The First Bancorp, Inc. (FNLC) Earnings History
Annual and quarterly earnings data from 1995 to 2025
Loading earnings history...
FNLC EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
FNLC Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 52.3% | 23.6% | 19.4% |
| 2024 | 48.2% | 19.7% | 16.3% |
| 2023 | 55.3% | 24.9% | 20.6% |
| 2022 | 83.1% | 43.1% | 35.5% |
| 2021 | 89.2% | 45.5% | 37.6% |
Download Data
Export FNLC earnings history in CSV or JSON format
Free sign-in required to download data
The First Bancorp, Inc. (FNLC) Earnings Overview
As of May 8, 2026, The First Bancorp, Inc. (FNLC) reported trailing twelve-month net income of $34M, reflecting +26.3% year-over-year growth. The company earned $3.07 per diluted share over the past four quarters, with a net profit margin of 19.4%.
Looking at the long-term picture, FNLC's 5-year EPS compound annual growth rate (CAGR) stands at +4.4%, reflecting modest earnings expansion. The company achieved its highest annual net income of $39M in fiscal 2022.
The First Bancorp, Inc. maintains industry-leading profitability with a gross margin of 52.3%, operating margin of 23.6%, and net margin of 19.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including NBTB ($169M net income, 19.5% margin), CNOB ($80M net income, 13.3% margin), FUNC ($25M net income, 18.4% margin), FNLC has room to improve margins relative to the peer group. Compare FNLC vs NBTB →
FNLC Earnings vs Peers
Earnings metrics vs comparable public companies
FNLC Historical Earnings Data (1995–2025)
31 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $34M | +27.2% | $42M | $3.07 | 19.4% | 23.6% |
| 2024 | $27M | -8.4% | $33M | $2.43 | 16.3% | 19.7% |
| 2023 | $30M | -24.3% | $36M | $2.66 | 20.6% | 24.9% |
| 2022 | $39M | +7.5% | $47M | $3.53 | 35.5% | 43.1% |
| 2021 | $36M | +33.7% | $44M | $3.30 | 37.6% | 45.5% |
| 2020 | $27M | +6.3% | $32M | $2.48 | 28.5% | 33.9% |
| 2019 | $26M | +8.5% | $30M | $2.34 | 27.5% | 32.6% |
| 2018 | $24M | +20.2% | $28M | $2.17 | 28.3% | 33.5% |
| 2017 | $20M | +8.8% | $26M | $1.81 | 26.7% | 35.7% |
| 2016 | $18M | +11.1% | $24M | $1.66 | 27.2% | 36.9% |
See FNLC's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs FNLC Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare FNLC vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonFNLC — Frequently Asked Questions
Quick answers to the most common questions about buying FNLC stock.
Is FNLC growing earnings?
FNLC EPS is $3.07, with earnings growth accelerating to +26.3%. This exceeds the 5-year CAGR of +4.4%. TTM net income reached $34M.
What are FNLC's profit margins?
The First Bancorp, Inc. net margin is +19.4%, with operating margin at +23.6%. Above-average margins indicate pricing power.
How consistent are FNLC's earnings?
FNLC earnings data spans 1995-2025. The accelerating earnings trend is +26.3% YoY. Historical data enables comparison across business cycles.