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Atlanticus Holdings Corporation(ATLC)Earnings, Financials & Key Ratios
ATLC•NASDAQ•Banking & Credit
16.8× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryCredit ServicesSub-IndustryConsumer Credit Issuers and Installment Lenders
AboutAtlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.Show more
- Net Interest Income$1.1B+34.4%
- Total Revenue$704M+53.3%
- Net Income$122M+9.8%
- Return on Equity22.36%-11.4%
- Net Interest Margin14.45%-42.3%
- Efficiency Ratio33.59%+6.9%
- ROA2.24%-39.8%
- Equity / Assets7.92%-47.1%
- Book Value per Share31.47+20.9%
ATLC Key Insights
Atlanticus Holdings Corporation (ATLC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 25.4%
- ✓Strong NIM of 14.5%
- ✓Efficient operations: 33.6% efficiency ratio
- ✓Momentum leader: RS Rating 93 (top 7%)
- ✓Trading near 52-week high
✗Weaknesses
- ✗High debt to equity ratio of 10.8x
- ✗Weak Piotroski F-Score: 3/9
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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ATLC Price & Volume
Atlanticus Holdings Corporation (ATLC) stock price & volume — 10-year historical chart
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ATLC Growth Metrics
Atlanticus Holdings Corporation (ATLC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years22.8%
5 Years12.45%
3 Years23.45%
TTM-
Profit CAGR
10 Years53.23%
5 Years5.36%
3 Years-3.41%
TTM15.61%
EPS CAGR
10 Years47.78%
5 Years8.57%
3 Years0.74%
TTM29.01%
Return on Capital
10 Years2.53%
5 Years6.86%
3 Years4.32%
Last Year3.08%
ATLC Recent Earnings
Atlanticus Holdings Corporation (ATLC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 4/12 qtrs (33%)
Q2 2026Latest
May 7, 2026Metric
Actual
Est
EPS
$2.23+32.0%
$1.69
Rev
$680M-9.3%
$749M
Q2 2026
Mar 12, 2026Metric
Actual
Est
EPS
$1.75+10.1%
$1.59
Rev
$734M+6.2%
$692M
Q4 2025
Nov 10, 2025Metric
Actual
Est
EPS
$1.48+10.4%
$1.34
Rev
$179M-74.2%
$692M
Q3 2025
Aug 7, 2025Metric
Actual
Est
EPS
$1.51+16.2%
$1.30
Rev
$394M+5.4%
$374M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 7, 2026 | $2.23vs $1.69+32.0% | $680Mvs $749M-9.3% |
| Q2 2026 | Mar 12, 2026 | $1.75vs $1.59+10.1% | $734Mvs $692M+6.2% |
| Q4 2025 | Nov 10, 2025 | $1.48vs $1.34+10.4% | $179Mvs $692M-74.2% |
| Q3 2025 | Aug 7, 2025 | $1.51vs $1.30+16.2% | $394Mvs $374M+5.4% |
Based on last 12 quarters of dataView full earnings history →
ATLC Peer Comparison
Atlanticus Holdings Corporation (ATLC) competitors in Consumer Credit Issuers and Installment Lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 CACC | 6.04B | 579.73 | 15.44 | 8.57% | 19.61% | 29.39% | 4.17 | |
 OMF | 6.82B | 58.18 | 8.87 | 9.09% | 16.12% | 23.62% | 6.67 | |
 ENVA | 5.05B | 202.55 | 17.49 | 18.58% | 9.95% | 24.88% | 3.41 | |
 WRLD | 896.53M | 177.95 | 10.92 | -1.46% | 7.46% | 10.79% | 1.20 | |
 PRAA | 569.83M | 14.94 | -1.92 | 10.36% | -21.88% | -25% | 0.03 | |
 SLM | 4.56B | 23.03 | 6.66 | 4.1% | 33.13% | 31.01% | 2.39 | |
 COF | 124.76B | 201.53 | 50.01 | 28.39% | 3.54% | 2.44% | 0.45 | |
 SYF | 26.16B | 75.26 | 8.10 | -7.91% | 18.08% | 21.41% | 0.91 |
Compare ATLC vs Peers
Atlanticus Holdings Corporation (ATLC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
ATLC Income Statement
Atlanticus Holdings Corporation (ATLC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 87.01M | 124.27M | 210.49M | 359.07M | 464.66M | 704.38M | 769.78M | 819.64M | 1.1B | 1.31B |
NII Growth % | 27.18% | 42.83% | 69.38% | 70.59% | 29.41% | 51.59% | 9.28% | 6.48% | 34.42% | 236.56% |
Net Interest Margin % | 20.44% | 21.33% | 22.48% | 29.74% | 23.9% | 29.5% | 28.44% | 25.06% | 14.45% | 17.53% |
Interest Income | 114.71M | 161.17M | 261.22M | 410.62M | 518.78M | 786.24M | 879.12M | 979.81M | 1.4B | 1.69B |
Interest Expense | 27.7M | 36.9M | 50.73M | 51.55M | 54.13M | 81.85M | 109.34M | 160.17M | 301.9M | 377.13M |
Loan Loss Provision | 68.15M | 100.89M | 248.38M | 142.72M | 36.45M | 1.25M | 2.15M | 16.37M | 6.24M | -65.5M |
Non-Interest Income | -14.29M | 31.05M | 146.61M | -18.8M | -64.86M | -411.82M | -513.44M | -520.24M | -699.15M | -436.02M |
Non-Interest Income % | -14.23% | 16.15% | 35.95% | -4.8% | -14.29% | -109.99% | -140.41% | -113.2% | -99.24% | -34.9% |
Total Revenue | 100.42M▲ 0% | 192.22M▲ 91.4% | 407.83M▲ 112.2% | 391.81M▼ 3.9% | 453.93M▲ 15.9% | 374.42M▼ 17.5% | 365.68M▼ 2.3% | 459.57M▲ 25.7% | 704.5M▲ 53.3% | 1.25B▲ 0% |
Revenue Growth % | 32.29% | 91.41% | 112.17% | -3.93% | 15.85% | -17.52% | -2.33% | 25.68% | 53.29% | 580.5% |
Non-Interest Expense | 51.82M | 50.95M | 76.95M | 83.16M | 143.77M | 142.04M | 125.63M | 144.46M | 236.65M | 637.33M |
Efficiency Ratio | 51.6% | 26.51% | 18.87% | 21.22% | 31.67% | 37.94% | 34.35% | 31.43% | 33.59% | 51.01% |
Operating Income | -47.25M▲ 0% | 3.48M▲ 107.4% | 31.76M▲ 812.2% | 114.39M▲ 260.1% | 219.57M▲ 91.9% | 149.27M▼ 32.0% | 128.56M▼ 13.9% | 138.58M▲ 7.8% | 159.71M▲ 15.3% | 300.45M▲ 0% |
Operating Margin % | -47.05% | 1.81% | 7.79% | 29.2% | 48.37% | 39.87% | 35.16% | 30.15% | 22.67% | 24.05% |
Operating Income Growth % | -282.41% | 107.37% | 812.21% | 260.14% | 91.95% | -32.02% | -13.88% | 7.79% | 15.25% | - |
Pretax Income | -47.25M▲ 0% | 3.48M▲ 107.4% | 31.76M▲ 812.2% | 114.39M▲ 260.1% | 219.57M▲ 91.9% | 149.27M▼ 32.0% | 128.56M▼ 13.9% | 138.58M▲ 7.8% | 159.71M▲ 15.3% | 177.69M▲ 0% |
Pretax Margin % | -47.05% | 1.81% | 7.79% | 29.2% | 48.37% | 39.87% | 35.16% | 30.15% | 22.67% | 14.22% |
Income Tax | -6.38M | -4.13M | 5.55M | 20.47M | 41.78M | 14.66M | 26.6M | 28.47M | 39.1M | 43.63M |
Effective Tax Rate % | 13.5% | -118.61% | 17.48% | 17.9% | 19.03% | 9.82% | 20.69% | 20.55% | 24.48% | 24.55% |
Net Income | -40.78M▲ 0% | 7.86M▲ 119.3% | 26.44M▲ 236.6% | 94.12M▲ 255.9% | 177.9M▲ 89.0% | 135.6M▼ 23.8% | 102.84M▼ 24.2% | 111.3M▲ 8.2% | 122.2M▲ 9.8% | 134.86M▲ 0% |
Net Margin % | -40.61% | 4.09% | 6.48% | 24.02% | 39.19% | 36.22% | 28.12% | 24.22% | 17.35% | 10.79% |
Net Income Growth % | -543.74% | 119.26% | 236.6% | 255.94% | 89.02% | -23.78% | -24.15% | 8.22% | 9.8% | 15.61% |
Net Income (Continuing) | -40.87M | 7.61M | 26.21M | 93.92M | 177.79M | 134.61M | 101.95M | 110.11M | 120.61M | 134.06M |
EPS (Diluted) | -2.93▲ 0% | 0.56▲ 119.1% | 1.66▲ 196.4% | 3.95▲ 138.0% | 7.56▲ 91.4% | 5.83▼ 22.9% | 4.24▼ 27.3% | 4.77▲ 12.5% | 5.96▲ 24.9% | 7.03▲ 0% |
EPS Growth % | -551.11% | 119.11% | 196.43% | 137.95% | 91.39% | -22.88% | -27.27% | 12.5% | 24.95% | 29.01% |
EPS (Basic) | -2.93 | 0.56 | 1.74 | 5.32 | 10.32 | 7.55 | 5.35 | 5.93 | 7.39 | - |
Diluted Shares Outstanding | 13.94M | 14M | 15.27M | 20.1M | 20.9M | 19.38M | 18.88M | 18.8M | 19.19M | 19.19M |
ATLC Balance Sheet
Atlanticus Holdings Corporation (ATLC) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 41.74M | 61.09M | 135.38M | 178.1M | 409.66M | 384.98M | 339.34M | 375.42M | 621.09M | 2.18B |
Cash & Due from Banks | 41.74M | 61.09M | 135.38M | 178.1M | 409.66M | 384.98M | 339.34M | 375.42M | 621.09M | 804.06M |
Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Investments | 309.32M | 427.02M | 727.92M | 921.65M | 1.41B | 1.91B | 2.27B | 2.71B | 6.73B | 6.53B |
Investments Growth % | 25.66% | 38.05% | 70.46% | 26.62% | 53.01% | 35.11% | 19.25% | 19.47% | 147.95% | 462.93% |
Long-Term Investments | 309.32M | 427.02M | 727.92M | 921.65M | 1.41B | 1.91B | 2.27B | 2.71B | 6.73B | 22.79B |
Accounts Receivables | 305.08M | 424.54M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 30.27M | 27.7M |
Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 30.27M | 27.7M |
PP&E (Net) | 3.23M | 3.63M | 16.83M | 11.42M | 11.35M | 21.8M | 22.75M | 24.4M | 27.69M | 26.34M |
Other Assets | -275.91M | -343.76M | 41.02M | 80.86M | 96.97M | 48.21M | 72.17M | 156.29M | 66.95M | 74.1M |
Total Current Assets | 388.97M | 495.72M | 150.51M | 193.28M | 425.31M | 412.4M | 339.34M | 375.42M | 767.41M | 804.06M |
Total Non-Current Assets | 36.65M | 86.89M | 785.76M | 1.01B | 1.52B | 1.98B | 2.37B | 2.9B | 6.86B | 6.66B |
Total Assets | 425.61M▲ 0% | 582.61M▲ 36.9% | 936.27M▲ 60.7% | 1.21B▲ 28.9% | 1.94B▲ 61.0% | 2.39B▲ 22.8% | 2.71B▲ 13.3% | 3.27B▲ 20.8% | 7.62B▲ 133.1% | 7.47B▲ 0% |
Asset Growth % | 17.4% | 36.89% | 60.7% | 28.94% | 61.02% | 22.84% | 13.34% | 20.85% | 133.07% | 422.5% |
Return on Assets (ROA) | -10.35% | 1.56% | 3.48% | 8.78% | 11.29% | 6.26% | 4.04% | 3.72% | 2.24% | 2.09% |
Accounts Payable | 115.74M | 105.77M | 41.62M | 41.73M | 42.29M | 44.33M | 61.63M | 72.09M | 284.51M | 0 |
Total Debt | 336.87M | 498.72M | 799.48M | 923.69M | 1.43B | 1.82B | 2.03B | 2.51B | 6.54B | 6.35B |
Net Debt | 295.13M | 437.63M | 664.1M | 745.59M | 1.02B | 1.43B | 1.69B | 2.13B | 5.92B | 5.55B |
Long-Term Debt | 336.87M | 498.72M | 777.22M | 909.91M | 1.42B | 1.8B | 2.01B | 2.48B | 6.52B | 6.26B |
Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 78.43M |
Other Liabilities | 9.13M | 252K | 94.83M | 165.28M | 187.42M | 200.64M | 226.08M | 204.07M | 40M | 426.8M |
Total Current Liabilities | 115.74M | 105.77M | 41.62M | 41.73M | 42.29M | 44.33M | 61.63M | 72.09M | 436.65M | 78.43M |
Total Non-Current Liabilities | 346M | 498.97M | 894.31M | 1.09B | 1.61B | 2.02B | 2.25B | 2.71B | 6.58B | 6.7B |
Total Liabilities | 461.74M | 604.74M | 935.93M | 1.13B | 1.66B | 2.06B | 2.31B | 2.78B | 7.02B | 6.78B |
Total Equity | -36.13M▲ 0% | -22.13M▲ 38.7% | 335K▲ 101.5% | 76.51M▲ 22738.8% | 287.5M▲ 275.8% | 325.04M▲ 13.1% | 392.42M▲ 20.7% | 489.36M▲ 24.7% | 603.83M▲ 23.4% | 683.97M▲ 0% |
Equity Growth % | -725.36% | 38.75% | 101.51% | 22738.81% | 275.77% | 13.06% | 20.73% | 24.7% | 23.39% | 88.08% |
Equity / Assets (Capital Ratio) | -8.49% | -3.8% | 0.04% | 6.34% | 14.79% | 13.61% | 14.5% | 14.96% | 7.92% | 9.16% |
Return on Equity (ROE) | - | - | 7893.43% | 244.96% | 97.75% | 44.27% | 28.67% | 25.24% | 22.36% | 21.82% |
Book Value per Share | -2.59 | -1.58 | 0.02 | 3.81 | 13.76 | 16.78 | 20.78 | 26.03 | 31.47 | 35.65 |
Tangible BV per Share | -2.59 | -1.58 | 0.02 | 3.81 | 13.76 | 16.78 | 20.78 | 26.03 | 29.89 | 34.20 |
Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Additional Paid-in Capital | 212.78M | 213.44M | 212.69M | 194.95M | 227.76M | 122M | 87.42M | 98.28M | 102.28M | 100.14M |
Retained Earnings | -246.64M | -238.78M | -211.79M | -117.67M | 60.24M | 204.41M | 307.26M | 394.63M | 506.42M | 548.29M |
Accumulated OCI | -2.18M | 3.56M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 40M | 40M | 0 | 0 | 0 | 0 | 0 | 40M |
ATLC Cash Flow Statement
Atlanticus Holdings Corporation (ATLC) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | -26.47M | 42.86M | 99.96M | 212.73M | 212.37M | 346.13M | 459.32M | 469.4M | 637.96M | 792.74M |
Operating CF Growth % | -167.85% | 261.9% | 133.25% | 112.81% | -0.17% | 62.99% | 32.7% | 2.2% | 35.91% | 245.17% |
Net Income | -40.87M | 7.61M | 26.21M | 93.92M | 177.79M | 134.61M | 102.84M | 111.3M | 120.61M | 134.86M |
Depreciation & Amortization | 1.02M | 987K | 7.69M | 7.95M | 2.49M | 4.85M | 4.04M | 17.02M | 9.9M | 11.88M |
Deferred Taxes | 0 | 26.92M | 130.42M | 37M | -95.87M | 20.98M | 37.83M | 30.49M | 38.65M | 29M |
Other Non-Cash Items | 3.52M | -3.31M | -12.24M | 98.86M | 208.72M | 421.21M | 549.27M | 577.39M | 909.18M | 1.1B |
Working Capital Changes | 8.33M | 9.32M | -53.83M | -26.34M | -84M | -239.69M | -238.44M | -270.69M | -444.67M | -489.62M |
Cash from Investing | -80.32M | -134.52M | -433.69M | -292.57M | -475.02M | -680.78M | -672.2M | -747.03M | -1.51B | -1.45B |
Purchase of Investments | -466.74M | -607.98M | -1.1B | -1.33B | -398K | -2.54B | 0 | 0 | 0 | -1.36B |
Sale/Maturity of Investments | 3.64M | 2.35M | 1.52M | 998K | 560K | 1.84B | 0 | 0 | 0 | 1.29B |
Net Investment Activity | -463.1M | -605.63M | -1.1B | -1.33B | 162K | -708.18M | 0 | 0 | 0 | -72.23M |
Acquisitions | 0 | 607.98M | 1.1B | 1.33B | 1.1M | 708.18M | 0 | 0 | -72.86M | 0 |
Other Investing | 383.18M | -135.48M | -434.96M | -292.82M | -469.19M | -675.93M | -668.21M | -745.24M | -1.43B | -1.38B |
Cash from Financing | 84.64M | 161.75M | 368.72M | 162.38M | 510.33M | 261.25M | 163.34M | 393.61M | 1.14B | 998.06M |
Dividends Paid | 0 | 0 | 0 | -13.56M | -21.81M | -24.79M | -24.91M | -25.74M | -12.43M | -9.12M |
Share Repurchases | -389K | -723K | -2.52M | -3.35M | -25.22M | -89.01M | -17.67M | -52.67M | -69.57M | -22.15M |
Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7.07M | 19.27M | 4.41M |
Net Stock Activity | -389K | -723K | -2.52M | -3.35M | -25.22M | -89.01M | -17.67M | -45.6M | -50.3M | -17.75M |
Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 2M |
Other Financing | 7K | 50K | 50.22M | 51.33M | 2.27M | 4.28M | 3.41M | 889K | 268K | 347K |
Net Change in Cash | -21.98M▲ 0% | 71.1M▲ 423.4% | 34.64M▼ 51.3% | 82.57M▲ 138.4% | 247.67M▲ 200.0% | -73.44M▼ 129.7% | -49.54M▲ 32.5% | 115.98M▲ 334.1% | 267.77M▲ 130.9% | 342.61M▲ 0% |
Exchange Rate Effect | 165K | 1.01M | -354K | 23K | -5K | -36K | 2K | 0 | 0 | 0 |
Cash at Beginning | 92.64M | 70.66M | 141.75M | 176.39M | 258.96M | 506.63M | 433.19M | 383.65M | 499.64M | 767.41M |
Cash at End | 70.66M | 141.75M | 176.39M | 258.96M | 506.63M | 433.19M | 383.65M | 499.64M | 767.41M | 804.06M |
Interest Paid | 25.48M | 33.47M | 46.3M | 46.53M | 47.61M | 75.36M | 99.45M | 145.67M | 268.39M | 119.89M |
Income Taxes Paid | 258K | 4.75M | 20K | 327K | 19.95M | 4.25M | 1.47M | 229K | 1.03M | 660K |
Free Cash Flow | -26.86M▲ 0% | 41.47M▲ 254.4% | 99.71M▲ 140.4% | 211.99M▲ 112.6% | 205.28M▼ 3.2% | 341.28M▲ 66.3% | 455.32M▲ 33.4% | 467.62M▲ 2.7% | 632.94M▲ 35.4% | 790.14M▲ 0% |
FCF Growth % | -169.48% | 254.38% | 140.43% | 112.6% | -3.16% | 66.25% | 33.42% | 2.7% | 35.35% | 65.31% |
ATLC Banking Ratios
Atlanticus Holdings Corporation (ATLC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | - | - | 7893.43% | 244.96% | 97.75% | 44.27% | 28.67% | 25.24% | 22.36% | 21.82% |
Return on Assets (ROA) | -10.35% | 1.56% | 3.48% | 8.78% | 11.29% | 6.26% | 4.04% | 3.72% | 2.24% | 2.09% |
Net Interest Margin | 20.44% | 21.33% | 22.48% | 29.74% | 23.9% | 29.5% | 28.44% | 25.06% | 14.45% | 17.53% |
Efficiency Ratio | 51.6% | 26.51% | 18.87% | 21.22% | 31.67% | 37.94% | 34.35% | 31.43% | 33.59% | 51.01% |
Equity / Assets | -8.49% | -3.8% | 0.04% | 6.34% | 14.79% | 13.61% | 14.5% | 14.96% | 7.92% | 9.16% |
Book Value / Share | -2.59 | -1.58 | 0.02 | 3.81 | 13.76 | 16.78 | 20.78 | 26.03 | 31.47 | 35.65 |
NII Growth | 27.18% | 42.83% | 69.38% | 70.59% | 29.41% | 51.59% | 9.28% | 6.48% | 34.42% | 58.69% |
Dividend Payout | - | - | - | - | - | - | - | 23.13% | - | 0% |
Related:ATLC Dividend History·ATLC Revenue History·ATLC Price History·ATLC P/E History·ATLC Financial Ratios·ATLC Institutional Holders
ATLC SEC Filings & Documents
Atlanticus Holdings Corporation (ATLC) SEC filings — annual & quarterly reports (10-K, 10-Q)
ATLC Frequently Asked Questions
Atlanticus Holdings Corporation (ATLC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Atlanticus Holdings Corporation (ATLC) grew revenue by 53.3% over the past year. This is strong growth.
Yes, Atlanticus Holdings Corporation (ATLC) is profitable, generating $134.9M in net income for fiscal year 2025 (17.3% net margin).
Dividend & Returns
Yes, Atlanticus Holdings Corporation (ATLC) pays a dividend with a yield of 0.65%. This makes it attractive for income-focused investors.
Atlanticus Holdings Corporation (ATLC) has a return on equity (ROE) of 22.4%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
Atlanticus Holdings Corporation (ATLC) has a net interest margin (NIM) of 14.5%. This indicates healthy earnings from lending activities.
Atlanticus Holdings Corporation (ATLC) has an efficiency ratio of 33.6%. This is excellent, indicating strong cost control.