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CWBCCommunity West Bancshares$25.75$494M
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HomeStocksCWBCEarnings History

CWBC logoCommunity West Bancshares (CWBC) Earnings History

Steady Earner

30 years of earnings data (1996–2025) · Positive but moderate multi-year EPS trajectory

TTM Net Income
$38M
● Profitable
TTM EPS (Diluted)
$2.00
Per share, diluted
YoY EPS Growth
+344.4%
Excellent
Net Margin
19.6%
After-tax profitability
EPS Growth Rate (CAGR)
1Y+344.4%
3Y-4.1%
5Y+4.3%
10Y+7.2%
Operating Margin27.0%
Gross Margin72.6%
Return on Equity9.9%
Return on Assets1.1%
Record Annual Net Income$38MFY2025
Record Quarterly EPS$0.65Q4 2022
Consecutive Profitable Years30years
Q4 2025
Net Income$11M
EPS (Diluted)$0.58
YoY Growth+344.4%Excellent
QoQ Growth+2.7%Solid

Loading earnings history...

Community West Bancshares (CWBC) Earnings Overview

As of June 13, 2026, Community West Bancshares (CWBC) reported trailing twelve-month net income of $38M, reflecting +344.4% year-over-year growth. The company earned $2.00 per diluted share over the past four quarters, with a net profit margin of 19.6%.

Looking at the long-term picture, CWBC's 5-year EPS compound annual growth rate (CAGR) stands at +4.3%, reflecting modest earnings expansion. The company achieved its highest annual net income of $38M in fiscal 2025, representing a new all-time high.

Community West Bancshares maintains industry-leading profitability with a gross margin of 72.6%, operating margin of 27.0%, and net margin of 19.6%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including CVBF ($209M net income, 32.5% margin), WAFD ($243M net income, 16.0% margin), BANR ($195M net income, 23.8% margin), CWBC has room to improve margins relative to the peer group. Compare CWBC vs CVBF →

CWBC Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
CWBC logoCWBCCurrent
$38M$2.0019.6%9.9%+344.4%—
CVBF logoCVBF
$209M$1.5432.5%9.3%+5.6%
WAFD logoWAFD
$243M$3.1616.0%7.5%+5.2%
BANR logoBANR
$195M$5.6823.8%10.5%+15.6%
COLB logoCOLB
$550M$1.8517.1%8.5%-9.8%
PFBC logoPFBC
$134M$10.7126.8%17.2%+7.9%
Best in group
Lowest in group

CWBC Historical Earnings Data (1996–2025)

30 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$38M+397.9%$53M$2.0019.6%27.0%
2024$8M-70.0%$11M$0.454.7%6.7%
2023$26M-4.2%$34M$2.1723.6%31.3%
2022$27M-6.2%$35M$2.2730.7%40.6%
2021$28M+39.6%$38M$2.3134.9%46.7%
2020$20M-5.1%$27M$1.6226.1%34.9%
2019$21M+0.7%$30M$1.5927.6%38.5%
2018$21M+51.8%$28M$1.5429.2%38.3%
2017$14M-7.6%$24M$1.1021.1%35.9%
2016$15M+38.5%$22M$1.3327.7%40.4%
2015$11M+107.1%$14M$1.0022.0%27.2%
2014$5M-35.8%$5M$0.4811.0%9.8%
2013$8M+9.7%$10M$0.7719.8%23.0%
2012$8M+16.1%$9M$0.7519.6%24.0%
2011$6M+97.5%$8M$0.6316.1%20.7%
2010$3M+26.7%$3M$0.318.3%7.4%
2009$3M-49.6%$2M$0.285.6%4.1%
2008$5M-18.2%$7M$0.7913.9%20.2%
2007$6M-9.1%$9M$0.9916.9%25.5%
2006$7M+14.3%$10M$1.0719.1%28.3%
2005$6M+63.6%$9M$0.9420.1%31.2%
2004$4M+9.6%$6M$0.3217.7%27.0%
2003$3M+21.1%$5M$0.6017.3%25.0%
2002$3M+17.1%$4M$0.2614.8%21.5%
2001$2M+36.1%$4M$0.2212.3%19.0%
2000$2M+143.4%$3M$0.3310.2%15.7%
1999$717,993-75.2%$924,499$0.149.4%12.1%
1998$3M+81.3%$14M$0.1211.5%55.7%
1997$2M+45.5%$0$0.5211.0%0.0%
1996$1M-$0$0.1610.0%0.0%

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What if you invested $1,000 in CWBC back in 1996?

Total return with dividends reinvested · 30+ years of data

Calculate Returns

How much would $100/month in CWBC be worth today?

Dollar cost averaging vs lump sum · see how regular investing compounds over time

Run the Numbers

Is CWBC Undervalued Right Now?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

View Valuation

CWBC vs BRK-B — which is the better buy?

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CWBC — Frequently Asked Questions

Quick answers to the most common questions about buying CWBC stock.

What is CWBC earnings per share (EPS)?

CWBC trailing twelve-month (TTM) diluted EPS is $2.00, reflecting +344.4% year-over-year growth. The 5-year EPS CAGR is +4.3%. Complete EPS history from 1996 to 2025 is available in the table on this page.

What is Community West Bancshares's net income?

Community West Bancshares (CWBC) trailing twelve-month net income is $38M as of 2025. Earnings grew +344.4% year-over-year. Community West Bancshares has been profitable for 30 consecutive years.

Is CWBC profitable?

Yes, CWBC is profitable with a TTM net income of $38M and a net profit margin of +19.6%. Community West Bancshares has generated profits for 30 consecutive years.

What is CWBC's earnings growth rate?

CWBC compound annual EPS growth rates (CAGR): 1-Year: +344.4%, 3-Year: -4.1%, 5-Year: +4.3%, 10-Year: +7.2%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1996 to 2025.

What are CWBC's profit margins?

Community West Bancshares net profit margin is +19.6%, operating margin is +27.0%, and gross margin is +72.6%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +9.9%.

Is CWBC growing earnings?

Yes, CWBC earnings are accelerating — EPS growth of +344.4% exceeds the 5-year CAGR of +4.3%. TTM net income reached $38M. Earnings momentum is strengthening.

What was CWBC's best earnings year?

Community West Bancshares's highest annual net income on record is $38M, achieved in fiscal year 2025. Earnings history on this page spans 1996 to 2025 and includes all annual and quarterly figures.

What were CWBC's earnings last quarter?

CWBC's most recent reported quarter was Q4 2025. Net income was $11M with diluted EPS of $0.58. For a full breakdown of all quarters, see the quarterly earnings table on this page.

CWBC Earnings Over Time (1996–2025)

Net income & EPS — annual and quarterly view