Last 25 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Eastern Bankshares, Inc.'s quarterly P/E stands at 10.0x, down 30.3% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has expanded 30.9% YoY to 9.7x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 49.90 | 10.02 | 8.56 | 7.63 | — | 14.38 | — | 21.84 | 14.35 | 1.81 | 8.71 | 10.22 | — |
| — | -30.3% | — | -65.0% | — | +693.7% | — | +113.6% | — | -89.1% | -41.5% | -31.3% | — | |
| P/S Ratio | 4.25 | 2.61 | 2.80 | 2.36 | 27.91 | 2.84 | 2.70 | 2.46 | 2.44 | 2.52 | 2.30 | 2.18 | — |
| — | -8.0% | +3.7% | -3.9% | +1043.3% | +12.5% | +17.5% | +12.6% | — | -22.0% | -50.0% | -48.6% | — | |
| P/B Ratio | 1.00 | 0.92 | 0.95 | 0.82 | 0.92 | 0.97 | 0.88 | 0.77 | 0.76 | 0.78 | 0.83 | 0.79 | 0.79 |
| — | -5.1% | +7.8% | +7.1% | +21.1% | +24.6% | +6.0% | -2.2% | -3.9% | -31.4% | -37.5% | -30.3% | -34.9% | |
| P/FCF | 10.87 | 9.99 | 6.10 | 6.37 | 18.14 | 10.48 | 7.60 | 11.37 | 18.69 | 11.81 | 15.01 | 6.97 | 5.15 |
| — | -4.6% | -19.8% | -44.0% | -2.9% | -11.3% | -49.3% | +63.1% | +263.1% | -98.0% | +10.3% | -13.1% | -63.4% | |
| EV / EBITDA | 29.14 | 9.72 | 7.49 | 5.49 | — | 7.42 | 60.32 | 8.97 | 7.05 | 10.30 | 10.04 | 5.50 | — |
| — | +30.9% | -87.6% | -38.8% | — | -27.9% | +501.0% | +63.1% | — | -28.8% | -15.4% | -40.4% | — | |
| EV / EBIT | 43.84 | 10.83 | 8.61 | 6.26 | — | 8.78 | — | 10.34 | 7.93 | 12.25 | 11.25 | 6.02 | — |
| — | +23.4% | — | -39.5% | — | -28.4% | — | +71.7% | — | -25.7% | -9.9% | -40.7% | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Eastern Bankshares, Inc.'s operating margin was 24.6% in Q4 2025, down 4.5 pp QoQ and up 1.2 pp YoY. This marks the 3rd consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of -134.2% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 8.9% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 66.2% | 74.2% | 72.2% | 73.6% | -181.9% | 68.1% | 52.2% | 63.6% | 65.2% | 67.0% | 67.3% | 70.3% | 141.4% |
| — | +8.9% | +38.2% | +15.7% | -379.0% | +1.5% | -22.5% | -9.5% | -53.9% | -19.6% | -27.7% | -28.0% | +43.8% | |
| Operating Margin | 9.9% | 24.6% | 29.1% | 31.2% | -621.7% | 23.4% | -1.1% | 16.3% | 21.2% | 14.8% | 21.4% | 26.5% | 219.1% |
| — | +5.1% | +2700.9% | +90.8% | -3025.6% | +58.8% | -105.2% | -38.3% | -90.3% | -37.2% | -46.1% | -28.9% | +482.8% | |
| Net Margin | 8.4% | 26.0% | 32.9% | 31.2% | -735.7% | 19.7% | -2.1% | 11.3% | 16.8% | 139.0% | 26.7% | 21.3% | 159.0% |
| — | +32.0% | +1692.0% | +175.2% | -4484.0% | -85.8% | -107.7% | -46.9% | -89.4% | +611.5% | -14.6% | -24.5% | +443.2% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 2.2% | 2.4% | 2.8% | 2.8% | -6.1% | 1.7% | -0.2% | 0.9% | 1.3% | 11.7% | 2.4% | 1.9% | -7.7% |
| — | +46.4% | +1620.7% | +210.1% | -564.0% | -85.8% | -107.8% | -53.3% | +117.0% | +579.0% | +11.4% | +6.6% | -578.5% | |
| ROA | 0.3% | 0.4% | 0.4% | 0.4% | -0.9% | 0.2% | -0.0% | 0.1% | 0.2% | 1.5% | 0.3% | 0.2% | -0.9% |
| — | +49.2% | +1667.7% | +218.7% | -571.4% | -84.2% | -109.6% | -43.2% | +121.4% | +695.9% | +12.1% | -3.0% | -484.9% | |
| ROIC | 1.9% | 1.7% | 1.9% | 2.1% | -3.8% | 1.5% | -0.1% | 1.0% | 1.2% | 0.8% | 1.2% | 1.4% | -5.8% |
| — | +14.6% | +2598.5% | +116.6% | -411.1% | +78.2% | -106.3% | -31.1% | +121.0% | -35.0% | -36.9% | -21.1% | -479.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Eastern Bankshares, Inc.'s Debt/EBITDA ratio is 2.0x, up from 0.2x last quarter — at a moderate level that warrants monitoring. The current ratio has weakened 91.0% YoY to 0.02x, tightening the short-term liquidity position.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.05 | 0.05 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.29 | 0.13 | 0.44 |
| — | +294.7% | -46.6% | -42.5% | -60.5% | -6.0% | -95.5% | -90.5% | -96.7% | -95.5% | +69.9% | +998.2% | +3663.1% | |
| Debt / EBITDA | 1.37 | 2.05 | 0.24 | 0.23 | — | 0.53 | 4.70 | 0.86 | 0.76 | 0.99 | 13.18 | 5.10 | — |
| — | +285.9% | -94.9% | -72.7% | — | -46.2% | -64.3% | -83.2% | — | -92.1% | +137.4% | +1046.3% | — | |
| Current Ratio | 0.02 | 0.02 | 0.03 | 0.04 | 0.03 | 0.25 | 0.25 | 0.29 | 0.30 | 0.30 | 0.28 | 0.30 | 0.36 |
| — | -91.0% | -87.7% | -86.7% | -89.3% | -17.7% | -10.9% | -4.5% | -17.3% | -16.0% | -26.0% | -28.8% | -25.8% | |
| Quick Ratio | 0.02 | 0.02 | 0.03 | 0.04 | 0.03 | 0.25 | 0.25 | 0.29 | 0.30 | 0.30 | 0.28 | 0.30 | 0.36 |
| — | -91.0% | -87.7% | -86.7% | -89.3% | -17.7% | -10.9% | -4.5% | -17.3% | -16.0% | -26.0% | -28.8% | -25.8% | |
| Interest Coverage | 0.31 | 0.95 | 1.14 | 1.30 | -2.39 | 0.79 | -0.03 | 0.48 | 0.67 | 0.48 | 0.73 | 1.00 | -5.29 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 25 years · Updated daily
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Eastern Bankshares, Inc.'s current P/E is 49.9x. The average P/E over the last 3 quarters is 8.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Eastern Bankshares, Inc.'s current operating margin is 9.9%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Eastern Bankshares, Inc.'s business trajectory between earnings reports.