8-K Announcements
6Material company update
May 4, 2026·SEC
Material company update
Feb 26, 2026·SEC
Material company update
Jan 2, 2026·SEC
The Baldwin Insurance Group, Inc.(BWIN)Earnings, Financials & Key Ratios
BWIN•NASDAQ•Insurance & Managed Care
$20.98
$1.57B mkt cap·Price updated May 7, 2026
SectorFinancial ServicesIndustryInsurance BrokersSub-IndustryBroker consolidators and retail brokers
AboutThe Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.Show more
- Revenue$1.5B+9.3%
- Combined Ratio92.73%-3.0%
- Net Income-$34M-37.9%
- Return on Equity-3.23%-33.6%
- Medical Cost Ratio87.24%+16.3%
- Operating Margin7.27%+64.9%
- Net Margin-2.25%-26.1%
- ROA-0.91%-31.2%
- Equity / Assets28.08%-1.6%
- Book Value per Share15.96+0.4%
- Tangible BV/Share-20.77+2.9%
- Debt/Equity1.63+0.4%
BWIN Key Insights
The Baldwin Insurance Group, Inc. (BWIN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Profitable underwriting: 92.7% combined ratio
- ✓Trading at only 1.3x book value
✗Weaknesses
- ✗Profits declining 16.6% over 5 years
- ✗High loss ratio of 87.2%
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
BWIN Price & Volume
The Baldwin Insurance Group, Inc. (BWIN) stock price & volume — 10-year historical chart
Loading chart...
BWIN Growth Metrics
The Baldwin Insurance Group, Inc. (BWIN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years45.39%
3 Years15.79%
TTM14.84%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-41.22%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-28.17%
Return on Capital
10 Years-0.33%
5 Years0.4%
3 Years1.65%
Last Year4.12%
BWIN Recent Earnings
The Baldwin Insurance Group, Inc. (BWIN) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 7/12 qtrs (58%)●Beat Revenue 10/12 qtrs (83%)
Q2 2026Latest
May 4, 2026EPS
$0.63
Est $0.64
-1.6%
Revenue
$532M
Est $524M
+1.6%
Q1 2026
Feb 26, 2026EPS
$0.31
Est $0.29
+6.9%
Revenue
$347M
Est $352M
-1.4%
Q4 2025
Nov 4, 2025EPS
$0.31
Est $0.30
+3.3%
Revenue
$365M
Est $352M
+3.9%
Q3 2025
Aug 5, 2025EPS
$0.42
Est $0.41
+2.4%
Revenue
$374M
Est $365M
+2.6%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 4, 2026 | $0.63vs $0.64-1.6% | $532Mvs $524M+1.6% |
| Q1 2026 | Feb 26, 2026 | $0.31vs $0.29+6.9% | $347Mvs $352M-1.4% |
| Q4 2025 | Nov 4, 2025 | $0.31vs $0.30+3.3% | $365Mvs $352M+3.9% |
| Q3 2025 | Aug 5, 2025 | $0.42vs $0.41+2.4% | $374Mvs $365M+2.6% |
Based on last 12 quarters of dataView full earnings history →
BWIN Peer Comparison
The Baldwin Insurance Group, Inc. (BWIN) competitors in Broker consolidators and retail brokers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 RYAN | 4.11B | 31.72 | 67.49 | 21.28% | 4.17% | 10.77% | 2.82 | |
 AON | 67.19B | 313.59 | 18.42 | 9.45% | 22.54% | 44.16% | 1.73 | |
 MMC | 85.27B | 174.06 | 21.28 | 7.57% | 15.6% | 26.87% | 1.62 | |
 WTW | 24.33B | 258.07 | 15.87 | -2.24% | 16.84% | 20.77% | 0.86 | |
 BRO | 19.77B | 58.08 | 18.38 | 26.59% | 17.87% | 9.33% | 0.63 | |
 AJG | 51.91B | 201.89 | 35.11 | 20.66% | 10.72% | 6.5% | 0.60 | |
 ERIE | 10.01B | 216.75 | 20.41 | 7.17% | 13.2% | 25.03% | ||
 ACGL | 33.67B | 94.52 | 8.13 | 14.27% | 22.07% | 19.02% | 0.11 |
Compare BWIN vs Peers
The Baldwin Insurance Group, Inc. (BWIN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
BWIN Income Statement
The Baldwin Insurance Group, Inc. (BWIN) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 47.34M | 78.84M | 134.91M | 231.68M | 559.97M | 969.49M | 1.21B | 1.38B | 1.5B | 1.62B |
| Revenue Growth % | - | 66.55% | 71.12% | 71.72% | 141.7% | 73.13% | 24.57% | 13.95% | 9.35% | 14.84% |
| Medical Costs & Claims | 30.81M | 51.65M | 96.95M | 174.11M | 400.05M | 719.45M | 911.35M | 1.03B | 1.31B | 1.23B |
| Medical Cost Ratio % | 65.07% | 65.51% | 71.86% | 75.15% | 71.44% | 74.21% | 75.46% | 74.99% | 87.24% | 75.83% |
| Gross Profit | 16.53M▲ 0% | 27.19M▲ 64.5% | 37.96M▲ 39.6% | 57.56M▲ 51.6% | 159.92M▲ 177.8% | 250.05M▲ 56.4% | 296.38M▲ 18.5% | 344.19M▲ 16.1% | 191.98M▼ 44.2% | 390.39M▲ 0% |
| Gross Margin % | 34.93% | 34.49% | 28.14% | 24.85% | 28.56% | 25.79% | 24.54% | 25.01% | 12.76% | 24.17% |
| Gross Profit Growth % | - | 64.45% | 39.61% | 51.65% | 177.81% | 56.35% | 18.53% | 16.13% | -44.22% | - |
| Operating Expenses | 10.72M | 17.66M | 43.03M | 79.5M | 191.55M | 281.14M | 338.94M | 283.55M | 82.63M | 456.76M |
| OpEx / Revenue % | 22.64% | 22.4% | 31.89% | 34.32% | 34.21% | 29% | 28.06% | 20.6% | 5.49% | 28.27% |
| Depreciation & Amortization | 1.44M | 3.09M | 10.55M | 20.17M | 51.51M | 86.36M | 98.4M | 108.92M | 127.83M | 157.44M |
| Combined Ratio % | 87.72% | 87.91% | 103.76% | 109.47% | 105.65% | 103.21% | 103.52% | 95.59% | 92.73% | 104.11% |
| Operating Income | 5.81M▲ 0% | 9.53M▲ 63.9% | -5.07M▼ 153.2% | -21.94M▼ 332.9% | -31.63M▼ 44.2% | -31.1M▲ 1.7% | -42.55M▼ 36.8% | 60.65M▲ 242.5% | 109.35M▲ 80.3% | -66.37M▲ 0% |
| Operating Margin % | 12.28% | 12.09% | -3.76% | -9.47% | -5.65% | -3.21% | -3.52% | 4.41% | 7.27% | -4.11% |
| Operating Income Growth % | - | 63.89% | -153.19% | -332.87% | -44.16% | 1.67% | -36.83% | 242.53% | 80.31% | - |
| EBITDA | 7.25M | 12.62M | 5.48M | -1.77M | 19.88M | 55.26M | 55.85M | 169.57M | 237.18M | 91.08M |
| EBITDA Margin % | 15.32% | 16.01% | 4.06% | -0.76% | 3.55% | 5.7% | 4.62% | 12.32% | 15.76% | 5.64% |
| Interest Expense | 1.91M | 6.63M | 10.64M | 7.86M | 26.9M | 71.07M | 119.47M | 0 | 121.43M | 60.13M |
| Non-Operating Income | -399.3K | -1.23M | -10.83M | -20.52M | -45.2M | -32.31M | -61.08M | 4.95M | 40.35M | 15.38M |
| Pretax Income | 3.85M▲ 0% | 2.69M▼ 30.2% | -22.44M▼ 934.4% | -29.89M▼ 33.2% | -58.1M▼ 94.4% | -76.03M▼ 30.9% | -162.73M▼ 114.0% | -39.35M▲ 75.8% | -52.42M▼ 33.2% | -223.74M▲ 0% |
| Pretax Margin % | 8.13% | 3.41% | -16.63% | -12.9% | -10.38% | -7.84% | -13.47% | -2.86% | -3.48% | -13.85% |
| Income Tax | 0 | 0 | 17K | -5K | 19K | 715K | 1.28M | 1.73M | 1.73M | -142.79M |
| Effective Tax Rate % | 0% | 0% | -0.08% | 0.02% | -0.03% | -0.94% | -0.79% | -4.4% | -3.3% | 63.82% |
| Net Income | 1.7M▲ 0% | -624K▼ 136.6% | -8.65M▼ 1286.2% | -15.7M▼ 81.5% | -30.65M▼ 95.2% | -41.77M▼ 36.3% | -90.14M▼ 115.8% | -24.52M▲ 72.8% | -33.81M▼ 37.9% | -45.41M▲ 0% |
| Net Margin % | 3.6% | -0.79% | -6.41% | -6.77% | -5.47% | -4.31% | -7.46% | -1.78% | -2.25% | -2.81% |
| Net Income Growth % | - | -136.63% | -1286.22% | -81.46% | -95.25% | -36.3% | -115.79% | 72.8% | -37.91% | -41.22% |
| EPS (Diluted) | 0.81▲ 0% | 0.57▼ 29.6% | -1.25▼ 319.3% | -1.10▲ 12.0% | -0.64▲ 41.8% | -0.74▼ 15.6% | -1.50▼ 102.7% | -0.39▲ 74.0% | -0.50▼ 28.2% | -0.47▲ 0% |
| EPS Growth % | - | -29.63% | -319.3% | 12% | 41.82% | -15.63% | -102.7% | 74% | -28.21% | -28.17% |
| EPS (Basic) | 0.81 | 0.57 | -1.25 | -1.10 | -0.64 | -0.74 | -1.50 | -0.39 | -0.50 | - |
| Diluted Shares Outstanding | 4.74M | 4.74M | 17.92M | 27.18M | 47.59M | 56.83M | 60.13M | 63.45M | 67.94M | 96.83M |
BWIN Balance Sheet
The Baldwin Insurance Group, Inc. (BWIN) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 524.98K | 527K | 398.77M | 1.53B | 2.88B | 3.46B | 3.5B | 3.53B | 3.86B | 5.94B |
| Asset Growth % | - | 0.39% | 75566.83% | 283.66% | 88% | 20.37% | 1.15% | 0.94% | 9.26% | 85.52% |
| Total Investment Assets | 0 | 0 | 200K | 1.65M | 0 | 0 | 0 | 2.1M | 0 | 2M |
| Long-Term Investments | 0 | 0 | 200K | 1.65M | 0 | 0 | 0 | 2.1M | 0 | 5.9M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 52.85M | 177.5M | 132.93M | 301.99M | 578.39M | 772.4M | 925.9M | 1.03B | 1.2B | 1.59B |
| Cash & Equivalents | 3.12M | 8M | 67.69M | 108.46M | 138.29M | 118.09M | 116.21M | 148.12M | 123.67M | 146.41M |
| Receivables | 4.75M | 29.5M | 58.84M | 155.52M | 342.5M | 531.99M | 627.79M | 702.1M | 839.17M | 3.14B |
| Other Current Assets | 0 | 0 | 3.38M | 33.56M | 89.44M | 112.49M | 170.68M | 176.27M | 236.88M | 330.49M |
| Goodwill & Intangibles | 0 | 0 | 256.92M | 1.21B | 2.17B | 2.52B | 2.43B | 2.37B | 2.5B | 11.51B |
| Goodwill | 0 | 0 | 164.47M | 651.5M | 1.23B | 1.42B | 1.41B | 1.41B | 1.52B | 2.65B |
| Intangible Assets | 0 | 0 | 92.45M | 554.32M | 944.47M | 1.1B | 1.02B | 953.49M | 978.43M | 1.48B |
| PP&E (Net) | 1.08M | 2.15M | 3.32M | 11.02M | 99.12M | 121.87M | 108.19M | 94.34M | 84.48M | 114.91M |
| Other Assets | -46.06M | -142.06M | 5.4M | 9.43M | 25.59M | 45.94M | 38.13M | 45.94M | 82.42M | 96.37M |
| Total Liabilities | 96.77M | 270.14M | 161.49M | 759.95M | 1.69B | 2.32B | 2.48B | 2.53B | 2.78B | 4.39B |
| Total Debt | 671.39K | 1.2M | 42.84M | 391.48M | 1.04B | 1.47B | 1.63B | 1.64B | 1.77B | 2.57B |
| Net Debt | -2.45M | -6.8M | -24.85M | 283.01M | 900.31M | 1.36B | 1.52B | 1.49B | 1.65B | 2.43B |
| Long-Term Debt | 23.85M | 72.24M | 40.36M | 381.38M | 849.61M | 1.31B | 1.31B | 1.4B | 1.67B | 2.34B |
| Short-Term Debt | 524.98K | 829K | 2.48M | 10.09M | 105.11M | 56.75M | 226.93M | 156.98M | 21.58M | 131.56M |
| Total Current Liabilities | 62.77M | 189.26M | 72.83M | 217.42M | 540.69M | 699.21M | 1.03B | 1.06B | 1.03B | 1.47B |
| Accounts Payable | 3.81M | 27.15M | 58.01M | 159.84M | 351.88M | 525.22M | 619.87M | 714.39M | 771.2M | 93.44M |
| Deferred Revenue | 0 | 0 | 5.35M | 11.61M | 18.18M | 30.98M | 30.28M | 40.78M | 38.21M | 41.45M |
| Other Current Liabilities | 56.5M | 159.07M | 4.38M | 22.85M | 38.2M | 59.11M | 114.37M | 108.65M | 116.84M | 1.09B |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4.65M |
| Other Liabilities | 10.16M | 8.65M | 48.31M | 161.14M | 227.09M | 220.38M | 61.43M | 2.67M | 14.29M | 492.89M |
| Total Equity | 66.23M▲ 0% | 204.69M▲ 209.1% | 237.27M▲ 15.9% | 769.97M▲ 224.5% | 1.19B▲ 54.2% | 1.14B▼ 4.0% | 1.02B▼ 10.6% | 1.01B▼ 1.0% | 1.08B▲ 7.5% | 1.55B▲ 0% |
| Equity Growth % | - | 209.06% | 15.92% | 224.51% | 54.23% | -4% | -10.63% | -0.99% | 7.49% | 64.99% |
| Shareholders Equity | 44.98M | 139.91M | 73.28M | 367.78M | 608.38M | 608.1M | 560.41M | 583.22M | 600.22M | 963.94M |
| Minority Interest | 21.25M | 64.77M | 163.99M | 402.19M | 579.17M | 531.93M | 458.47M | 425.58M | 484.18M | 587.72M |
| Retained Earnings | -17.96M | -24.25M | -8.65M | -24.35M | -54.99M | -96.76M | -186.91M | -211.42M | -245.24M | -274.87M |
| Common Stock | 0 | 0 | 198K | 455K | 592K | 619K | 646K | 685K | 723K | 971K |
| Accumulated OCI | 6.06M | 22.89M | 0 | 0 | 0 | 0 | 0 | 0 | 492K | 2.74M |
| Return on Equity (ROE) | 2.57% | -0.46% | -3.91% | -3.12% | -3.13% | -3.59% | -8.35% | -2.42% | -3.23% | -3.77% |
| Return on Assets (ROA) | 324.45% | -118.63% | -4.33% | -1.63% | -1.39% | -1.32% | -2.59% | -0.7% | -0.91% | -1.05% |
| Equity / Assets | 12615.25% | 38839.33% | 59.5% | 50.33% | 41.29% | 32.93% | 29.09% | 28.54% | 28.08% | 26.11% |
| Debt / Equity | 0.01x | 0.01x | 0.18x | 0.51x | 0.87x | 1.29x | 1.60x | 1.63x | 1.63x | 1.63x |
| Book Value per Share | 13.97 | 43.19 | 13.24 | 28.33 | 24.96 | 20.06 | 16.94 | 15.90 | 15.96 | 16.02 |
| Tangible BV per Share | 13.97 | 43.19 | -1.10 | -16.04 | -20.71 | -24.32 | -23.46 | -21.39 | -20.77 | -26.70 |
BWIN Cash Flow Statement
The Baldwin Insurance Group, Inc. (BWIN) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 8.02M | 11.79M | 12.01M | 36.82M | 40.13M | -2.46M | 44.64M | 102.15M | -29.42M | -29.42M |
| Operating CF Growth % | - | 47.13% | 1.87% | 206.45% | 9% | -106.14% | 1913.32% | 128.81% | -128.8% | 1707.56% |
| Operating CF / Revenue % | 16.93% | 14.96% | 8.9% | 15.89% | 7.17% | -0.25% | 3.7% | 7.42% | -1.95% | -1.82% |
| Net Income | 1.7M | -623.8K | -22.45M | -29.89M | -58.12M | -76.75M | -90.14M | -41.08M | -54.15M | -45.41M |
| Depreciation & Amortization | 1.44M | 3.09M | 10.55M | 20.17M | 51.51M | 86.36M | 98.4M | 108.92M | 127.83M | 157.44M |
| Stock-Based Compensation | 0 | 0 | 3.28M | 7.74M | 19.19M | 47.39M | 60.01M | 65.5M | 71.11M | 71.13M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 6.18M | 13.96M | 20.2M | 19.86M | 44.31M | -38.58M | -29.96M | -59.51M | -75.37M | 1.58M |
| Working Capital Changes | 854.14K | -47.91K | 443K | 18.93M | -16.76M | -20.88M | 6.34M | 28.32M | -98.84M | -109.75M |
| Cash from Investing | -13.52M | -42.31M | -101.02M | -677.81M | -678.47M | -414.36M | -21.92M | 13.3M | -140.28M | -622.87M |
| Capital Expenditures | -431.2K | -525.34K | -1.72M | -5.47M | -5.32M | -21.98M | -21.38M | -41.05M | -39.53M | -43.26M |
| Acquisitions | -13.2M | -42M | -98.62M | -670.49M | -669.94M | -389.02M | 0 | 56.71M | -85.51M | -562.89M |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | 0 | -1.69M | 0 | 0 | -15.36M |
| Sale/Maturity of Investments | 106K | 220.38K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 0 | 0 | -679K | -1.85M | -3.21M | -3.36M | 1.14M | -2.36M | -15.24M | -1.36M |
| Cash from Financing | 3.98M | 35.38M | 152.08M | 711.94M | 724.06M | 419.55M | -26.23M | -29.64M | 203.82M | 751.44M |
| Dividends Paid | -4M | -5.5M | -10.55M | 0 | 0 | 0 | -385K | -264K | 0 | 0 |
| Share Repurchases | 0 | 0 | -43.83M | -78.27M | 0 | 0 | 0 | 0 | 0 | -46.97M |
| Stock Issued | 205.15K | 200K | 246.21M | 451.57M | 269.38M | 0 | 0 | 0 | 0 | 0 |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 4M |
| Other Financing | -44K | -3.04M | -4.35M | -7.33M | -16.12M | -41.94M | -22.47M | -125.44M | -1.84B | -1.82B |
| Net Change in Cash | -1.53M▲ 0% | 4.87M▲ 418.8% | 63.08M▲ 1194.7% | 70.95M▲ 12.5% | 85.72M▲ 20.8% | 2.73M▼ 96.8% | -3.51M▼ 228.3% | 85.81M▲ 2546.0% | 34.13M▼ 60.2% | 157.06M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 4.65M | 3.12M | 8M | 71.07M | 142.02M | 227.74M | 230.47M | 226.96M | 312.77M | 346.9M |
| Cash at End | 3.12M | 8M | 71.07M | 142.02M | 227.74M | 230.47M | 226.96M | 312.77M | 346.9M | 456.12M |
| Free Cash Flow | 7.58M▲ 0% | 11.27M▲ 48.6% | 10.3M▼ 8.6% | 31.35M▲ 204.5% | 34.81M▲ 11.0% | -24.44M▼ 170.2% | 23.27M▲ 195.2% | 61.1M▲ 162.6% | -68.94M▼ 212.8% | -14.77M▲ 0% |
| FCF Growth % | - | 48.57% | -8.62% | 204.47% | 11.04% | -170.22% | 195.2% | 162.6% | -212.84% | 78.58% |
| FCF Margin % | 16.02% | 14.29% | 7.63% | 13.53% | 6.22% | -2.52% | 1.93% | 4.44% | -4.58% | -0.91% |
| FCF per Share | 1.6 | 2.38 | 0.57 | 1.15 | 0.73 | -0.43 | 0.39 | 0.96 | -1.01 | -1.01 |
BWIN Key Ratios
The Baldwin Insurance Group, Inc. (BWIN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 87.91% | 103.76% | 109.47% | 105.65% | 103.21% | 103.52% | 95.59% | 92.73% | 104.11% |
| Medical Cost Ratio | 65.51% | 71.86% | 75.15% | 71.44% | 74.21% | 75.46% | 74.99% | 87.24% | 75.83% |
| Return on Equity (ROE) | -0.46% | -3.91% | -3.12% | -3.13% | -3.59% | -8.35% | -2.42% | -3.23% | -3.77% |
| Return on Assets (ROA) | -118.63% | -4.33% | -1.63% | -1.39% | -1.32% | -2.59% | -0.7% | -0.91% | -1.05% |
| Equity / Assets | 38839.33% | 59.5% | 50.33% | 41.29% | 32.93% | 29.09% | 28.54% | 28.08% | 26.11% |
| Book Value / Share | 43.19 | 13.24 | 28.33 | 24.96 | 20.06 | 16.94 | 15.9 | 15.96 | 16.02 |
| Debt / Equity | 0.01x | 0.18x | 0.51x | 0.87x | 1.29x | 1.60x | 1.63x | 1.63x | 1.63x |
| Revenue Growth | 66.55% | 71.12% | 71.72% | 141.7% | 73.13% | 24.57% | 13.95% | 9.35% | 14.84% |
BWIN SEC Filings & Documents
The Baldwin Insurance Group, Inc. (BWIN) SEC filings — annual & quarterly reports (10-K, 10-Q)
BWIN Frequently Asked Questions
The Baldwin Insurance Group, Inc. (BWIN) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
The Baldwin Insurance Group, Inc. (BWIN) grew revenue by 9.3% over the past year. This is steady growth.
The Baldwin Insurance Group, Inc. (BWIN) reported a net loss of $45.4M for fiscal year 2025.
Dividend & Returns
The Baldwin Insurance Group, Inc. (BWIN) has a return on equity (ROE) of -3.2%. Negative ROE indicates the company is unprofitable.
Industry Metrics
The Baldwin Insurance Group, Inc. (BWIN) has a combined ratio of 92.7%. A ratio below 100% indicates underwriting profitability.
Explore More BWIN
The Baldwin Insurance Group, Inc. (BWIN) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates