Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 6.79 | 10.92 | 11.94 | 12.09 | 2.61 | 12.91 | — | 18.39 | 15.64 | 17.94 | — | 23.29 | 144.87 | 13.85 | 15.78 | 9.28 | 10.15 | 9.85 | 11.51 | 13.28 | 15.26 |
| — | -15.5% | — | -34.3% | -83.3% | -28.0% | — | -21.0% | -89.2% | +29.5% | — | +151.1% | +1327.5% | +40.6% | +37.0% | -30.2% | -33.5% | -63.5% | +2.5% | -10.4% | +6.6% | |
| P/S Ratio | 2.68 | 3.10 | 3.23 | 3.00 | 1.51 | 3.25 | 9.88 | 3.28 | 3.50 | 3.08 | — | 2.74 | 4.86 | 2.84 | 2.69 | 2.67 | 3.66 | 3.35 | 3.74 | 4.27 | 4.47 |
| — | -4.7% | -67.3% | -8.7% | -56.9% | +5.6% | — | +19.7% | -28.0% | +8.5% | — | +2.5% | +32.7% | -15.2% | -28.1% | -37.3% | -18.2% | -26.0% | -5.5% | -22.8% | -2.7% | |
| P/B Ratio | 1.15 | 1.14 | 1.12 | 1.04 | 1.05 | 0.87 | 0.83 | 0.80 | 0.87 | 0.74 | 0.60 | 0.62 | 0.81 | 0.70 | 0.67 | 0.81 | 1.28 | 1.21 | 1.24 | 1.33 | 1.32 |
| — | +31.3% | +34.1% | +29.2% | +20.2% | +18.0% | +38.9% | +30.0% | +8.3% | +5.5% | -10.2% | -24.1% | -36.9% | -42.0% | -46.1% | -38.8% | -3.6% | -2.3% | +2.8% | -11.7% | +1.5% | |
| P/FCF | 17.75 | — | 9.29 | 121.26 | 7.85 | 8.01 | 12.91 | 19.10 | 8.99 | 8.26 | 19.40 | 16.20 | 114.02 | 5.44 | 9.23 | 7.29 | 8.87 | 6.32 | 16.04 | 12.32 | 11.73 |
| — | — | -28.1% | +534.8% | -12.7% | -3.0% | -33.5% | +17.9% | -92.1% | +51.7% | +110.3% | +122.1% | +1184.9% | -13.8% | -42.5% | -40.8% | -24.4% | -44.2% | +2.5% | +14.8% | -6.5% | |
| EV / EBITDA | 3.52 | 3.47 | 3.54 | 4.09 | 1.36 | 4.62 | — | 4.08 | 6.45 | 3.83 | — | 14.12 | 89.29 | 10.27 | 21.32 | 20.36 | 9.84 | 4.59 | 6.58 | 6.89 | 4.77 |
| — | -24.9% | — | +0.1% | -78.9% | +20.7% | — | -71.1% | -92.8% | -62.7% | — | -30.7% | +807.4% | +123.8% | +223.9% | +195.6% | +106.3% | +1572.9% | +84.1% | -15.3% | -23.8% | |
| EV / EBIT | 5.90 | 3.54 | 3.69 | 4.25 | 1.38 | 4.87 | — | 4.43 | 6.84 | 4.16 | — | 16.41 | 253.96 | 11.40 | 24.00 | 22.30 | 10.37 | 4.80 | 6.92 | 7.29 | 5.07 |
| — | -27.2% | — | -4.0% | -79.9% | +17.0% | — | -73.0% | -97.3% | -63.5% | — | -26.4% | +2349.8% | +137.3% | +247.0% | +205.8% | +104.5% | +1475.3% | +84.7% | -15.0% | -24.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 99.9% | 97.6% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 99.7% | 100.0% | 100.9% | 163.4% | 98.6% | 92.9% | 98.4% | 98.7% | 99.5% | 100.0% | 98.8% | 100.0% | 102.5% | 97.6% |
| — | -2.4% | 0.0% | +0.3% | 0.0% | -0.9% | -38.8% | +1.2% | +7.7% | +2.6% | +65.5% | -0.9% | -7.1% | -0.5% | -1.3% | -2.9% | +2.5% | +4.8% | -5.5% | -10.7% | -5.6% | |
| Operating Margin | 38.4% | 39.0% | 37.0% | 34.0% | 68.1% | 32.3% | -121.2% | 24.1% | 35.5% | 26.6% | 419.1% | 16.0% | 2.2% | 26.7% | 22.3% | 39.3% | 49.1% | 46.6% | 44.3% | 43.3% | 40.7% |
| — | +20.8% | +130.5% | +40.9% | +91.6% | +21.4% | -128.9% | +50.9% | +1549.5% | -0.4% | +1780.5% | -59.4% | -95.6% | -42.7% | -49.7% | -9.2% | +20.7% | +113.5% | -6.2% | -13.6% | -6.9% | |
| Net Margin | 32.3% | 28.3% | 27.0% | 24.9% | 57.6% | 25.3% | -92.4% | 18.1% | 22.1% | 17.4% | 267.0% | 11.9% | 3.4% | 20.5% | 17.3% | 28.8% | 35.8% | 34.1% | 32.6% | 31.9% | 29.1% |
| — | +12.1% | +129.2% | +37.5% | +160.6% | +45.1% | -134.6% | +52.7% | +559.5% | -15.0% | +1445.6% | -58.8% | -90.6% | -39.8% | -47.0% | -9.7% | +23.0% | +101.9% | -6.7% | -14.8% | -8.8% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.5% | 2.6% | 2.3% | 2.2% | 9.4% | 1.7% | -1.9% | 1.1% | 1.4% | 1.0% | -5.0% | 0.7% | 0.1% | 1.3% | 1.1% | 2.2% | 3.2% | 3.0% | 2.7% | 2.4% | 2.1% |
| — | +50.1% | +220.2% | +93.5% | +585.5% | +62.7% | +61.3% | +67.0% | +867.5% | -16.6% | -571.6% | -70.2% | -95.5% | -58.4% | -60.0% | -6.7% | +49.0% | +130.8% | +0.4% | -4.8% | -5.7% | |
| ROA | 1.1% | 0.3% | 0.2% | 0.2% | 1.0% | 0.2% | -0.2% | 0.1% | 0.2% | 0.1% | -0.6% | 0.1% | 0.0% | 0.1% | 0.1% | 0.2% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% |
| — | +29.8% | +204.7% | +67.1% | +535.0% | +62.3% | +61.3% | +68.8% | +926.9% | -6.3% | -630.7% | -66.1% | -94.9% | -53.6% | -56.7% | -5.9% | +33.8% | +94.9% | -15.6% | -19.2% | -17.8% | |
| ROIC | 8.4% | 2.5% | 2.3% | 2.0% | 7.6% | 1.6% | -1.8% | 1.1% | 1.6% | 1.1% | -5.6% | 0.6% | 0.1% | 0.8% | 0.4% | 1.0% | 2.4% | 2.9% | 2.6% | 2.3% | 2.1% |
| — | +59.3% | +224.1% | +86.1% | +378.7% | +37.1% | +67.5% | +75.2% | +2791.2% | +44.1% | -1381.2% | -39.6% | -97.8% | -72.8% | -82.9% | -56.6% | +15.2% | +144.2% | +2.2% | -1.7% | -1.5% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.18 | 0.07 | 0.06 | 0.06 | 0.18 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 | 0.17 | 0.34 | 0.76 | 1.94 | 0.61 | 0.07 | 0.06 | 0.06 | 0.06 |
| — | +47.8% | +25.2% | +26.6% | +253.0% | -14.2% | -11.5% | -12.0% | -71.0% | -85.1% | -92.9% | -97.1% | -71.9% | +404.5% | +1165.1% | +3076.7% | +961.6% | +15.7% | -17.8% | -17.6% | -31.2% | |
| Debt / EBITDA | 1.29 | 1.77 | 1.78 | 2.04 | 1.47 | 1.94 | — | 3.07 | 2.12 | 2.97 | — | 5.34 | 67.45 | 18.87 | 48.47 | 59.31 | 13.50 | 1.55 | 1.55 | 1.71 | 1.79 |
| — | -8.4% | — | -33.8% | -30.8% | -34.8% | — | -42.5% | -96.9% | -84.3% | — | -91.0% | +399.5% | +1113.2% | +3026.2% | +3362.5% | +652.9% | -56.4% | -19.8% | -16.9% | -28.8% | |
| Current Ratio | 473.15 | 59.85 | 64.81 | 63.65 | 473.15 | 0.08 | 0.09 | 0.20 | 0.08 | 0.10 | 0.08 | 0.02 | 0.01 | 0.22 | 0.24 | 0.25 | 0.03 | 0.28 | 0.28 | 0.31 | 0.41 |
| — | +74244.5% | +72341.3% | +31462.2% | +557925.2% | -20.4% | +13.6% | +1095.9% | +820.3% | -53.9% | -67.8% | -93.2% | -73.0% | -20.3% | -12.3% | -19.1% | -91.6% | -34.8% | -12.4% | +10.7% | +63.7% | |
| Quick Ratio | 473.15 | 59.85 | 64.81 | 63.65 | 473.15 | 0.08 | 0.09 | 0.20 | 0.08 | 0.10 | 0.08 | 0.02 | 0.01 | 0.22 | 0.24 | 0.25 | 0.03 | 0.28 | 0.28 | 0.31 | 0.41 |
| — | +74244.5% | +72341.3% | +31462.2% | +557925.2% | -20.4% | +13.6% | +1095.9% | +820.3% | -53.9% | -67.8% | -93.2% | -73.0% | -20.3% | -12.3% | -19.1% | -91.6% | -34.8% | -12.4% | +10.7% | +63.7% | |
| Interest Coverage | 1.22 | 1.24 | 1.10 | 0.93 | 4.39 | 0.88 | -1.08 | 0.63 | 0.86 | 0.58 | -2.90 | 0.34 | 0.04 | 0.65 | 0.56 | 2.90 | 21.24 | 30.27 | 25.46 | 24.56 | 22.15 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying BMRC stock.
Bank of Marin Bancorp's current P/E is 6.8x. The average P/E over the last 4 quarters is 9.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Bank of Marin Bancorp's current operating margin is 38.4%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Bank of Marin Bancorp's business trajectory between earnings reports.