Last 48 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Bank of Marin Bancorp's quarterly P/E stands at 12.1x, down 34.3% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 50.4% YoY to 2.0x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 9.55 | 12.09 | 2.61 | 12.91 | — | 18.39 | 15.64 | 17.94 | — | 23.29 | 144.87 | 13.85 | 15.78 |
| — | -34.3% | -83.3% | -28.0% | — | -21.0% | -89.2% | +29.5% | — | +151.1% | +1327.5% | +40.6% | +37.0% | |
| P/S Ratio | 2.38 | 2.39 | 1.30 | 2.38 | 4.65 | 2.37 | 2.47 | 2.11 | 17.81 | 1.87 | 3.01 | 2.01 | 1.92 |
| — | +0.7% | -47.2% | +12.9% | -73.9% | +26.9% | -17.9% | +4.9% | +827.3% | -20.5% | -15.8% | -39.0% | -47.7% | |
| P/B Ratio | 1.05 | 1.04 | 1.05 | 0.87 | 0.83 | 0.80 | 0.87 | 0.74 | 0.60 | 0.62 | 0.81 | 0.70 | 0.67 |
| — | +29.2% | +20.2% | +18.0% | +38.9% | +30.0% | +8.3% | +5.5% | -10.2% | -24.1% | -36.9% | -42.0% | -46.1% | |
| P/FCF | 11.38 | — | 7.85 | 8.01 | 12.91 | 19.10 | 8.99 | 8.26 | 19.40 | 16.20 | 114.02 | 5.44 | 9.23 |
| — | — | -12.7% | -3.0% | -33.5% | +17.9% | -92.1% | +51.7% | +110.3% | +122.1% | +1184.9% | -13.8% | -42.5% | |
| EV / EBITDA | 4.92 | 2.03 | 1.36 | 4.62 | — | 4.08 | 6.45 | 3.83 | — | 14.12 | 89.29 | 10.27 | 21.32 |
| — | -50.4% | -78.9% | +20.7% | — | -71.1% | -92.8% | -62.7% | — | -30.7% | +807.4% | +123.8% | +223.9% | |
| EV / EBIT | 5.12 | — | 1.38 | 4.87 | — | 4.43 | 6.84 | 4.16 | — | 16.41 | 253.96 | 11.40 | 24.00 |
| — | — | -79.9% | +17.0% | — | -73.0% | -97.3% | -63.5% | — | -26.4% | +2349.8% | +137.3% | +247.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 76.1% | — | 86.6% | 73.2% | 47.1% | 72.1% | 70.7% | 69.1% | -366.1% | 67.3% | 57.6% | 69.7% | 70.6% |
| — | — | +22.4% | +6.0% | +112.9% | +7.2% | +22.8% | -0.8% | -618.4% | -23.2% | -41.1% | -28.4% | -28.2% | |
| Operating Margin | 29.2% | — | 58.9% | 23.6% | -57.1% | 17.4% | 25.1% | 18.2% | -939.1% | 10.9% | 1.3% | 18.9% | 15.9% |
| — | — | +134.6% | +29.8% | +93.9% | +60.0% | +1781.5% | -3.6% | -5991.9% | -68.5% | -97.2% | -58.8% | -63.4% | |
| Net Margin | 24.6% | 19.9% | 49.9% | 18.5% | -43.5% | 13.1% | 15.6% | 11.9% | -598.3% | 8.1% | 2.1% | 14.5% | 12.4% |
| — | +51.6% | +219.1% | +55.1% | +92.7% | +61.8% | +652.3% | -17.8% | -4942.7% | -68.1% | -94.1% | -56.7% | -61.5% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.5% | 2.2% | 9.4% | 1.7% | -1.9% | 1.1% | 1.4% | 1.0% | -5.0% | 0.7% | 0.1% | 1.3% | 1.1% |
| — | +93.5% | +585.5% | +62.7% | +61.3% | +67.0% | +867.5% | -16.6% | -571.6% | -70.2% | -95.5% | -58.4% | -60.0% | |
| ROA | 1.1% | 0.2% | 1.0% | 0.2% | -0.2% | 0.1% | 0.2% | 0.1% | -0.6% | 0.1% | 0.0% | 0.1% | 0.1% |
| — | +67.1% | +535.0% | +62.3% | +61.3% | +68.8% | +926.9% | -6.3% | -630.7% | -66.1% | -94.9% | -53.6% | -56.7% | |
| ROIC | 8.4% | — | 7.6% | 1.6% | -1.8% | 1.1% | 1.6% | 1.1% | -5.6% | 0.6% | 0.1% | 0.8% | 0.4% |
| — | — | +378.7% | +37.1% | +67.5% | +75.2% | +2791.2% | +44.1% | -1381.2% | -39.6% | -97.8% | -72.8% | -82.9% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Bank of Marin Bancorp's Debt/EBITDA ratio is 1.0x, down from 1.5x last quarter — comfortably within a safe range. The current ratio has improved 31462.2% YoY to 63.65x, strengthening the short-term liquidity position.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.18 | 0.06 | 0.18 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 | 0.17 | 0.34 | 0.76 |
| — | +26.6% | +253.0% | -14.2% | -11.5% | -12.0% | -71.0% | -85.1% | -92.9% | -97.1% | -71.9% | +404.5% | +1165.1% | |
| Debt / EBITDA | 1.29 | 1.01 | 1.47 | 1.94 | — | 3.07 | 2.12 | 2.97 | — | 5.34 | 67.45 | 18.87 | 48.47 |
| — | -67.2% | -30.8% | -34.8% | — | -42.5% | -96.9% | -84.3% | — | -91.0% | +399.5% | +1113.2% | +3026.2% | |
| Current Ratio | 473.15 | 63.65 | 473.15 | 0.08 | 0.09 | 0.20 | 0.08 | 0.10 | 0.08 | 0.02 | 0.01 | 0.22 | 0.24 |
| — | +31462.2% | +557925.2% | -20.4% | +13.6% | +1095.9% | +820.3% | -53.9% | -67.8% | -93.2% | -73.0% | -20.3% | -12.3% | |
| Quick Ratio | 473.15 | 63.65 | 473.15 | 0.08 | 0.09 | 0.20 | 0.08 | 0.10 | 0.08 | 0.02 | 0.01 | 0.22 | 0.24 |
| — | +31462.2% | +557925.2% | -20.4% | +13.6% | +1095.9% | +820.3% | -53.9% | -67.8% | -93.2% | -73.0% | -20.3% | -12.3% | |
| Interest Coverage | 1.22 | — | 4.39 | 0.88 | -1.08 | 0.63 | 0.86 | 0.58 | -2.90 | 0.34 | 0.04 | 0.65 | 0.56 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Bank of Marin Bancorp's current P/E is 9.5x. The average P/E over the last 3 quarters is 9.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Bank of Marin Bancorp's current operating margin is 29.2%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Bank of Marin Bancorp's business trajectory between earnings reports.