Last 6 quarters of trend data
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Commercial Bancgroup, Inc. Common Stock's quarterly P/E stands at 9.3x.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 |
|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.54 | 9.29 | — | — | — | — | — |
| — | — | — | — | — | — | — | |
| P/S Ratio | 3.21 | 2.89 | — | — | — | — | — |
| — | — | — | — | — | — | — | |
| P/B Ratio | 1.49 | 1.22 | — | — | — | — | — |
| — | — | — | — | — | — | — | |
| P/FCF | 11.97 | 6.80 | — | — | — | — | — |
| — | — | — | — | — | — | — | |
| EV / EBITDA | 11.88 | 9.12 | — | — | — | — | — |
| — | — | — | — | — | — | — | |
| EV / EBIT | 12.41 | 9.55 | — | — | — | — | — |
| — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Commercial Bancgroup, Inc. Common Stock's operating margin was 38.4% in Q1 2026, down 0.5 pp QoQ and up 4.7 pp YoY. Gross margin expanded 7.4% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 |
|---|---|---|---|---|---|---|---|
| Gross Margin | 68.6% | 70.5% | 71.5% | 70.0% | 67.3% | 65.6% | 66.0% |
| — | +7.4% | +8.4% | — | — | — | — | |
| Operating Margin | 36.0% | 38.4% | 38.9% | 37.7% | 35.0% | 33.7% | 26.0% |
| — | +14.1% | +49.6% | — | — | — | — | |
| Net Margin | 28.3% | 30.9% | 30.4% | 29.0% | 26.9% | 26.2% | 16.5% |
| — | +18.2% | +84.1% | — | — | — | — |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 |
|---|---|---|---|---|---|---|---|
| ROE | 14.7% | 3.3% | 3.7% | 3.9% | 3.9% | 3.9% | 2.5% |
| — | -15.4% | +46.8% | — | — | — | — | |
| ROA | 1.6% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.2% |
| — | +8.5% | +80.5% | — | — | — | — | |
| ROIC | 9.1% | 2.1% | 2.2% | 2.3% | 2.4% | 2.5% | 2.0% |
| — | -19.2% | +8.9% | — | — | — | — |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Commercial Bancgroup, Inc. Common Stock's Debt/EBITDA ratio is 9.5x, down from 13.1x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 316.0% YoY to 0.47x, strengthening the short-term liquidity position. Debt/Equity has declined for 3 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 |
|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.59 | 0.40 | 0.59 | 0.64 | 0.63 | 0.48 | 0.47 |
| — | -16.5% | +24.3% | — | — | — | — | |
| Debt / EBITDA | 3.37 | 9.52 | 13.13 | 12.10 | 12.86 | 9.10 | 10.16 |
| — | +4.6% | +29.2% | — | — | — | — | |
| Current Ratio | 0.14 | 0.47 | 0.14 | 0.11 | 0.11 | 0.11 | 0.10 |
| — | +316.0% | +47.6% | — | — | — | — | |
| Quick Ratio | 0.14 | 0.47 | 0.14 | 0.11 | 0.11 | 0.11 | 0.10 |
| — | +316.0% | +47.6% | — | — | — | — | |
| Interest Coverage | 1.15 | 1.32 | 1.39 | 1.25 | 1.07 | 0.98 | 0.76 |
| — | — | — | — | — | — | — |
Includes 30+ ratios · 6 years · Updated daily
Total return calculator · dividends reinvested
Calculate ReturnsDollar cost averaging vs lump sum · see how regular investing compounds over time
Run the NumbersDCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare business quality, growth, and profitability against top sector peers.
Compare NowQuick answers to the most common questions about buying CBK stock.
Commercial Bancgroup, Inc. Common Stock's current P/E is 10.5x. The average P/E over the last 1 quarters is 9.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Commercial Bancgroup, Inc. Common Stock's current operating margin is 36.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Commercial Bancgroup, Inc. Common Stock's business trajectory between earnings reports.