ConnectOne Bancorp, Inc. (CNOB) Earnings History
Earnings Pressure31 years of earnings data (1995–2025) · 5-year EPS trend is negative
Loading earnings history...
ConnectOne Bancorp, Inc. (CNOB) Earnings Overview
As of November 8, 2026, ConnectOne Bancorp, Inc. (CNOB) reported trailing twelve-month net income of $150M, reflecting -15.9% year-over-year growth. The company earned $2.98 per diluted share over the past four quarters, with a net profit margin of 25.5%.
Looking at the long-term picture, CNOB's 5-year EPS compound annual growth rate (CAGR) stands at -3.7%, signaling declining earnings. The company achieved its highest annual net income of $130M in fiscal 2021.
ConnectOne Bancorp, Inc. maintains industry-leading profitability with a gross margin of 85.1%, operating margin of 35.8%, and net margin of 25.5%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including DCOM ($143M net income, 24.4% margin), OCFC ($47M net income, 19.0% margin), NBTB ($218M net income, 25.7% margin), CNOB has outperformed on profitability metrics. Compare CNOB vs DCOM →
CNOB Earnings vs Peers
Earnings metrics vs comparable public companies
CNOB Historical Earnings Data (1995–2025)
31 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $80M | +9.0% | $113M | $1.48 | 25.5% | 35.8% |
| 2024 | $74M | -15.2% | $98M | $1.76 | 27.9% | 37.3% |
| 2023 | $87M | -30.5% | $117M | $2.07 | 32.3% | 43.5% |
| 2022 | $125M | -3.9% | $171M | $3.01 | 39.7% | 54.3% |
| 2021 | $130M | +82.9% | $175M | $3.22 | 46.9% | 63.0% |
| 2020 | $71M | -2.9% | $90M | $1.79 | 28.2% | 35.8% |
| 2019 | $73M | +21.6% | $94M | $2.07 | 37.8% | 48.4% |
| 2018 | $60M | +39.6% | $71M | $1.87 | 37.1% | 43.7% |
| 2017 | $43M | +39.1% | $69M | $1.34 | 28.2% | 44.7% |
| 2016 | $31M | -24.8% | $43M | $1.01 | 22.2% | 30.6% |
| 2015 | $41M | +122.5% | $61M | $1.36 | 32.8% | 48.6% |
| 2014 | $19M | -6.8% | $27M | $0.79 | 21.4% | 31.5% |
| 2013 | $20M | +13.8% | $27M | $1.21 | 37.6% | 51.7% |
| 2012 | $18M | +25.7% | $25M | $1.05 | 35.1% | 50.6% |
| 2011 | $14M | +98.8% | $21M | $0.80 | 29.5% | 45.2% |
| 2010 | $7M | +85.7% | $7M | $0.43 | 19.3% | 19.9% |
| 2009 | $4M | -35.5% | $5M | $0.30 | 11.6% | 14.6% |
| 2008 | $6M | +51.5% | $7M | $0.45 | 20.5% | 26.0% |
| 2007 | $4M | -1.1% | $923,000 | $0.28 | 14.9% | 3.6% |
| 2006 | $4M | -49.0% | $569,000 | $0.27 | 15.6% | 2.3% |
| 2005 | $8M | +0.3% | $9M | $0.60 | 24.6% | 28.4% |
| 2004 | $8M | +18.7% | $9M | $0.71 | 25.9% | 31.4% |
| 2003 | $6M | -19.8% | $8M | $0.61 | 24.3% | 28.7% |
| 2002 | $8M | +33.1% | $12M | $0.82 | 27.3% | 40.0% |
| 2001 | $6M | +20.1% | $9M | $0.59 | 24.2% | 36.1% |
| 2000 | $5M | +8.1% | $7M | $0.52 | 23.7% | 35.0% |
| 1999 | $5M | +10.2% | $7M | $0.48 | 22.7% | 34.3% |
| 1998 | $4M | -6.7% | $6M | $0.41 | 23.2% | 34.8% |
| 1997 | $5M | +7.1% | $7M | $0.47 | 26.0% | 38.7% |
| 1996 | $4M | +5.0% | $6M | $0.44 | 27.1% | 37.4% |
| 1995 | $4M | - | $6M | $0.43 | 29.2% | 40.1% |
Download Data
Export CNOB earnings history in CSV or JSON format
Free sign-in required to download data
CNOB Chart Terminal
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
Live Breakouts Feed
High-probability breakout stocks crossing their pivot across 5 pattern engines.
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
31+ years return with dividends reinvested.
Peer Comparison
Compare growth, multiples, and margins vs sector.
CNOB — Frequently Asked Questions
Quick answers to the most common questions about buying CNOB stock.
What is CNOB earnings per share (EPS)?
CNOB trailing twelve-month (TTM) diluted EPS is $2.98, reflecting -15.9% year-over-year growth. The 5-year EPS CAGR is -3.7%. Complete EPS history from 1995 to 2025 is available in the table on this page.
What is ConnectOne Bancorp, Inc.'s net income?
ConnectOne Bancorp, Inc. (CNOB) trailing twelve-month net income is $150M as of 2025. Earnings declined -15.9% year-over-year. ConnectOne Bancorp, Inc. has been profitable for 31 consecutive years.
Is CNOB profitable?
Yes, CNOB is profitable with a TTM net income of $150M and a net profit margin of +25.5%. ConnectOne Bancorp, Inc. has generated profits for 31 consecutive years.
What is CNOB's earnings growth rate?
CNOB compound annual EPS growth rates (CAGR): 1-Year: -15.9%, 3-Year: -21.1%, 5-Year: -3.7%, 10-Year: +0.8%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1995 to 2025.
What are CNOB's profit margins?
ConnectOne Bancorp, Inc. net profit margin is +25.5%, operating margin is +35.8%, and gross margin is +85.1%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +5.7%.
Is CNOB growing earnings?
CNOB earnings are declining — EPS fell -15.9% year-over-year. TTM net income dropped to $150M. This contrasts with the 5-year CAGR of -3.7%.
What was CNOB's best earnings year?
ConnectOne Bancorp, Inc.'s highest annual net income on record is $130M, achieved in fiscal year 2021. Earnings history on this page spans 1995 to 2025 and includes all annual and quarterly figures.
What were CNOB's earnings last quarter?
CNOB's most recent reported quarter was Q3 2026. Net income was $31M with diluted EPS of $0.59. For a full breakdown of all quarters, see the quarterly earnings table on this page.