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BSRR logoSierra Bancorp (BSRR) Earnings History

Annual and quarterly earnings data from 1998 to 2025

TTM Net Income
$42M
Profitable
TTM EPS
$3.17
Diluted
YoY EPS Growth
+10.3%
Strong
Net Margin
21.0%
Profitability
Operating Margin27.9%
Gross Margin73.9%
ROE11.7%
ROA1.1%
Highest Annual Net Income$43M (2021)
Highest Quarterly EPS$0.97 (Q4 2025)
Consecutive Profitable Years28 years
Q4 2025
Net Income$13M
EPS$0.97
QoQ Growth+32.9%Excellent

Loading earnings history...

BSRR EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+10.3%
Strong
3-Year
+11.6%
Strong
5-Year
+6.0%
Solid
10-Year
+8.9%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

BSRR Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202573.9%27.9%21.0%
202470.1%28.2%21.2%
202367.8%27.5%20.6%
202284.0%31.5%23.6%
202199.7%43.5%32.7%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Sierra Bancorp (BSRR) Earnings Overview

As of May 8, 2026, Sierra Bancorp (BSRR) reported trailing twelve-month net income of $42M, reflecting +10.3% year-over-year growth. The company earned $3.17 per diluted share over the past four quarters, with a net profit margin of 21.0%.

Looking at the long-term picture, BSRR's 5-year EPS compound annual growth rate (CAGR) stands at +6.0%, showing solid earnings momentum. The company achieved its highest annual net income of $43M in fiscal 2021.

Sierra Bancorp maintains industry-leading profitability with a gross margin of 73.9%, operating margin of 27.9%, and net margin of 21.0%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including CVBF ($209M net income, 32.5% margin), WAFD ($243M net income, 16.0% margin), BANR ($195M net income, 23.8% margin), BSRR has room to improve margins relative to the peer group. Compare BSRR vs CVBF →

BSRR Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
BSRR logoBSRRCurrent
$42M$3.1721.0%11.7%+10.3%—
CVBF logoCVBF
$209M$1.5432.5%9.3%+5.6%
WAFD logoWAFD
$243M$3.1616.0%7.5%+5.2%
BANR logoBANR
$195M$5.6823.8%10.5%+15.6%
HAFC logoHAFC
$76M$2.5417.1%10.0%+22.4%
FFIN logoFFIN
$243M$1.6930.2%14.4%+12.2%
Best in group
Lowest in group

BSRR Historical Earnings Data (1998–2025)

28 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$42M+4.4%$56M$3.1121.0%27.9%
2024$41M+16.4%$54M$2.8221.2%28.2%
2023$35M+3.5%$46M$2.3620.6%27.5%
2022$34M-21.7%$45M$2.2423.6%31.5%
2021$43M+21.4%$57M$2.8032.7%43.5%
2020$35M-1.4%$47M$2.3227.9%36.6%
2019$36M+21.2%$48M$2.3328.6%37.9%
2018$30M+51.9%$40M$1.9225.4%33.9%
2017$20M+11.2%$33M$1.3620.1%34.1%
2016$18M-2.8%$26M$1.2920.8%31.3%

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BSRR — Frequently Asked Questions

Quick answers to the most common questions about buying BSRR stock.

Is BSRR growing earnings?

BSRR EPS stands at $3.17, with +10.3% growth matching the 5-year CAGR of +6.0%. TTM net income is $42M. Earnings trajectory remains consistent.

What are BSRR's profit margins?

Sierra Bancorp net margin is +21.0%, with operating margin at +27.9%. Above-average margins indicate pricing power.

How consistent are BSRR's earnings?

BSRR earnings data spans 1998-2025. The current earnings trend is +10.3% YoY. Historical data enables comparison across business cycles.

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BSRR Earnings Over Time (2014–2025)

Net income and EPS trends