ConnectOne Bancorp, Inc. (CNOB) Earnings History
Annual and quarterly earnings data from 1995 to 2025
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CNOB EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
CNOB Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 44.2% | 18.6% | 13.3% |
| 2024 | 46.8% | 18.4% | 13.8% |
| 2023 | 51.8% | 23.2% | 17.3% |
| 2022 | 76.9% | 44.2% | 32.4% |
| 2021 | 89.5% | 55.3% | 41.2% |
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ConnectOne Bancorp, Inc. (CNOB) Earnings Overview
As of May 7, 2026, ConnectOne Bancorp, Inc. (CNOB) reported trailing twelve-month net income of $80M, reflecting -15.9% year-over-year growth. The company earned $1.60 per diluted share over the past four quarters, with a net profit margin of 13.3%.
Looking at the long-term picture, CNOB's 5-year EPS compound annual growth rate (CAGR) stands at -3.7%, signaling declining earnings. The company achieved its highest annual net income of $130M in fiscal 2021.
ConnectOne Bancorp, Inc. maintains positive profitability with a gross margin of 44.2%, operating margin of 18.6%, and net margin of 13.3%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including DCOM ($111M net income, 15.2% margin), OCFC ($71M net income, 10.8% margin), NBTB ($169M net income, 19.5% margin), CNOB has room to improve margins relative to the peer group. Compare CNOB vs DCOM →
CNOB Earnings vs Peers
Earnings metrics vs comparable public companies
CNOB Historical Earnings Data (1995–2025)
31 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $80M | +9.0% | $113M | $1.48 | 13.3% | 18.6% |
| 2024 | $74M | -15.2% | $98M | $1.76 | 13.8% | 18.4% |
| 2023 | $87M | -30.5% | $117M | $2.07 | 17.3% | 23.2% |
| 2022 | $125M | -3.9% | $171M | $3.01 | 32.4% | 44.2% |
| 2021 | $130M | +82.9% | $175M | $3.22 | 41.2% | 55.3% |
| 2020 | $71M | -2.9% | $90M | $1.79 | 22.1% | 28.0% |
| 2019 | $73M | +21.6% | $94M | $2.07 | 26.3% | 33.6% |
| 2018 | $60M | +39.6% | $71M | $1.87 | 27.2% | 32.1% |
| 2017 | $43M | +39.1% | $69M | $1.34 | 22.8% | 36.1% |
| 2016 | $31M | -24.8% | $43M | $1.01 | 18.2% | 25.0% |
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Start ComparisonCNOB — Frequently Asked Questions
Quick answers to the most common questions about buying CNOB stock.
Is CNOB growing earnings?
CNOB EPS fell to $1.60, with earnings declining -15.9%. This contrasts with the 5-year CAGR of -3.7%. TTM net income dropped to $80M.
What are CNOB's profit margins?
ConnectOne Bancorp, Inc. net margin is +13.3%, with operating margin at +18.6%. Margins sit within typical range for the sector.
How consistent are CNOB's earnings?
CNOB earnings data spans 1995-2025. The declining earnings trend is -15.9% YoY. Historical data enables comparison across business cycles.