Byline Bancorp, Inc. (BY) Earnings History
Elite Compounder11 years of earnings data (2015–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
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Byline Bancorp, Inc. (BY) Earnings Overview
As of June 30, 2026, Byline Bancorp, Inc. (BY) reported trailing twelve-month net income of $139M, reflecting +5.1% year-over-year growth. The company earned $3.07 per diluted share over the past four quarters, with a net profit margin of 20.7%.
Looking at the long-term picture, BY's 5-year EPS compound annual growth rate (CAGR) stands at +24.7%, indicating exceptional earnings growth. The company achieved its highest annual net income of $130M in fiscal 2025, representing a new all-time high.
Byline Bancorp, Inc. maintains industry-leading profitability with a gross margin of 66.1%, operating margin of 29.1%, and net margin of 20.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including MBWM ($92M net income, 23.9% margin), MGYR ($11M net income, 16.7% margin), MOFG ($58M net income, -29.3% margin), BY has room to improve margins relative to the peer group. Compare BY vs MBWM →
BY Earnings vs Peers
Earnings metrics vs comparable public companies
BY Historical Earnings Data (2015–2025)
11 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $130M | +7.7% | $183M | $2.89 | 20.7% | 29.1% |
| 2024 | $121M | +11.9% | $161M | $2.75 | 19.4% | 25.9% |
| 2023 | $108M | +22.7% | $146M | $2.67 | 20.3% | 27.4% |
| 2022 | $88M | -5.2% | $115M | $2.34 | 24.7% | 32.2% |
| 2021 | $93M | +147.6% | $124M | $2.40 | 29.3% | 39.3% |
| 2020 | $37M | -34.3% | $52M | $0.96 | 12.8% | 17.6% |
| 2019 | $57M | +38.4% | $77M | $1.48 | 18.3% | 24.8% |
| 2018 | $41M | +89.9% | $55M | $1.18 | 16.5% | 22.2% |
| 2017 | $22M | -67.5% | $41M | $0.38 | 11.9% | 22.4% |
| 2016 | $67M | +545.6% | $5M | $2.66 | 55.4% | 4.5% |
| 2015 | -$15M | - | -$15M | $-0.61 | -15.5% | -15.2% |
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BY — Frequently Asked Questions
Quick answers to the most common questions about buying BY stock.
What is BY earnings per share (EPS)?
BY trailing twelve-month (TTM) diluted EPS is $3.07, reflecting +5.1% year-over-year growth. The 5-year EPS CAGR is +24.7%. Complete EPS history from 2015 to 2025 is available in the table on this page.
What is Byline Bancorp, Inc.'s net income?
Byline Bancorp, Inc. (BY) trailing twelve-month net income is $139M as of 2025. Earnings grew +5.1% year-over-year. Byline Bancorp, Inc. has been profitable for 10 consecutive years.
Is BY profitable?
Yes, BY is profitable with a TTM net income of $139M and a net profit margin of +20.7%. Byline Bancorp, Inc. has generated profits for 10 consecutive years.
What is BY's earnings growth rate?
BY compound annual EPS growth rates (CAGR): 1-Year: +5.1%, 3-Year: +7.3%, 5-Year: +24.7%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2015 to 2025.
What are BY's profit margins?
Byline Bancorp, Inc. net profit margin is +20.7%, operating margin is +29.1%, and gross margin is +66.1%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +11.0%.
Is BY growing earnings?
BY is growing earnings steadily. YoY EPS growth of +5.1% is consistent with the 5-year CAGR of +24.7%. TTM net income is $139M.
What was BY's best earnings year?
Byline Bancorp, Inc.'s highest annual net income on record is $130M, achieved in fiscal year 2025. Earnings history on this page spans 2015 to 2025 and includes all annual and quarterly figures.
What were BY's earnings last quarter?
BY's most recent reported quarter was Q1 2026. Net income was $38M with diluted EPS of $0.83. For a full breakdown of all quarters, see the quarterly earnings table on this page.