8-K Announcements
6Material company update
Feb 5, 2026·SEC
Material company update
Dec 18, 2025·SEC
Material company update
Dec 5, 2025·SEC
OneMain Holdings, Inc.(OMF)Earnings, Financials & Key Ratios
OMF•NYSE•Banking & Credit
$55.90
$6.55B mkt cap·8.5× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryCredit ServicesSub-IndustryConsumer Credit Issuers and Installment Lenders
AboutOneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards and insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.Show more
- Net Interest Income$4.18B+9.8%
- Total Revenue$6.24B+9.1%
- Net Income$783M+53.8%
- Return on Equity23.76%+48.8%
- Net Interest Margin15.27%+3.9%
- Efficiency Ratio31.59%-1.2%
- ROA2.94%+44.9%
- Equity / Assets12.42%+0.8%
- Book Value per Share28.51+7.3%
- Tangible BV/Share13.79+15.7%
- Debt/Equity6.67-0.7%
OMF Key Insights
OneMain Holdings, Inc. (OMF) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 20.1%
- ✓Strong Piotroski F-Score: 7/9
- ✓Strong NIM of 15.3%
- ✓Efficient operations: 31.6% efficiency ratio
- ✓Well capitalized: 12.4% equity/assets
- ✓Healthy dividend yield of 4.6%
✗Weaknesses
- ✗High debt to equity ratio of 6.7x
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
OMF Price & Volume
OneMain Holdings, Inc. (OMF) stock price & volume — 10-year historical chart
Loading chart...
OMF Growth Metrics
OneMain Holdings, Inc. (OMF) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.03%
5 Years4.82%
3 Years7.03%
TTM-
Profit CAGR
10 Years-
5 Years1.41%
3 Years-3.52%
TTM40.39%
EPS CAGR
10 Years-
5 Years3.93%
3 Years-2.19%
TTM42.07%
Return on Capital
10 Years3.99%
5 Years4.6%
3 Years3.33%
Last Year3.76%
OMF Recent Earnings
OneMain Holdings, Inc. (OMF) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 11/12 qtrs (92%)●Beat Revenue 9/12 qtrs (75%)
Q2 2026Latest
May 1, 2026EPS
$1.95
Est $1.86
+4.8%
Revenue
$1.3B
Est $1.3B
-1.5%
Q1 2026
Feb 5, 2026EPS
$1.59
Est $1.55
+2.6%
Revenue
$1.3B
Est $1.3B
-0.7%
Q4 2025
Oct 31, 2025EPS
$1.90
Est $1.61
+18.0%
Revenue
$1.3B
Est $1.3B
+1.8%
Q3 2025
Jul 25, 2025EPS
$1.45
Est $1.25
+16.0%
Revenue
$1.5B
Est $1.2B
+23.9%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 1, 2026 | $1.95vs $1.86+4.8% | $1.3Bvs $1.3B-1.5% |
| Q1 2026 | Feb 5, 2026 | $1.59vs $1.55+2.6% | $1.3Bvs $1.3B-0.7% |
| Q4 2025 | Oct 31, 2025 | $1.90vs $1.61+18.0% | $1.3Bvs $1.3B+1.8% |
| Q3 2025 | Jul 25, 2025 | $1.45vs $1.25+16.0% | $1.5Bvs $1.2B+23.9% |
Based on last 12 quarters of dataView full earnings history →
OMF Peer Comparison
OneMain Holdings, Inc. (OMF) competitors in Consumer Credit Issuers and Installment Lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 SLM | 4.46B | 22.53 | 6.51 | 4.1% | 31.01% | 2.39 | ||
 ENVA | 4.3B | 172.57 | 14.90 | 18.58% | 24.88% | 3.41 | ||
 WRLD | 751.13M | 149.09 | 9.15 | -1.46% | 10.79% | 1.20 | ||
 COF | 119.72B | 193.40 | 47.99 | 28.39% | 2.44% | 0.45 | ||
 SYF | 26.12B | 75.15 | 8.09 | -7.91% | 21.41% | 0.91 | ||
 ALLY | 13.67B | 44.30 | 18.69 | -25.75% | 5.5% | 1.40 | ||
 LDI | 469.04M | 1.40 | -4.67 | 37.59% | -14.5% | 13.05 | ||
 NAVI | 820.53M | 8.73 | -10.78 | -23.74% | -2.45% | 19.05 |
Compare OMF vs Peers
OneMain Holdings, Inc. (OMF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
OMF Income Statement
OneMain Holdings, Inc. (OMF) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 2.38B | 2.78B | 3.16B | 3.34B | 3.43B | 3.54B | 3.54B | 3.81B | 4.18B | 3.19B |
| NII Growth % | 5.59% | 16.93% | 13.44% | 5.83% | 2.57% | 3.38% | 0.06% | 7.42% | 9.85% | -71.55% |
| Net Interest Margin % | 12.25% | 13.85% | 13.84% | 14.87% | 15.52% | 15.72% | 14.59% | 14.7% | 15.27% | 11.8% |
| Interest Income | 3.2B | 3.66B | 4.13B | 4.37B | 4.36B | 4.43B | 4.56B | 4.99B | 5.46B | 5.53B |
| Interest Expense | 816M | 875M | 970M | 1.03B | 937M | 892M | 1.02B | 1.19B | 1.27B | 1.28B |
| Loan Loss Provision | 955M | 1.05B | 1.13B | 1.32B | 593M | 1.4B | 1.72B | 2.04B | 2B | 1.46B |
| Non-Interest Income | 589M | 583M | 555M | 565M | 609M | 656M | 735M | 729M | 787M | -595M |
| Non-Interest Income % | 15.56% | 13.75% | 11.85% | 11.45% | 12.25% | 12.89% | 13.87% | 12.74% | 12.61% | -12.05% |
| Total Revenue | 3.79B▲ 0% | 4.24B▲ 12.0% | 4.68B▲ 10.4% | 4.93B▲ 5.4% | 4.97B▲ 0.8% | 5.09B▲ 2.4% | 5.3B▲ 4.1% | 5.72B▲ 8.0% | 6.24B▲ 9.1% | 4.94B▲ 0% |
| Revenue Growth % | 1.5% | 12.05% | 10.4% | 5.36% | 0.81% | 2.37% | 4.09% | 7.98% | 9.09% | -61.14% |
| Non-Interest Expense | 1.58B | 1.69B | 1.49B | 1.61B | 1.7B | 1.64B | 1.72B | 1.83B | 1.97B | 1.51B |
| Efficiency Ratio | 41.82% | 39.94% | 31.72% | 32.64% | 34.22% | 32.25% | 32.44% | 31.98% | 31.59% | 30.65% |
| Operating Income | 431M▲ 0% | 624M▲ 44.8% | 1.1B▲ 76.0% | 977M▼ 11.0% | 1.74B▲ 78.2% | 1.16B▼ 33.7% | 840M▼ 27.3% | 667M▼ 20.6% | 1B▲ 50.1% | 726M▲ 0% |
| Operating Margin % | 11.39% | 14.71% | 23.45% | 19.81% | 35.01% | 22.69% | 15.85% | 11.66% | 16.04% | 14.7% |
| Operating Income Growth % | 21.07% | 44.78% | 75.96% | -11.02% | 78.2% | -33.66% | -27.27% | -20.6% | 50.08% | - |
| Pretax Income | 431M▲ 0% | 624M▲ 44.8% | 1.1B▲ 76.0% | 977M▼ 11.0% | 1.74B▲ 78.2% | 1.16B▼ 33.7% | 840M▼ 27.3% | 667M▼ 20.6% | 1B▲ 50.1% | 1.02B▲ 0% |
| Pretax Margin % | 11.39% | 14.71% | 23.45% | 19.81% | 35.01% | 22.69% | 15.85% | 11.66% | 16.04% | 20.69% |
| Income Tax | 248M | 177M | 243M | 247M | 427M | 283M | 199M | 158M | 218M | 226M |
| Effective Tax Rate % | 57.54% | 28.37% | 22.13% | 25.28% | 24.53% | 24.5% | 23.69% | 23.69% | 21.78% | 22.11% |
| Net Income | 183M▲ 0% | 447M▲ 144.3% | 855M▲ 91.3% | 730M▼ 14.6% | 1.31B▲ 80.0% | 872M▼ 33.6% | 641M▼ 26.5% | 509M▼ 20.6% | 783M▲ 53.8% | 796M▲ 0% |
| Net Margin % | 4.83% | 10.54% | 18.26% | 14.8% | 26.42% | 17.13% | 12.1% | 8.9% | 12.54% | 16.12% |
| Net Income Growth % | -14.88% | 144.26% | 91.28% | -14.62% | 80% | -33.64% | -26.49% | -20.59% | 53.83% | 40.39% |
| Net Income (Continuing) | 183M | 447M | 855M | 730M | 1.31B | 872M | 641M | 509M | 783M | 796M |
| EPS (Diluted) | 1.35▲ 0% | 3.29▲ 143.7% | 6.27▲ 90.6% | 5.41▼ 13.7% | 9.88▲ 82.6% | 7.01▼ 29.0% | 5.31▼ 24.3% | 4.24▼ 20.2% | 6.56▲ 54.7% | 6.79▲ 0% |
| EPS Growth % | -15.09% | 143.7% | 90.58% | -13.72% | 82.62% | -29.05% | -24.25% | -20.15% | 54.72% | 42.07% |
| EPS (Basic) | 1.35 | 3.29 | 6.28 | 5.42 | 9.91 | 7.02 | 5.35 | 4.25 | 6.59 | - |
| Diluted Shares Outstanding | 135.68M | 136.03M | 136.33M | 134.92M | 133.05M | 124.42M | 120.63M | 120.1M | 119.3M | 117.27M |
OMF Balance Sheet
OneMain Holdings, Inc. (OMF) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 2.68B | 679M | 3.02B | 4.12B | 2.45B | 2.23B | 2.66B | 2B | 1.33B | 5.71B |
| Cash & Due from Banks | 987M | 679M | 1.23B | 2.27B | 541M | 498M | 1.01B | 458M | 914M | 834M |
| Short Term Investments | 1.7B | 0 | 1.8B | 1.85B | 1.91B | 1.73B | 1.65B | 1.54B | 421M | 1.61B |
| Total Investments | 2.2B | 1.69B | 19.44B | 17.74B | 19.11B | 19.48B | 20.59B | 22.46B | 23.56B | 1.61B |
| Investments Growth % | -2.57% | -23.1% | 1047.82% | -8.78% | 7.74% | 1.92% | 5.71% | 9.07% | 4.91% | -75.84% |
| Long-Term Investments | 1.7B | 1.69B | 17.65B | 15.89B | 17.2B | 17.75B | 18.94B | 20.92B | 23.14B | 68.3B |
| Accounts Receivables | 0 | 13M | 289M | 299M | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 1.86B | 1.81B | 1.76B | 1.73B | 1.71B | 1.7B | 1.7B | 1.76B | 1.76B | 1.75B |
| Goodwill | 1.42B | 1.42B | 1.42B | 1.42B | 1.44B | 1.44B | 1.44B | 1.47B | 1.47B | 1.47B |
| Intangible Assets | 440M | 388M | 343M | 306M | 274M | 261M | 260M | 286M | 282M | 281M |
| PP&E (Net) | 144M | 133M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 13.01B | 13.95B | 92M | 435M | 718M | 866M | 461M | 552M | 461M | 0 |
| Total Current Assets | 2.68B | 2.37B | 3.31B | 4.42B | 2.45B | 2.23B | 3.19B | 2.68B | 2.03B | 2.45B |
| Total Non-Current Assets | 16.75B | 17.72B | 19.5B | 18.05B | 19.63B | 20.31B | 21.1B | 23.23B | 25.35B | 1.75B |
| Total Assets | 19.43B▲ 0% | 20.09B▲ 3.4% | 22.82B▲ 13.6% | 22.47B▼ 1.5% | 22.08B▼ 1.7% | 22.54B▲ 2.1% | 24.29B▲ 7.8% | 25.91B▲ 6.7% | 27.39B▲ 5.7% | 27.02B▲ 0% |
| Asset Growth % | 7.23% | 3.38% | 13.57% | -1.52% | -1.74% | 2.07% | 7.8% | 6.65% | 5.7% | 21.16% |
| Return on Assets (ROA) | 0.97% | 2.26% | 3.99% | 3.22% | 5.9% | 3.91% | 2.74% | 2.03% | 2.94% | 2.95% |
| Accounts Payable | 58M | 123M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 15.05B | 15.18B | 17.21B | 17.8B | 17.75B | 18.28B | 19.81B | 21.44B | 22.69B | 0 |
| Net Debt | 14.06B | 14.5B | 15.98B | 15.53B | 17.21B | 17.78B | 18.8B | 20.98B | 21.78B | -834M |
| Long-Term Debt | 15.05B | 15.18B | 17.21B | 17.8B | 17.75B | 18.28B | 19.81B | 21.44B | 22.69B | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 1.1B | 1.11B | 1.24B | 1.19B | 1.24B | 1.24B | 1.29B | 1.28B | 1.26B | 0 |
| Total Current Liabilities | 0 | 624M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Non-Current Liabilities | 16.16B | 16.29B | 18.49B | 19.03B | 18.99B | 19.52B | 21.11B | 22.72B | 23.99B | 0 |
| Total Liabilities | 16.16B | 16.29B | 18.49B | 19.03B | 18.99B | 19.52B | 21.11B | 22.72B | 23.99B | 23.64B |
| Total Equity | 3.28B▲ 0% | 3.8B▲ 15.9% | 4.33B▲ 14.0% | 3.44B▼ 20.5% | 3.09B▼ 10.1% | 3.02B▼ 2.5% | 3.19B▲ 5.7% | 3.19B▲ 0.2% | 3.4B▲ 6.6% | 3.38B▲ 0% |
| Equity Growth % | 6.91% | 15.89% | 13.98% | -20.53% | -10.11% | -2.52% | 5.67% | 0.16% | 6.58% | 20.32% |
| Equity / Assets (Capital Ratio) | 16.87% | 18.91% | 18.98% | 15.31% | 14.01% | 13.38% | 13.11% | 12.32% | 12.42% | 12.5% |
| Return on Equity (ROE) | 5.77% | 12.63% | 21.04% | 18.79% | 40.22% | 28.55% | 20.67% | 15.96% | 23.76% | 23.62% |
| Book Value per Share | 24.16 | 27.93 | 31.76 | 25.50 | 23.25 | 24.23 | 26.41 | 26.57 | 28.51 | 28.80 |
| Tangible BV per Share | 10.44 | 14.62 | 18.82 | 12.70 | 10.39 | 10.59 | 12.34 | 11.92 | 13.79 | 13.83 |
| Common Stock | 1M | 1M | 1M | 1M | 1M | 1M | 1M | 1M | 1M | 1M |
| Additional Paid-in Capital | 1.56B | 1.68B | 1.69B | 1.66B | 1.67B | 1.69B | 1.72B | 1.73B | 1.76B | 0 |
| Retained Earnings | 1.71B | 2.15B | 2.6B | 1.69B | 1.73B | 2.12B | 2.29B | 2.3B | 2.58B | 2.68B |
| Accumulated OCI | 11M | -34M | 44M | 94M | 61M | -127M | -87M | -81M | -41M | -53M |
| Treasury Stock | 0 | 0 | 0 | 0 | -368M | -667M | -728M | -759M | -895M | 0 |
| Preferred Stock | 0 | 0 | 19M | 13M | 0 | 0 | 0 | 0 | 0 | 0 |
OMF Cash Flow Statement
OneMain Holdings, Inc. (OMF) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 1.55B | 2.05B | 2.36B | 2.21B | 2.25B | 2.39B | 2.52B | 2.7B | 3.13B | 3.13B |
| Operating CF Growth % | 17.27% | 31.58% | 15.44% | -6.35% | 1.58% | 6.23% | 5.53% | 7.15% | 15.97% | 57.17% |
| Net Income | 183M | 447M | 855M | 730M | 1.31B | 878M | 641M | 509M | 783M | 796M |
| Depreciation & Amortization | 328M | 289M | 271M | 264M | 264M | 262M | 257M | 277M | 287M | 291M |
| Deferred Taxes | 30M | 23M | 1M | -42M | 78M | -62M | -36M | -42M | 43M | 57M |
| Other Non-Cash Items | 980M | 1.07B | 1.16B | 1.36B | 616M | 1.37B | 1.67B | 2.05B | 2B | 1.95B |
| Working Capital Changes | 17M | 86M | 67M | -118M | -48M | -90M | -44M | -125M | -13M | 74M |
| Cash from Investing | -2.19B | -2.4B | -3.43B | -751M | -2.14B | -2.12B | -2.86B | -3.27B | -3.16B | -3.06B |
| Purchase of Investments | -671M | -691M | -736M | -994M | -1.23B | -536M | -184M | -284M | -321M | -242M |
| Sale/Maturity of Investments | 757M | 599M | 605M | 1.02B | 1.1B | 477M | 329M | 0 | 0 | 238M |
| Net Investment Activity | 86M | -92M | -131M | 26M | -120M | -59M | 145M | -284M | -321M | -4M |
| Acquisitions | -4M | 0 | 0 | 0 | 0 | 0 | 0 | -64M | 0 | 0 |
| Other Investing | -2.28B | -2.31B | -3.3B | -777M | -2.02B | -2.06B | -3.01B | -2.92B | -2.84B | -3.05B |
| Cash from Financing | 975M | 44M | 1.52B | -370M | -1.81B | -326M | 932M | 161M | 520M | 50M |
| Dividends Paid | 0 | 0 | -408M | -806M | -1.27B | -480M | -487M | -498M | -499M | -501M |
| Share Repurchases | -5M | -10M | 0 | -45M | -368M | -303M | -65M | -35M | -154M | -232M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 2M | 3M | 4M | 0 | 9M |
| Net Stock Activity | -5M | -10M | 0 | -45M | -368M | -301M | -62M | -31M | -154M | -223M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 3M |
| Other Financing | -5M | -10M | 0 | -6M | -6M | -12M | -7M | -11M | 25M | -443M |
| Net Change in Cash | 338M▲ 0% | -307M▼ 190.8% | 454M▲ 247.9% | 1.09B▲ 140.3% | -1.71B▼ 256.4% | -58M▲ 96.6% | 589M▲ 1115.5% | -406M▼ 168.9% | 489M▲ 220.4% | 199M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 1.15B | 1.49B | 1.18B | 1.63B | 2.72B | 1.02B | 959M | 1.55B | 1.11B | 1.61B |
| Cash at End | 1.49B | 1.18B | 1.63B | 2.72B | 1.02B | 959M | 1.55B | 1.14B | 1.6B | 1.56B |
| Interest Paid | 746M | 752M | 845M | 978M | 891M | 857M | 968M | 1.14B | 1.24B | 0 |
| Income Taxes Paid | 156M | 150M | 261M | 289M | 403M | 343M | 215M | 219M | 127M | 0 |
| Free Cash Flow | 1.56B▲ 0% | 2.05B▲ 31.2% | 2.36B▲ 15.4% | 2.21B▼ 6.4% | 2.25B▲ 1.6% | 2.39B▲ 6.2% | 2.52B▲ 5.5% | 2.7B▲ 7.1% | 3.13B▲ 16.0% | 3.21B▲ 0% |
| FCF Growth % | 16.87% | 31.24% | 15.44% | -6.35% | 1.58% | 6.23% | 5.53% | 7.15% | 15.97% | 14.26% |
OMF Banking Ratios
OneMain Holdings, Inc. (OMF) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 5.77% | 12.63% | 21.04% | 18.79% | 40.22% | 28.55% | 20.67% | 15.96% | 23.76% | 23.62% |
| Return on Assets (ROA) | 0.97% | 2.26% | 3.99% | 3.22% | 5.9% | 3.91% | 2.74% | 2.03% | 2.94% | 2.95% |
| Net Interest Margin | 12.25% | 13.85% | 13.84% | 14.87% | 15.52% | 15.72% | 14.59% | 14.7% | 15.27% | 11.8% |
| Efficiency Ratio | 41.82% | 39.94% | 31.72% | 32.64% | 34.22% | 32.25% | 32.44% | 31.98% | 31.59% | 30.65% |
| Equity / Assets | 16.87% | 18.91% | 18.98% | 15.31% | 14.01% | 13.38% | 13.11% | 12.32% | 12.42% | 12.5% |
| Book Value / Share | 24.16 | 27.93 | 31.76 | 25.5 | 23.25 | 24.23 | 26.41 | 26.57 | 28.51 | 28.8 |
| NII Growth | 5.59% | 16.93% | 13.44% | 5.83% | 2.57% | 3.38% | 0.06% | 7.42% | 9.85% | -18.45% |
| Dividend Payout | - | - | 47.72% | 110.41% | 96.96% | 55.05% | 64.59% | 110.02% | 39.46% | 22.99% |
OMF SEC Filings & Documents
OneMain Holdings, Inc. (OMF) SEC filings — annual & quarterly reports (10-K, 10-Q)
OMF Frequently Asked Questions
OneMain Holdings, Inc. (OMF) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
OneMain Holdings, Inc. (OMF) grew revenue by 9.1% over the past year. This is steady growth.
Yes, OneMain Holdings, Inc. (OMF) is profitable, generating $796.0M in net income for fiscal year 2025 (12.5% net margin).
Dividend & Returns
Yes, OneMain Holdings, Inc. (OMF) pays a dividend with a yield of 4.63%. This makes it attractive for income-focused investors.
OneMain Holdings, Inc. (OMF) has a return on equity (ROE) of 23.8%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
OneMain Holdings, Inc. (OMF) has a net interest margin (NIM) of 15.3%. This indicates healthy earnings from lending activities.
OneMain Holdings, Inc. (OMF) has an efficiency ratio of 31.6%. This is excellent, indicating strong cost control.
Explore More OMF
OneMain Holdings, Inc. (OMF) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates