Byline Bancorp, Inc. (BY) Earnings History
Annual and quarterly earnings data from 2015 to 2025
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BY EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
BY Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 66.1% | 29.1% | 20.7% |
| 2024 | 60.6% | 25.9% | 19.4% |
| 2023 | 66.1% | 27.4% | 20.3% |
| 2022 | 83.1% | 32.2% | 24.7% |
| 2021 | 95.7% | 39.3% | 29.3% |
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Byline Bancorp, Inc. (BY) Earnings Overview
As of May 8, 2026, Byline Bancorp, Inc. (BY) reported trailing twelve-month net income of $130M, reflecting +5.1% year-over-year growth. The company earned $2.86 per diluted share over the past four quarters, with a net profit margin of 20.7%.
Looking at the long-term picture, BY's 5-year EPS compound annual growth rate (CAGR) stands at +24.7%, indicating exceptional earnings growth. The company achieved its highest annual net income of $130M in fiscal 2025, representing a new all-time high.
Byline Bancorp, Inc. maintains industry-leading profitability with a gross margin of 66.1%, operating margin of 29.1%, and net margin of 20.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including MBWM ($89M net income, 23.9% margin), MGYR ($11M net income, 16.7% margin), MOFG ($58M net income, -29.3% margin), BY has room to improve margins relative to the peer group. Compare BY vs MBWM →
BY Earnings vs Peers
Earnings metrics vs comparable public companies
BY Historical Earnings Data (2015–2025)
11 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $130M | +7.7% | $183M | $2.89 | 20.7% | 29.1% |
| 2024 | $121M | +11.9% | $161M | $2.75 | 19.4% | 25.9% |
| 2023 | $108M | +22.7% | $146M | $2.67 | 20.3% | 27.4% |
| 2022 | $88M | -5.2% | $115M | $2.34 | 24.7% | 32.2% |
| 2021 | $93M | +147.6% | $124M | $2.40 | 29.3% | 39.3% |
| 2020 | $37M | -34.3% | $52M | $0.96 | 12.8% | 17.6% |
| 2019 | $57M | +38.4% | $77M | $1.48 | 18.3% | 24.8% |
| 2018 | $41M | +89.9% | $55M | $1.18 | 16.5% | 22.2% |
| 2017 | $22M | -67.5% | $41M | $0.38 | 11.9% | 22.4% |
| 2016 | $67M | +545.6% | $5M | $2.66 | 55.4% | 4.5% |
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Start ComparisonBY — Frequently Asked Questions
Quick answers to the most common questions about buying BY stock.
Is BY growing earnings?
BY EPS stands at $2.86, with +5.1% growth matching the 5-year CAGR of +24.7%. TTM net income is $130M. Earnings trajectory remains consistent.
What are BY's profit margins?
Byline Bancorp, Inc. net margin is +20.7%, with operating margin at +29.1%. Above-average margins indicate pricing power.
How consistent are BY's earnings?
BY earnings data spans 2015-2025. The current earnings trend is +5.1% YoY. Historical data enables comparison across business cycles.