers, as well as its consumer website. As of February 24, 2022, the company operated through a network of approximately 350 branches in 14 states. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.Show more
- Net Interest Income$494M+8.8%
- Total Revenue$646M+9.7%
- Net Income$44M+7.7%
- Return on Equity12.16%+0.2%
- Net Interest Margin22.63%-4.9%
- Efficiency Ratio39.9%-5.2%
- ROA2.17%-2.5%
- Equity / Assets17.08%-8.7%
- Book Value per Share37.57+6.2%
RM Key Insights
Regional Management Corp. (RM) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong NIM of 22.6%
- ✓Efficient operations: 39.9% efficiency ratio
- ✓Well capitalized: 17.1% equity/assets
- ✓Healthy dividend yield of 3.1%
- ✓Trading at only 1.0x book value
✗Weaknesses
- ✗High debt to equity ratio of 4.6x
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Get notified when RM posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
RM Price & Volume
Regional Management Corp. (RM) stock price & volume — 10-year historical chart
Loading chart...
RM Growth Metrics
Regional Management Corp. (RM) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.5%
5 Years11.54%
3 Years8.37%
TTM-
Profit CAGR
10 Years6.63%
5 Years10.69%
3 Years-4.65%
TTM47.77%
EPS CAGR
10 Years9.53%
5 Years13.14%
3 Years-5.66%
TTM50.3%
Return on Capital
10 Years7.67%
5 Years5.05%
3 Years3.1%
Last Year4.54%
RM Recent Earnings
Regional Management Corp. (RM) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 11/12 qtrs (92%)●Beat Revenue 4/12 qtrs (33%)
Q2 2026Latest
Apr 29, 2026Metric
Actual
Est
EPS
$1.18+21.0%
$0.97
Rev
$167M+3.6%
$162M
Q1 2026
Feb 4, 2026Metric
Actual
Est
EPS
$1.30+1.6%
$1.28
Rev
$170M+4.0%
$163M
Q4 2025
Nov 5, 2025Metric
Actual
Est
EPS
$1.42-2.7%
$1.46
Rev
$165M-1.6%
$168M
Q3 2025
Jul 30, 2025Metric
Actual
Est
EPS
$1.03+43.1%
$0.72
Rev
$157M-3.3%
$163M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 29, 2026 | $1.18vs $0.97+21.0% | $167Mvs $162M+3.6% |
| Q1 2026 | Feb 4, 2026 | $1.30vs $1.28+1.6% | $170Mvs $163M+4.0% |
| Q4 2025 | Nov 5, 2025 | $1.42vs $1.46-2.7% | $165Mvs $168M-1.6% |
| Q3 2025 | Jul 30, 2025 | $1.03vs $0.72+43.1% | $157Mvs $163M-3.3% |
Based on last 12 quarters of dataView full earnings history →
RM Peer Comparison
Regional Management Corp. (RM) competitors in Consumer Credit Issuers and Installment Lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 WRLD | 896.53M | 177.95 | 10.92 | -1.46% | 7.46% | 10.79% | 1.20 | |
 OMF | 6.82B | 58.18 | 8.87 | 9.09% | 16.12% | 23.62% | 6.67 | |
 PRAA | 569.83M | 14.94 | -1.92 | 10.36% | -21.88% | -25% | 0.03 | |
 SLM | 4.56B | 23.03 | 6.66 | 4.1% | 33.13% | 31.01% | 2.39 | |
 NAVI | 760.37M | 8.09 | -9.99 | -23.74% | -1.96% | -2.45% | 19.05 | |
 ENVA | 5.05B | 202.55 | 17.49 | 18.58% | 9.95% | 24.88% | 3.41 | |
 FCFS | 10.02B | 227.05 | 30.60 | 8.04% | 9.14% | 15.91% | 1.24 | |
 FICO | 25.43B | 1096.48 | 41.31 | 15.91% | 33.67% |
Compare RM vs Peers
Regional Management Corp. (RM) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
RM Income Statement
Regional Management Corp. (RM) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 225.13M | 246.66M | 281.04M | 297.36M | 351.19M | 416.63M | 422.24M | 454.36M | 494.13M | 504.73M |
NII Growth % | 11.98% | 9.56% | 13.94% | 5.81% | 18.1% | 18.63% | 1.35% | 7.61% | 8.75% | 39.04% |
Net Interest Margin % | 27.14% | 25.79% | 24.26% | 26.94% | 24.06% | 24.15% | 23.53% | 23.8% | 22.63% | 24.35% |
Interest Income | 249.03M | 280.12M | 321.17M | 335.21M | 382.54M | 450.85M | 489.7M | 528.89M | 578.95M | 592.69M |
Interest Expense | 23.91M | 33.46M | 40.13M | 37.85M | 31.35M | 34.22M | 67.46M | 74.53M | 84.81M | 87.97M |
Loan Loss Provision | 77.34M | 87.06M | 99.61M | 123.81M | 89.02M | 185.12M | 220.03M | 212.2M | 222.83M | 149.39M |
Non-Interest Income | 23.43M | 26.59M | 34.54M | 38.69M | 45.81M | 56.33M | 61.7M | 59.61M | 66.62M | 67.2M |
Non-Interest Income % | 8.6% | 8.67% | 9.71% | 10.35% | 10.69% | 11.11% | 11.19% | 10.13% | 10.32% | 10.18% |
Total Revenue | 272.46M▲ 0% | 306.71M▲ 12.6% | 355.71M▲ 16.0% | 373.91M▲ 5.1% | 428.35M▲ 14.6% | 507.19M▲ 18.4% | 551.4M▲ 8.7% | 588.5M▲ 6.7% | 645.57M▲ 9.7% | 659.9M▲ 0% |
Revenue Growth % | 13.28% | 12.57% | 15.98% | 5.11% | 14.56% | 18.4% | 8.72% | 6.73% | 9.7% | 42.12% |
Non-Interest Expense | 130.96M | 140.28M | 156.98M | 176.32M | 195.51M | 222.53M | 243.12M | 247.7M | 257.57M | 321.06M |
Efficiency Ratio | 48.06% | 45.74% | 44.13% | 47.16% | 45.64% | 43.87% | 44.09% | 42.09% | 39.9% | 48.65% |
Operating Income | 40.26M▲ 0% | 45.9M▲ 14.0% | 58.99M▲ 28.5% | 35.93M▼ 39.1% | 112.47M▲ 213.1% | 65.32M▼ 41.9% | 20.78M▼ 68.2% | 54.08M▲ 160.2% | 80.36M▲ 48.6% | 108.95M▲ 0% |
Operating Margin % | 14.78% | 14.97% | 16.58% | 9.61% | 26.26% | 12.88% | 3.77% | 9.19% | 12.45% | 16.51% |
Operating Income Growth % | 3.36% | 14.02% | 28.52% | -39.1% | 213.05% | -41.92% | -68.18% | 160.19% | 48.6% | - |
Pretax Income | 40.26M▲ 0% | 45.9M▲ 14.0% | 58.99M▲ 28.5% | 35.93M▼ 39.1% | 112.47M▲ 213.1% | 65.32M▼ 41.9% | 20.78M▼ 68.2% | 54.08M▲ 160.2% | 57.78M▲ 6.8% | 63.45M▲ 0% |
Pretax Margin % | 14.78% | 14.97% | 16.58% | 9.61% | 26.26% | 12.88% | 3.77% | 9.19% | 8.95% | 9.62% |
Income Tax | 10.29M | 10.56M | 14.26M | 9.2M | 23.79M | 14.1M | 4.83M | 12.85M | 13.37M | 14.64M |
Effective Tax Rate % | 25.57% | 23% | 24.17% | 25.6% | 21.15% | 21.58% | 23.22% | 23.76% | 23.13% | 23.08% |
Net Income | 29.96M▲ 0% | 35.34M▲ 18.0% | 44.73M▲ 26.6% | 26.73M▼ 40.2% | 88.69M▲ 231.8% | 51.22M▼ 42.2% | 15.96M▼ 68.8% | 41.23M▲ 158.3% | 44.41M▲ 7.7% | 48.81M▲ 0% |
Net Margin % | 11% | 11.52% | 12.58% | 7.15% | 20.7% | 10.1% | 2.89% | 7.01% | 6.88% | 7.4% |
Net Income Growth % | 24.68% | 17.96% | 26.56% | -40.24% | 231.79% | -42.24% | -68.85% | 158.35% | 7.73% | 47.77% |
Net Income (Continuing) | 29.96M | 35.34M | 44.73M | 26.73M | 88.69M | 51.22M | 15.96M | 41.23M | 44.41M | 48.81M |
EPS (Diluted) | 2.54▲ 0% | 2.93▲ 15.4% | 3.80▲ 29.7% | 2.40▼ 36.8% | 8.33▲ 247.1% | 5.30▼ 36.4% | 1.66▼ 68.7% | 4.14▲ 149.4% | 4.45▲ 7.5% | 5.05▲ 0% |
EPS Growth % | 27.64% | 15.35% | 29.69% | -36.84% | 247.08% | -36.37% | -68.68% | 149.4% | 7.49% | 50.3% |
EPS (Basic) | 2.59 | 3.03 | 3.92 | 2.45 | 8.84 | 5.51 | 1.70 | 4.28 | 4.63 | - |
Diluted Shares Outstanding | 11.78M | 12.08M | 11.77M | 11.14M | 10.64M | 9.66M | 9.59M | 10.09M | 9.93M | 9.66M |
RM Balance Sheet
Regional Management Corp. (RM) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 5.23M | 3.66M | 2.26M | 8.05M | 10.51M | 3.87M | 4.51M | 3.95M | 98M | 209.58M |
Cash & Due from Banks | 5.23M | 3.66M | 2.26M | 8.05M | 10.51M | 3.87M | 4.51M | 3.95M | 98M | 103.22M |
Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Investments | -819.84M | 873.94M | 1.07B | 986.52M | 1.27B | 1.52B | 1.58B | 1.69B | 24.21M | 24.39M |
Investments Growth % | -14.34% | 206.6% | 22.57% | -7.91% | 29.09% | 19.4% | 4.17% | 6.88% | -98.57% | -85.46% |
Long-Term Investments | -819.84M | 873.94M | 1.07B | 986.52M | 1.27B | 1.52B | 1.58B | 1.69B | 24.21M | 3.65B |
Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.83B |
Goodwill & Intangibles | 10.61M | 10.01M | 9.44M | 8.69M | 9.52M | 12.12M | 15.85M | 24.52M | 31.78M | 33.17M |
Goodwill | 716K | 716K | 716K | 716K | 716K | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 9.89M | 9.29M | 8.72M | 7.97M | 8.8M | 12.12M | 15.85M | 24.52M | 31.78M | 33.17M |
PP&E (Net) | 12.29M | 13.93M | 41.74M | 41.12M | 41.66M | 49.05M | 48.09M | 52.12M | 56.98M | 57.15M |
Other Assets | -22.9M | 48.4M | 28.17M | 33.23M | 94.61M | 102.71M | 105.84M | 113.21M | 92.35M | 21.35M |
Total Current Assets | 16.71M | 10.12M | 7.37M | 20.17M | 21.91M | 26.7M | 27.1M | 16.94M | 1.98B | 1.94B |
Total Non-Current Assets | 22.9M | 946.28M | 1.15B | 1.08B | 1.44B | 1.7B | 1.77B | 1.89B | 205.33M | 136.07M |
Total Assets | 829.48M▲ 0% | 956.39M▲ 15.3% | 1.16B▲ 21.1% | 1.1B▼ 4.7% | 1.46B▲ 32.2% | 1.72B▲ 18.2% | 1.79B▲ 4.0% | 1.91B▲ 6.4% | 2.18B▲ 14.4% | 2.07B▲ 0% |
Asset Growth % | 16.46% | 15.3% | 21.14% | -4.72% | 32.23% | 18.18% | 4.03% | 6.39% | 14.39% | 44.73% |
Return on Assets (ROA) | 3.89% | 3.96% | 4.23% | 2.36% | 6.92% | 3.22% | 0.91% | 2.23% | 2.17% | 2.37% |
Accounts Payable | 18.57M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 39.35M | 0 |
Total Debt | 566.55M | 651.35M | 827.08M | 791.45M | 1.13B | 1.38B | 1.43B | 1.51B | 1.73B | 1.66B |
Net Debt | 561.32M | 647.69M | 824.82M | 783.4M | 1.12B | 1.38B | 1.43B | 1.51B | 1.64B | 1.56B |
Long-Term Debt | 566.55M | 296.65M | 405.54M | 437.25M | 856.67M | 1.18B | 1.15B | 1.16B | 1.45B | 1.61B |
Short-Term Debt | 0 | 354.7M | 393.07M | 325M | 240.27M | 164.72M | 244.94M | 315.47M | 235.71M | 0 |
Other Liabilities | -571.51M | 25.14M | 28.68M | 40.28M | 49.28M | 33.8M | 40.44M | 39.45M | -6.62M | 32.34M |
Total Current Liabilities | 513.71M | 354.7M | 393.07M | 325M | 240.27M | 164.72M | 244.94M | 315.47M | 235.71M | 0 |
Total Non-Current Liabilities | 571.51M | 322.54M | 462.69M | 506.73M | 936.65M | 1.25B | 1.23B | 1.24B | 1.58B | 1.7B |
Total Liabilities | 590.07M | 677.23M | 855.76M | 831.73M | 1.18B | 1.42B | 1.47B | 1.55B | 1.81B | 1.7B |
Total Equity | 783.94M▲ 0% | 279.16M▼ 64.4% | 302.78M▲ 8.5% | 272.12M▼ 10.1% | 282.74M▲ 3.9% | 308.63M▲ 9.2% | 322.27M▲ 4.4% | 357.08M▲ 10.8% | 373.09M▲ 4.5% | 375.85M▲ 0% |
Equity Growth % | 14.57% | -64.39% | 8.46% | -10.13% | 3.9% | 9.16% | 4.42% | 10.8% | 4.48% | 20.12% |
Equity / Assets (Capital Ratio) | 94.51% | 29.19% | 26.13% | 24.65% | 19.37% | 17.89% | 17.96% | 18.7% | 17.08% | 18.13% |
Return on Equity (ROE) | 4.08% | 6.65% | 15.37% | 9.3% | 31.97% | 17.32% | 5.06% | 12.14% | 12.16% | 13.16% |
Book Value per Share | 66.53 | 23.11 | 25.72 | 24.42 | 26.57 | 31.96 | 33.59 | 35.39 | 37.57 | 38.90 |
Tangible BV per Share | 65.63 | 22.28 | 24.92 | 23.64 | 25.67 | 30.71 | 31.94 | 32.96 | 34.37 | 35.47 |
Common Stock | 1.32M | 1.33M | 1.35M | 1.39M | 1.42M | 1.43M | 1.46M | 1.49M | 1.52M | 1.52M |
Additional Paid-in Capital | 94.38M | 98.78M | 102.68M | 105.48M | 104.75M | 112.38M | 121.75M | 130.72M | 138.67M | 140.56M |
Retained Earnings | 168.75M | 204.1M | 248.83M | 227.34M | 306.11M | 345.55M | 349.58M | 378.48M | 410.72M | 419.2M |
Accumulated OCI | 239.41M | 0 | 0 | 0 | 0 | -586K | -372K | 62K | -2K | -31K |
Treasury Stock | -25.05M | -25.05M | -50.07M | -62.09M | -129.53M | -150.14M | -150.14M | -153.68M | -177.81M | -185.39M |
Preferred Stock | 168.75M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
RM Cash Flow Statement
Regional Management Corp. (RM) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 115.43M | 146.28M | 165.06M | 172.58M | 189.01M | 224.33M | 249.17M | 268.93M | 309.07M | 326.41M |
Operating CF Growth % | 15.16% | 26.73% | 12.84% | 4.56% | 9.52% | 18.68% | 11.07% | 7.93% | 14.93% | 78.07% |
Net Income | 29.96M | 35.34M | 44.73M | 26.73M | 88.69M | 51.22M | 15.96M | 41.23M | 44.41M | 48.81M |
Depreciation & Amortization | 7.36M | 8.8M | 10.86M | 13.31M | 11.65M | 12.69M | 14.63M | 14.07M | 0 | 12.89M |
Deferred Taxes | 4.99M | -4.21M | -1.37M | 676K | -4.3M | 4.77M | 112K | 4.24M | 0 | 8.79M |
Other Non-Cash Items | 77.65M | 87.41M | 99.95M | 124.25M | 70.68M | 169.41M | 206.26M | 197.01M | 270.81M | 250.22M |
Working Capital Changes | -8.19M | 13.68M | 5.74M | 2.02M | 14.9M | -24.53M | 450K | 1.21M | -6.15M | -1.75M |
Cash from Investing | -179.93M | -199.24M | -275.63M | -98.81M | -355.06M | -447.29M | -278.72M | -315.37M | -471.18M | -445.74M |
Purchase of Investments | 0 | 0 | 0 | 0 | 0 | -23.97M | -5.9M | -25.41M | 0 | 0 |
Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 0 | 3.13M | 4.06M | 26.94M | 0 | 0 |
Net Investment Activity | 0 | 0 | 0 | 0 | 0 | -20.84M | -1.84M | 1.53M | 0 | 0 |
Acquisitions | 0 | 0 | 59K | 2K | 0 | 0 | 0 | 0 | 0 | 0 |
Other Investing | -175.16M | -193.89M | -268.28M | -93.01M | -348.2M | -415.04M | -264.81M | -311.85M | -471.18M | -442.59M |
Cash from Financing | 73.77M | 81.08M | 116.85M | -58.32M | 243.36M | 205.57M | 26.43M | 53.41M | 124.47M | 96.07M |
Dividends Paid | 0 | 0 | 0 | -2.22M | -9.54M | -11.35M | -11.89M | -12.14M | -11.48M | -11.75M |
Share Repurchases | 0 | 0 | -25.03M | -12.01M | -67.44M | -20.61M | -2.92M | -3.54M | -23.98M | -25.02M |
Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Net Stock Activity | 0 | 0 | -25.03M | -12.01M | -67.44M | -20.61M | -2.92M | -3.54M | -23.98M | -25.02M |
Debt Issuance (Net) | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 3M |
Other Financing | -6.05M | -7.93M | -5.84M | -5.28M | -18.78M | -8.65M | -2.48M | -9.15M | -4.21M | -44.02M |
Net Change in Cash | 9.27M▲ 0% | 28.12M▲ 203.3% | 6.29M▼ 77.6% | 15.45M▲ 145.8% | 77.31M▲ 400.4% | -17.39M▼ 122.5% | -3.13M▲ 82.0% | 6.96M▲ 322.7% | -37.64M▼ 640.6% | -23.25M▲ 0% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 12.74M | 22.02M | 50.14M | 56.43M | 71.88M | 149.19M | 131.8M | 128.67M | 135.63M | 98M |
Cash at End | 22.02M | 50.14M | 56.43M | 71.88M | 149.19M | 131.8M | 128.67M | 135.63M | 98M | 103.22M |
Interest Paid | 20.46M | 30.13M | 35.48M | 31.99M | 29.43M | 40.48M | 60.08M | 69.17M | 78.4M | 59.24M |
Income Taxes Paid | 15.68M | 3.6M | 14.7M | 7.13M | 23.08M | 26.96M | 3.05M | 2.73M | 6.11M | -203K |
Free Cash Flow | 104.31M▲ 0% | 139.49M▲ 33.7% | 157.66M▲ 13.0% | 166.78M▲ 5.8% | 182.15M▲ 9.2% | 212.92M▲ 16.9% | 237.1M▲ 11.4% | 263.87M▲ 11.3% | 304.31M▲ 15.3% | 315.69M▲ 0% |
FCF Growth % | 17.86% | 33.72% | 13.02% | 5.79% | 9.22% | 16.89% | 11.35% | 11.29% | 15.32% | 18.6% |
RM Banking Ratios
Regional Management Corp. (RM) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 4.08% | 6.65% | 15.37% | 9.3% | 31.97% | 17.32% | 5.06% | 12.14% | 12.16% | 13.16% |
Return on Assets (ROA) | 3.89% | 3.96% | 4.23% | 2.36% | 6.92% | 3.22% | 0.91% | 2.23% | 2.17% | 2.37% |
Net Interest Margin | 27.14% | 25.79% | 24.26% | 26.94% | 24.06% | 24.15% | 23.53% | 23.8% | 22.63% | 24.35% |
Efficiency Ratio | 48.06% | 45.74% | 44.13% | 47.16% | 45.64% | 43.87% | 44.09% | 42.09% | 39.9% | 48.65% |
Equity / Assets | 94.51% | 29.19% | 26.13% | 24.65% | 19.37% | 17.89% | 17.96% | 18.7% | 17.08% | 18.13% |
Book Value / Share | 66.53 | 23.11 | 25.72 | 24.42 | 26.57 | 31.96 | 33.59 | 35.39 | 37.57 | 38.9 |
NII Growth | 11.98% | 9.56% | 13.94% | 5.81% | 18.1% | 18.63% | 1.35% | 7.61% | 8.75% | 9.76% |
Dividend Payout | - | - | - | 8.29% | 10.75% | 22.16% | 74.48% | 29.45% | 25.86% | 17.07% |
Related:RM Dividend History·RM Revenue History·RM Price History·RM P/E History·RM Financial Ratios·RM Institutional Holders
RM SEC Filings & Documents
Regional Management Corp. (RM) SEC filings — annual & quarterly reports (10-K, 10-Q)
RM Frequently Asked Questions
Regional Management Corp. (RM) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Regional Management Corp. (RM) grew revenue by 9.7% over the past year. This is steady growth.
Yes, Regional Management Corp. (RM) is profitable, generating $48.8M in net income for fiscal year 2025 (6.9% net margin).
Dividend & Returns
Yes, Regional Management Corp. (RM) pays a dividend with a yield of 3.11%. This makes it attractive for income-focused investors.
Regional Management Corp. (RM) has a return on equity (ROE) of 12.2%. This is reasonable for most industries.
Industry Metrics
Regional Management Corp. (RM) has a net interest margin (NIM) of 22.6%. This indicates healthy earnings from lending activities.
Regional Management Corp. (RM) has an efficiency ratio of 39.9%. This is excellent, indicating strong cost control.