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CMRCCommerce.com, Inc.
$2.91$240M
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  4. Financial Ratios

Commerce.com, Inc. (CMRC) Financial Ratios

Latest Ratios: P/E Ratio -12.1x · EV/EBITDA N/A · ROE -53.2%. (2018–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

CMRC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Market Cap$240M$331M$475M$731M$640M$2.5B$4.5B——
Enterprise Value$361M$452M$607M$1.0B$899M$2.6B$4.3B——
P/E Ratio →-12.13————————
P/S Ratio0.700.971.432.362.2911.4129.27——
P/B Ratio5.948.4114.2328.6414.0118.1420.57——
P/FCF12.7717.5921.08——————
P/OCF8.7612.0718.09——————

P/E links to full P/E history page with 30-year chart

CMRC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
EV / Revenue—1.321.823.263.2211.6427.93——
EV / EBITDA—————————
EV / EBIT—————————
EV / FCF—24.0426.92——————

CMRC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Gross Margin78.7%78.7%76.7%76.0%74.9%77.9%77.6%75.9%76.1%
Operating Margin-4.7%-4.7%-12.5%-23.4%-50.4%-34.5%-25.4%-36.6%-41.3%
Net Profit Margin-5.6%-5.6%-8.1%-20.9%-50.1%-34.9%-24.7%-38.0%-42.3%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
ROE-53.2%-53.2%-91.8%-181.6%-152.1%-43.2%-17.3%——
ROA-6.0%-6.0%-6.9%-14.1%-27.2%-18.4%-22.6%-74.0%-65.8%
ROIC-7.5%-7.5%-13.3%-17.9%-42.7%-56.3%-220.6%——
ROCE-7.2%-7.2%-13.3%-18.9%-31.7%-21.0%-30.6%-152.9%-120.7%

CMRC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Debt / Equity4.214.216.6113.727.672.520.07——
Debt / EBITDA—————————
Net Debt / Equity—3.083.9510.915.660.37-0.94——
Net Debt / EBITDA—————————
Debt / FCF—6.455.85——————
Interest Coverage-0.81-0.81-3.46-19.33-159.63-301.01-11.10-25.40-25.10

CMRC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Current Ratio1.981.982.854.834.757.245.540.931.92
Quick Ratio1.981.982.854.834.757.245.540.841.81
Cash Ratio1.301.302.023.823.856.374.780.231.31
Asset Turnover—1.110.980.700.590.400.552.001.55
Inventory Turnover———————8.916.83
Days Sales Outstanding—53.2752.7544.4945.8766.0954.8450.6240.68

CMRC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Dividend Yield——————0.3%——
Payout Ratio—————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Earnings Yield—————————
FCF Yield7.8%5.7%4.7%——————
Buyback Yield0.0%0.0%0.0%0.0%0.0%0.0%0.0%——
Total Shareholder Yield0.0%0.0%0.0%0.0%0.0%0.0%0.3%——
Shares Outstanding—$80M$78M$75M$73M$71M$70M$67M$57M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowMixed
Top Statement Risk

Liquidity and solvency pressure

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Market Pricing Reflects Growth Skepticism

According to recent market data, CMRC trades at a P/S ratio of 0.70, which, when compared to the premium multiples commanded by peers like Shopify, suggests that investors are pricing the firm as a legacy software provider rather than a high-growth SaaS disruptor.

The forward P/E of 6.70 implies that the market expects minimal earnings expansion, likely discounting the company's ability to scale its enterprise-focused pivot. This valuation gap warrants further investigation into whether the market is correctly identifying a structural ceiling on the company's long-term growth potential.

Capital Efficiency Remains Under Pressure

Based on reported figures, CMRC's ROIC has struggled to maintain positive territory, fluctuating between -6.3% and 3.2% over the last ten quarters, which indicates that the company is currently failing to generate returns that exceed its cost of capital.

The volatility in ROIC suggests that the firm's investments in R&D and market expansion have not yet translated into sustainable competitive advantages. Investors should monitor whether the recent shift toward enterprise clients can stabilize these returns or if the high fixed-cost base will continue to erode capital efficiency.

Working Capital Management Lacks Consistency

As reported in financial statements, the company's asset turnover ratio has remained stagnant near 0.27, suggesting that CMRC is struggling to extract greater revenue productivity from its existing asset base compared to its historical performance and broader software industry benchmarks.

While DSO has remained relatively stable around 50 days, the lack of improvement in asset turnover indicates that the company's capital-intensive headless architecture may be creating a drag on operational efficiency. This trend suggests that management may need to optimize its internal processes to improve throughput.

Debt Burden Limits Strategic Maneuverability

Based on recent SEC filings, CMRC's debt-to-equity ratio of 4.21% in 2025Q4, combined with a limited cash position of $44 million, indicates a precarious leverage profile that may restrict the firm's ability to fund future growth initiatives without resorting to dilutive financing.

The erratic interest coverage ratio, which has dipped into negative territory multiple times, highlights the sensitivity of the company's solvency to its operational performance. This leverage profile appears particularly risky in a high-interest rate environment where refinancing costs could escalate rapidly.

Misapplication of Revenue Growth Metrics

The most commonly misapplied metric for CMRC is headline revenue growth, which obscures the underlying quality of the firm's transition from SMB to enterprise clients and fails to account for the lumpy nature of large-scale contract renewals.

Analysts should instead prioritize Net Revenue Retention (NRR) and Enterprise ARR, as these metrics provide a clearer picture of platform stickiness and long-term value creation. Relying solely on top-line growth figures may lead to an inaccurate assessment of the company's competitive positioning in the headless commerce market.

Download Financial Ratios Data

Includes 30+ ratios · 8 years · Updated daily

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CMRC — Frequently Asked Questions

Quick answers to the most common questions about buying CMRC stock.

What is Commerce.com, Inc.'s P/E ratio?

Commerce.com, Inc.'s current P/E ratio is -12.1x. This places it at the 50th percentile of its historical range.

What is Commerce.com, Inc.'s ROE?

Commerce.com, Inc.'s return on equity (ROE) is -53.2%. The historical average is -89.9%.

Is CMRC stock overvalued?

Based on historical data, Commerce.com, Inc. is trading at a P/E of -12.1x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Commerce.com, Inc.'s profit margins?

Commerce.com, Inc. has 78.7% gross margin and -4.7% operating margin.