Atlanticus Holdings Corporation

Atlanticus Holdings Corporation ( ATLC ) Q3 2026 Earnings Call November 5, 2026 5:00 PM EST Company Participants Dan Mauch - Investor Relations Jeffrey Howard - President, CEO & Director William McCamey - Chief Financial Officer Conference Call Participants Randy Binner - Texas Capital Securities, Research Division David Scharf - Citizens JMP Securities, LLC, Research Division Presentation Operator Good afternoon, and welcome, everyone, to the Atlanticus Third Quarter 2026 Earnings Call. Today's conference is being recorded.

Atlanticus Holdings Corporation (ATLC) came out with quarterly earnings of $3 per share, beating the Zacks Consensus Estimate of $2.86 per share. This compares to earnings of $1.48 per share a year ago.

Atlanticus NASDAQ: ATLC reported record third-quarter operating performance, with earnings boosted by gains from the sale of its auto finance operations and Mercury intellectual property. Management said it plans to direct the proceeds toward higher-return consumer credit businesses.

Third Quarter Earnings of $4.87 Per Diluted Common Share Resulting from Continued Strong Asset-Level Performance Coupled with Sale of Auto Finance Business and Mercury Word Mark Third Quarter Earnings of $4.87 Per Diluted Common Share Resulting from Continued Strong Asset-Level Performance Coupled with Sale of Auto Finance Business and Mercury Word Mark